FEMA puts Tyrone Township’s expected hazard damage per building below that of 84% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Tyrone Township gets an A− for hazard risk: lower expected damage per building than 84% of U.S. towns. Most of that expected damage is river and rain flooding (74%), then hurricanes (14%). Flood insurance has paid 30 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Tyrone Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Tyrone Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Tyrone Township’s grade
River and rain flooding is 74% of the building damage FEMA expects in Tyrone Township, and Tyrone Township’s rate of river and rain flooding damage is lower than 69% of U.S. census tracts. Next is hurricanes at 14% (higher than 81% of U.S. census tracts).
A− lower expected damage per building than 84% of U.S. towns (21,298).
All of Tyrone Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $550K a year in losses across Tyrone Township: $348K to buildings, the rest to people and crops.
Does Tyrone Township flood? Sometimes: 30 flood claims since 1978
Every paid claim on a federal flood insurance policy in Tyrone Township, from FEMA’s records: 32.2 per 1,000 homes, more than 89% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan5 claims · $125K
Tyrone Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.The storms Tyrone Township remembers
None of the 16 disasters declared for Adams County shows FEMA aid or repair money reaching Tyrone Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19968 flood claims paidThe year of Flooding, Severe Storms, declared for Adams County
- 19847 flood claims paidNo declaration for the county that year
- 20046 flood claims paidThe year of Tropical Depression Ivan, declared for Adams County
Adams County has had 16 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Tyrone Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tyrone Township archive →Tyrone Township and its neighbors
Tyrone Township is 3rd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Straban Township | Aless damage than 92% | river and rain flooding | 2 |
| Huntington Township | A−less damage than 84% | river and rain flooding | 8 |
| Tyrone Township | A−less damage than 84% | river and rain flooding | 30 |
| Butler Township | A−less damage than 84% | river and rain flooding | 5 |
| Menallen Township | B+less damage than 65% | river and rain flooding | 8 |
| Reading Township | B−less damage than 52% | river and rain flooding | 156 |
| Gardners | — | 76 residents; we grade 1,000+ | |
| Idaville | — | 105 residents; we grade 1,000+ | |
| Heidlersburg | — | 457 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Tyrone Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tyrone Township
Is Tyrone Township at risk for natural disasters?
On FEMA’s National Risk Index, Tyrone Township has lower expected damage per building than 84% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (74%) and hurricanes (14%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Tyrone Township flood?
Flood insurance has paid 30 claims in Tyrone Township since 1978, $266K in all, or 32.2 per 1,000 homes, more than 89% of U.S. towns with a flood insurance record. 3 properties have flooded more than once. The most claims came from Tropical Storm Ivan (5).
Is Tyrone Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Adams County, 25% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Tyrone Township?
FEMA’s Community Rating System list shows no discount for Tyrone Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tyrone Township?
By flood claims, Tropical Storm Ivan: 5 paid, $125K.
Is Tyrone Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (74%), and Tyrone Township’s rate for it is lower than 69% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Tyrone Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tyrone Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.