Photo: Doug Kerr · CC BY-SA 2.0On FEMA’s figures, Huntington Township faces less hazard damage per building than 84% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Huntington Township gets an A− for hazard risk: lower expected damage per building than 84% of U.S. towns. Most of that expected damage is river and rain flooding (74%), then hurricanes (14%). Flood insurance has paid 8 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Huntington Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Huntington Township’s grade
River and rain flooding is 74% of the building damage FEMA expects in Huntington Township, and Huntington Township’s rate of river and rain flooding damage is lower than 69% of U.S. census tracts. Next is hurricanes at 14% (higher than 81% of U.S. census tracts).
A− lower expected damage per building than 84% of U.S. towns (21,298).
All of Huntington Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $581K a year in losses across Huntington Township: $368K to buildings, the rest to people and crops.
Does Huntington Township flood? Rarely: 8 flood claims since 1979
Every paid claim on a federal flood insurance policy in Huntington Township, from FEMA’s records: 8.3 per 1,000 homes, more than 71% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Lee1 claim · $7K
- Tropical Storm Ivan1 claim · $5K
Huntington Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.The storms Huntington Township remembers
None of the 16 disasters declared for Adams County shows FEMA aid or repair money reaching Huntington Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19792 flood claims paidNo declaration for the county that year
- 20062 flood claims paidThe year of Severe Storms, Flooding, and Mudslides, declared for Adams County
- 19811 flood claims paidNo declaration for the county that year
Adams County has had 16 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Huntington Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Huntington Township archive →Huntington Township and its neighbors
Huntington Township is 2nd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Tyrone Township | A−less damage than 84% | river and rain flooding | 30 |
| Huntington Township | A−less damage than 84% | river and rain flooding | 8 |
| South Middleton Township | A−less damage than 82% | river and rain flooding | 26 |
| Latimore Township | B−less damage than 53% | river and rain flooding | — |
| Reading Township | B−less damage than 52% | river and rain flooding | 156 |
| Gardners | — | 76 residents; we grade 1,000+ | |
| Idaville | — | 105 residents; we grade 1,000+ | |
| York Springs | — | 865 residents; we grade 1,000+ | |
| Heidlersburg | — | 457 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Huntington Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Huntington Township
Is Huntington Township at risk for natural disasters?
On FEMA’s National Risk Index, Huntington Township has lower expected damage per building than 84% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (74%) and hurricanes (14%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Huntington Township flood?
Flood insurance has paid 8 claims in Huntington Township since 1979, $32K in all, or 8.3 per 1,000 homes, more than 71% of U.S. towns with a flood insurance record. The most claims came from Tropical Storm Lee (1).
Is Huntington Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Adams County, 25% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Huntington Township?
FEMA’s Community Rating System list shows no discount for Huntington Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Huntington Township?
By flood claims, Tropical Storm Lee: 1 paid, $7K.
Is Huntington Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (74%), and Huntington Township’s rate for it is lower than 69% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Huntington Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Huntington Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.