Storms, floods and disasters in York Springs
York Springs isn’t graded for hazard risk: York Springs has 865 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1996.
What York Springs faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does York Springs flood? Rarely: 2 flood claims since 1996
Every paid claim on a federal flood insurance policy in York Springs, from FEMA’s records.
- Tropical Storm Bill1 claim · $2K
York Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.1 federal disaster brought FEMA money to York Springs
Disasters that paid out in York Springs itself (aid to households or repair grants to the Borough of York Springs), newest first, with that year’s flood claims.
- 2011Tropical Storm Lee5 households applied for aid$10K aid approved
Adams County has had 16 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of York Springs after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the York Springs archive →York Springs and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Huntington Township | A−less damage than 84% | river and rain flooding | 8 |
| Latimore Township | B−less damage than 53% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what York Springs faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in York Springs
Does York Springs flood?
Flood insurance has paid 2 claims in York Springs since 1996, $13K in all. The most claims came from Tropical Storm Bill (1).
Is York Springs in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Adams County, 25% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in York Springs?
FEMA’s Community Rating System list shows no discount for York Springs’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in York Springs?
By FEMA money that reached York Springs, Tropical Storm Lee (2011): 5 households applied for aid, $10K approved. By flood claims, Tropical Storm Bill: 1 paid, $2K.
Storm stories
Memories, warnings and help from neighbors in York Springs.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where York Springs’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.