Babylon Town Hall · Photo: DanTD · CC BY-SA 3.0On FEMA’s figures, Babylon faces less hazard damage per building than 71% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Babylon gets a B+ for hazard risk: lower expected damage per building than 71% of U.S. towns, #366 of 758 in New York. Most of that expected damage is river and rain flooding (64%), then coastal flooding (16%). Flood insurance has paid 4,003 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Babylon’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Babylon faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Coastal flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Babylon’s grade
River and rain flooding is 64% of the building damage FEMA expects in Babylon, and Babylon’s rate of river and rain flooding damage is lower than 64% of U.S. census tracts. Coastal flooding adds 16%, at a rate in the top 2% of U.S. census tracts.
B+ #366 of 758 in New York; lower expected damage per building than 71% of U.S. towns (21,298).
Babylon’s residents live in 51 census tracts; FEMA’s figures are combined by where they live.
The typical New York town has lower expected damage than 69% of U.S. towns; within the state, Babylon has less expected damage per building than 52% of New York towns.
Among the 400 U.S. cities of 100,000 or more, Babylon has lower expected damage per building than 82% (#72 of 400). Because it is so big, its total expected yearly loss, $46.0M, is the 266th largest of those 400.
Does Babylon flood? Yes: 4,003 flood claims since 1978
Every paid claim on a federal flood insurance policy in Babylon, from FEMA’s records: 55.2 per 1,000 homes, more than 93% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Sandy2,134 claims · $162M
- The December Storm - nor’easter373 claims · $3.9M
- Hurricane Irene358 claims · $8.5M
Babylon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Suffolk County.9 federal disasters brought FEMA money to Babylon
Disasters that paid out in Babylon itself (aid to households or repair grants to the Town of Babylon), newest first, with that year’s flood claims.
- 2022Severe Winter Storm and Snowstorm$56K to the Town of Babylon for repairs2 flood claims paid that year
- 2020Tropical Storm Isaias$2.0M to the Town of Babylon for repairs3 flood claims paid that year
- 2013Severe Winter Storm and Snowstorm$361K to the Town of Babylon for repairs2 flood claims paid that year
- 2012Hurricane Sandy$11.3M to the Town of Babylon for repairs2,134 flood claims paid for it, $162M
- 2011Hurricane Irene$1.2M to the Town of Babylon for repairs358 flood claims paid for it, $8.5M
- 2010Severe Storms and Flooding$269K to the Town of Babylon for repairs62 flood claims paid that year
Show all 9
- 2007Severe Storms and Inland and Coastal Flooding$2K to the Town of Babylon for repairs20 flood claims paid that year
- 2003Snow$257K to the Town of Babylon for repairs1 flood claim paid that year
- 1999Hurricane Floyd Major Disaster Declarations$54K to the Town of Babylon for repairs1 flood claim paid that year
Suffolk County has had 26 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Babylon after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Babylon archive →Babylon and its neighbors
Babylon is 4th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Huntington | A+less damage than 97% | river and rain flooding | 411 |
| Islip | Aless damage than 92% | river and rain flooding | 4,791 |
| Oyster Bay | Aless damage than 87% | river and rain flooding | 4,654 |
| Babylon | B+less damage than 71% | river and rain flooding | 4,003 |
| Babylon | Bless damage than 62% | river and rain flooding | 1,645 |
| Amityville | Cmore damage than 67% | river and rain flooding | 1,384 |
| West Islip | — | a Census area inside a town; graded with the town | |
| East Massapequa | — | a Census area inside a town; graded with the town | |
| Deer Park | — | a Census area inside a town; graded with the town | |
| North Babylon | — | a Census area inside a town; graded with the town | |
| Dix Hills | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Babylon faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Babylon
Is Babylon at risk for natural disasters?
On FEMA’s National Risk Index, Babylon has lower expected damage per building than 71% of U.S. towns: B+ for hazard risk, #366 of 758 in New York. Most of the expected damage is river and rain flooding (64%) and coastal flooding (16%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Babylon flood?
Flood insurance has paid 4,003 claims in Babylon since 1978, $184M in all, or 55.2 per 1,000 homes, more than 93% of U.S. towns with a flood insurance record. 581 properties have flooded more than once. The most claims came from Hurricane Sandy (2,134).
Is Babylon in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Suffolk County, 66% of homes in mapped flood zones carry federal flood insurance, and 5.4% of all homes do.
How much is flood insurance in Babylon?
FEMA’s Community Rating System list shows no discount for Babylon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Babylon?
By FEMA money that reached Babylon, Hurricane Sandy (2012): $11.3M to the Town of Babylon for repairs. By flood claims, Hurricane Sandy: 2,134 paid, $162M.
Is Babylon at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (64%), and Babylon’s rate for it is lower than 64% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Babylon.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Babylon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.