#1Whyteleafe
3,174 peopleHomes cost 3.9 years of area income·#899 of 2,515 in England, Scotland, Wales and Northern Ireland
Whyteleafe, #1 on this list · Photo: David Howard · CC BY-SA 2.0Surrey rankings · Cost of living
Most affordable towns in Surrey
Whyteleafe ranks first on cost of living among Surrey’s 65 towns of 2,500+; none grades A− or better against UK towns; the best here is a B+.
The Cost of living Grade: the median sale price (Land Registry), a year’s private rent (ONS) and Band D council tax with the parish precept, each against the mean household income of the town’s council area. The rank across England, Scotland, Wales and Northern Ireland sits beside each letter. How grades work
#1B+
#2Leatherhead
11,482 peopleHomes cost 5.1 years of area income·#1,090 of 2,515 in England, Scotland, Wales and Northern Ireland
#3Bagshot
5,930 peopleHomes cost 5.7 years of area income·#1,161 of 2,515 in England, Scotland, Wales and Northern Ireland
All 65 towns, ranked
Cost of living grade, best first; ranks are the county ranks on each town’s page (T = tied). Military garrison towns and university campuses keep their grades but aren’t ranked. Each rank across England, Scotland, Wales and Northern Ireland links to the national list.
65 towns.
#TownGrade · UK rankCompared with UK towns
41Worcester Park and Stoneleigh15,851 peopleC−#2,043 of 2,515 nationallyhomes cost 8.8 years of area income
47Great Bookham and Fetcham21,655 peopleC−#2,095 of 2,515 nationallyhomes cost 9.6 years of area income
52Tadworth and Epsom Downs27,095 peopleC−#2,151 of 2,515 nationallyhomes cost 8.3 years of area income
T56Chipstead and Woodmansterne4,523 peopleC−#2,189 of 2,515 nationallyhomes cost 8.9 years of area income
59New Haw, West Byfleet and Sheerwater33,035 peopleD#2,231 of 2,515 nationallyhomes cost 7.9 years of area income
Not ranked
Not on this list
1 military garrison town or university campus keeps its grade but isn’t ranked: most residents serve in the forces or are students.
- Pirbright 3,920 people. Garrison town.
Quick answers
Questions people ask
What is the most affordable town in Surrey?
Whyteleafe ranks first on cost of living among 65 towns, with a B+: homes cost 3.9 years of area income. Leatherhead and Bagshot follow.
How are these towns ranked?
The Cost of living Grade: the median sale price (Land Registry), a year’s private rent (ONS) and Band D council tax with the parish precept, each against the mean household income of the town’s council area. The letter and rank are the same as on each town’s page. How grades work.
Why isn’t my town on this list?
Garrison towns and university campuses aren’t ranked, and towns without the figures this grade needs are counted above. The list covers Surrey’s towns of 2,500+ with the figure. Smaller places show it on their own pages; every town in Surrey is on the county page.
Go deeper
All Surrey rankings →More Surrey lists
Every list ranks the same 2,500+ towns, so a town’s rank means the same thing on each.
Best places to live65 towns · #1 WreccleshamBest small towns27 towns · #1 WreccleshamSafest towns65 towns · #1 WreccleshamTowns with the best schools65 towns · #1 East Horsley and FarnhamHealthiest towns65 towns · #1 East HorsleyBest towns for jobs & income65 towns · #1 AshteadMost walkable towns65 towns · #1 EpsomTowns with the lowest flood risk65 towns · #1 Banstead and 10 moreBest towns for the outdoors65 towns · #1 WhyteleafeMost historic towns65 towns · #1 FarnhamTowns with the most civic life65 towns · #1 Bramley and WonershTowns with the highest household incomes66 towns · #1 EsherDescribed, no lettersTowns with the lowest council tax66 towns · #1 Addlestone and 3 moreDescribed, no lettersTowns with the mildest winters66 towns · #1 Ashford and 2 moreDescribed, no lettersTowns with the warmest summers66 towns · #1 West MoleseyDescribed, no lettersTowns with the coolest summers66 towns · #1 AshteadDescribed, no lettersTowns with the fewest frosts66 towns · #1 Sunbury-on-ThamesDescribed, no lettersDriest towns66 towns · #1 Stanwell and West MoleseyDescribed, no lettersWettest towns66 towns · #1 HaslemereDescribed, no letters
County by county
Most affordable towns, county by county
AberdeenshireBedfordshireBerkshireBuckinghamshireCambridgeshireCheshireClwydCornwallCounty DurhamCumbriaDerbyshireDevonDorsetDyfedEast Riding of YorkshireEast SussexEssexFifeGloucestershireGreater ManchesterGwentHampshireHertfordshireHighlandKentLancashireLeicestershireLincolnshireLondonMerseysideMid GlamorganNorfolkNorth LanarkshireNorth YorkshireNorthamptonshireNorthumberlandNottinghamshireOxfordshireShropshireSomersetSouth LanarkshireSouth YorkshireStaffordshireSuffolkSurreyTyne and WearWarwickshireWest GlamorganWest MidlandsWest SussexWest YorkshireWiltshireWorcestershire
Sources: HM Land Registry Price Paid (standard sales, September 2023 to August 2026) · ONS Price Index of Private Rents (August 2026, by council) · MHCLG and Welsh Government council tax, Band D 2026–27 (with parish precepts in England) · ONS small-area income estimates (financial year ending 2023) · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.
Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.