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North Carolina›Henderson County

Mountain HomeNC

3,437 people live in this town, settled in 1922.

Is Mountain Home a good place to live?

A town of contrasts. At B overall, Mountain Home is better than 55% of U.S. towns and ranks 76th of 286 in North Carolina. Its strongest subject is health (A−): residents are healthier than 84% of U.S. towns on CDC estimates. Add incomes to its strengths: the median household earns $83K. What holds it back is cost of living (C−): the typical home is worth about $400K, 5.6 years of the Asheville metro’s $72K median household income. Walkability is weaker too (C−). Most errands need a car: it is less walkable than 83% of U.S. towns. Only 3 of North Carolina’s 451 towns score lower on the outdoors.

Figures: health, CDC PLACES · incomes, Census ACS, 2020–24 · home values, Zillow · USGS PAD-US.

How Mountain Home grades

Each subject compared with towns across the country (schools within North Carolina), ordered by how far Mountain Home is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Blue Ridge Parkway and 27 more within 40 miles

Museums, parks, gardens and other places to visit around Mountain Home. Close and well known come first.

All 49 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Blue Ridge Parkway: Ken Thomas, Public domain · Mount Mitchell: Unknown, Public domain · Great Smoky Mountains National Park: Scott Basford, CC BY-SA 3.0 · Pisgah National Forest: Ken Thomas, Public domain · Lake Jocassee: Clemson3564, Public domain

Getting set up

Moving to Mountain Home: who provides what

Mountain Home is unincorporated, so Henderson County and regional agencies provide most services.

PowerDuke Energy13.4¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Hendersonville water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers98% of addresses get 100/20 MbpsFCC
Trash & county servicesHenderson CountyHenderson County provides services here
SchoolsHenderson County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections hereHenderson County Board of ElectionsHenderson County; contacts on the Handbook page.FVAP, Aug 2025
ZIP codes28791, 2879228791 95% · 28792 5%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Mountain Home.

Mountain Home has less utility shut-off threats than most of North Carolina, has commutes shorter than most of North Carolina and has milder winter nights than most of the country, though not than most of North Carolina.

HealthA−

Mountain Home earns an A− for health

Its widest gap with North Carolina is utility shut-off threats: 4.8% of its 2,839 adults were threatened with a utility shut-off, against 8.1% statewide.

The share of adults in Mountain Home who have diabetes: 11%. Among adults locally, 28% have obesity, against 36% in North Carolina’s towns and 35% across U.S. towns. 29% of adults in Mountain Home feel lonely; 14% report frequent mental distress. CDC measures, 32 in all: Mountain Home beats North Carolina on 7 and trails on 1.

84%healthier than U.S. townsA−Health Grade
Mountain HomeNorth Carolina townsU.S. towns
Obesity (CDC PLACES)28%36%35%
Feel lonely (CDC PLACES)29%33%33%
Frequent mental distress (CDC PLACES)14%17%17%
Smoke cigarettes (CDC PLACES)11%14%14%
32 measures vs. North Carolina
7 better24 too close to call1 worse
What stands outMountain HomeNC
Fewer adults facing a utility shut-off4.8%8.1%
Fewer adults facing food insecurity9.2%15.2%
More adults who have had cancer10.8%7.9%
Adventhealth Hendersonville
1.6 mi away · emergency room
2 of 3
care shortages: primary care, mental health
80th
percentile among NC towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsB+

On state tests, Mountain Home’s schools beat 66% of North Carolina districts

Its two schools are below. The largest public high school is West Henderson High, with 1,053 students.

66%of NC districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Stoney Mountain Christian Academy PrivateLargest elementary schoolGrades 4–7Grades 4–73–
West Henderson HighLargest public high schoolGrades 9–12Grades 9–121,053A

NCES · EDFacts · graded within NC on state tests and graduation

Who lives here

Mountain Home is older than the North Carolina average

Among residents in Mountain Home, 12% are under 18, where North Carolina’s towns sit at 22% and U.S. towns at 22%. People 65 and older are 27% of residents (17% statewide); children under 18 are 12% of residents (22% statewide). Also worth knowing: the median age here is 50.5 years. The bachelor’s-degree share among adults 25 and older is 42%, against 36% across North Carolina.

50.5median age · NC 39.1
Mountain HomeNorth Carolina townsU.S. towns
Under 1812%22%22%
Median age50.5 years40.1 years40.5 years
Aged 65 or older27%18%18%
Bachelor’s degree or more, 25+42%29%29%
Mountain HomeNorth CarolinaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school27%
Some college15%
Associate’s11%
Bachelor’s33%
Graduate9%

Women and men · all residents

48% women, 52% men

That’s an even split within the survey’s margin of ±5.4 points. Across North Carolina, 51.1% of residents are women.

Ages and education in Mountain Home
Mountain HomeNCU.S.
Under 106.3%11.6%11.6%
10 to 175.8%10.2%10.3%
18 to 2413.2%9.5%9.1%
25 to 3414.9%13.4%13.7%
35 to 445.8%12.8%13.2%
45 to 549.8%12.6%12.2%
55 to 6417.1%12.8%12.7%
65 to 7413.8%10.3%10.2%
75 and older13.3%6.9%7%
No diploma4.8%9.9%10.4%
High school27.1%24.8%26%
Some college15.2%19.6%19.1%
Associate’s10.9%10.1%8.8%
Bachelor’s32.6%22.2%21.6%
Graduate9.3%13.5%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,400, single groups can be off by several points

Climate

Mountain Home has four seasons and pleasant summers

January nights average 27.6°: milder than most of the country, but colder than 89% of North Carolina places with climate records; July afternoons average 83.4°.

About 7 inches of snow falls in a winter. In Mountain Home, the typical July afternoon high is 83°F.

7″snow a winter
Mountain HomeNorth Carolina townsU.S. towns
July high83°F89°F85°F
January low28°F31°F22°F

Typical low → high °F

Winter29–50°
Spring43–67°
Summer62–82°
Fall45–68°
Oct 25
typical first frost
Apr 14
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade B+

Top of a low hazard risk in Mountain Home: inland flooding

The national flood insurance program has paid 4 claims in Mountain Home since 2017. Storm and flood damage is expected to run lower than in two thirds of U.S. communities. Of the losses FEMA expects here, 48% come from inland flooding and 25% from cold waves. Federal disaster aid has reached households in Mountain Home after 3 declared disasters, most recently in 2024.

33risk score of 100
FEMA risk score
33Low riskLowerHigher
Inland floodingCold wavesTornadoes
4
paid flood claims since 2017
3
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B+

With 1.5 jobs for every working resident, Mountain Home draws in 2,098 commuters

The average commute for its 1,462 working residents takes 18.8 minutes, against 25.1 across North Carolina. Jobs based here grew from 974 in 2013 to 2,159.

Between 2013 and 2023, jobs in Mountain Home rose by 1,185, to 2,159. Just 4% of the town’s working residents have a job in town. Its average trip to work stands at 19 minutes. Half of commuters travel less than 10 miles.

4%work in town
Mountain HomeNorth Carolina townsU.S. towns
Average trip to work19 minutes24 minutes25 minutes
Working residents who work in town4.2%6.8%8%
Median household income$83,000$69,000$80,000
Below the poverty line12%13%9.6%

Where working residents work

In Mountain Home4%
Asheville22%
Hendersonville12%
Mills River5%
Charlotte5%
10 mi
median commute distance
2,159
jobs based in Mountain Home
Balanced
jobs vs. working residents
C−
Walkability grade: more walkable than 17% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade C−

The median home in Mountain Home sells for about $510K

61.4% of renter households pay 30% or more of their income for housing, against 48.9% across North Carolina.

Three quarters of Mountain Home households own their home. In Mountain Home, the median rent is $1,240 a month.

$510Kmedian sale price
Mountain HomeNorth Carolina townsU.S. towns
Households that own their home75%67%73%
Median rent$1,240 a month$1,084 a month$1,185 a month
4
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Mountain Home

16pages on Mountain Home
After high school

Colleges nearby

3 within 15 miles of the center of Mountain Home

About Mountain Home

Census-designated place in North Carolina, United States

Mountain Home is an unincorporated community and census-designated place (CDP) in Henderson County, North Carolina, United States. As of the 2020 census, Mountain Home had a population of 3,490. It is part of the Asheville Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.8 sq mi
Elevation
2,129 ft
ZIP code
28758

Mountain Home’s neighbors

One town shares a border with Mountain Home.

Explore the map →
BalfourBalfourMountain Home
How the neighbors grade
TownNC rankOverallCostSafetySchoolsHealth
Mountain Home#76BC−—B+A−
Balfour——A—B+A−

Balfour has fewer than 2,500 residents, so it gets subject grades but no overall grade. Mountain Home and Balfour report no FBI crime data of their own. Compare Mountain Home with a neighbor →

Questions about Mountain Home

Short answers, built from the data on this page.

Is Mountain Home, NC a good place to live?

For most people who can afford it, yes. It grades A− for health and B+ for schools. Walkability is its weak spot, with a C−.

Is Mountain Home, NC expensive?

Yes. The typical home is worth about $400,000, 20% above the North Carolina typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.