More hazard damage per building is expected in Amityville than in 67% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Amityville gets a C for hazard risk: higher expected damage per building than 67% of U.S. towns, #634 of 758 in New York. Most of that expected damage is river and rain flooding (52%), then coastal flooding (37%). Flood insurance has paid 1,384 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Amityville’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Amityville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Coastal flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Amityville’s grade
River and rain flooding is 52% of the building damage FEMA expects in Amityville, and Amityville’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts. Coastal flooding adds 37%, at a rate in the top 1% of U.S. census tracts.
C #634 of 758 in New York; higher expected damage per building than 67% of U.S. towns (21,298).
Amityville’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical New York town has lower expected damage than 69% of U.S. towns; within the state, Amityville has more expected damage per building than 84% of New York towns.
In dollars, FEMA expects about $4.5M a year in losses across Amityville: $4.1M to buildings, the rest to people and crops.
Does Amityville flood? Yes: 1,384 flood claims since 1978
Every paid claim on a federal flood insurance policy in Amityville, from FEMA’s records: 336.8 per 1,000 homes, more than 99% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Sandy707 claims · $75.8M
- Hurricane Irene207 claims · $6.4M
- The December Storm - nor’easter173 claims · $2.2M
Amityville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Suffolk County.8 federal disasters brought FEMA money to Amityville
Disasters that paid out in Amityville itself (aid to households or repair grants to the Village of Amityville), newest first, with that year’s flood claims.
- 2021Remnants of Hurricane Ida82 households applied for aid$42K aid approved
- 2020Tropical Storm Isaias$186K to the Village of Amityville for repairs1 flood claim paid that year
- 2013Severe Winter Storm and Snowstorm$35K to the Village of Amityville for repairs1 flood claim paid that year
- 2012Hurricane Sandy1,958 households applied for aid$10.9M aid approved$1.2M to the Village of Amityville for repairs707 flood claims paid for it, $75.8M
- 2011Hurricane Irene160 households applied for aid$310K aid approved$281K to the Village of Amityville for repairs207 flood claims paid for it, $6.4M
- 2010Severe Storms and Flooding$64K to the Village of Amityville for repairs19 flood claims paid that year
Show all 8
- 2007Severe Storms and Inland and Coastal Flooding$14K to the Village of Amityville for repairs8 flood claims paid that year
- 2003Snow$20K to the Village of Amityville for repairs
Suffolk County has had 26 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Amityville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Amityville archive →Amityville and its neighbors
Amityville is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Oyster Bay | Aless damage than 87% | river and rain flooding | 4,654 |
| Babylon | B+less damage than 71% | river and rain flooding | 4,003 |
| Amityville | Cmore damage than 67% | river and rain flooding | 1,384 |
| East Massapequa | — | a Census area inside a town; graded with the town | |
| Copiague | — | a Census area inside a town; graded with the town | |
| North Amityville | — | a Census area inside a town; graded with the town | |
| Gilgo | — | 148 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Amityville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Amityville
Is Amityville at risk for natural disasters?
On FEMA’s National Risk Index, Amityville has higher expected damage per building than 67% of U.S. towns: C for hazard risk, #634 of 758 in New York. Most of the expected damage is river and rain flooding (52%) and coastal flooding (37%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Amityville flood?
Flood insurance has paid 1,384 claims in Amityville since 1978, $87.0M in all, or 336.8 per 1,000 homes, more than 99% of U.S. towns with a flood insurance record. 236 properties have flooded more than once. The most claims came from Hurricane Sandy (707).
Is Amityville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Suffolk County, 66% of homes in mapped flood zones carry federal flood insurance, and 5.4% of all homes do.
How much is flood insurance in Amityville?
FEMA’s Community Rating System list shows no discount for Amityville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Amityville?
By FEMA money that reached Amityville, Hurricane Sandy (2012): 1,958 households applied for aid, $10.9M approved, and $1.2M to the Village of Amityville for repairs. By flood claims, Hurricane Sandy: 707 paid, $75.8M.
Is Amityville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (52%), and Amityville’s rate for it is lower than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Amityville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Amityville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.