Photo: Skvader · CC BY-SA 4.083 homes sold in St. Joseph in the last year, at a typical $297K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where St. Joseph homes are listed.
Every place St. Joseph homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to St. Joseph.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 86% of St. Joseph’s sales, at a typical $304K
83 homes sold in the year to May 2026.
typical sale · 71 sold in 12 months
- Per square foot
- $169MN $191
- Days to sell
- 30
- Sold over asking
- 35%
- Listings with a price cut
- 23%
Townhouses: 12 sold, typical $226K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 1.8 times the 2016 price
83 sales in the last year, against 126 in 2018 and a low of 42 in 2023. The typical sale went from $167K in 2016 to $297K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $300K buys in St. Joseph
Check a listing against what St. Joseph homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in St. Joseph are back to pre-pandemic levels, with about as many homes for sale
We read every month of St. Joseph’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 83 sales.
If you’re buying in St. Joseph
- Shop in March. It brings about 11 new listings a month, close to the busiest month, with fewer bidding wars (27% over asking).
- Some room to negotiate. 20% of listings cut their price, about as many as before the pandemic.
- Bid near asking. Buyers paid 99.6% of the list price on average; 30% paid over.
- Move fast on good ones. Half of homes are under contract within two weeks.
Summer brings both the most homes and the most bidding wars
June has the most new listings (about 12 a month), but July is the most competitive: 53% of July sales close over asking. March offers nearly as much choice with fewer homes bid up (27%). December has the least competition (13%) but only about 3 new listings.
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and about like Minnesota as a whole
| St. Joseph now | 2017–19 | 2021 peak | MN now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 30% | 32% | 69% | 33% |
| Gone within two weeksShare of homes under contract within 14 days | 53% | 46% | 66% | 42% |
| Listings with a price cutShare of homes for sale that cut their price | 20% | 21% | 33% | 28% |
| Price paid vs. askingAverage sale price ÷ list price | 99.6% | 99.6% | 102% | 99.2% |
| Days to sellMedian days from listing to contract | 30 | 33 | 21 | 35 |
19 homes for sale on a typical day
That’s 5.2 times the 2022 low (4), about the 2017–19 level and well under 2012’s 45.
1 in 5 listings has cut its price
20% in the last year, against 21% in 2017–19 and 28% across Minnesota.
St. Joseph ranks 91st of 144 busy Minnesota markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. St. Joseph is in the middle of the pack.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical St. Joseph home costs about $1,783 a month
Price: St. Joseph’s typical sale, last 12 months. Property tax at St. Joseph’s 0.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether St. Joseph is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in June
The month with the most choice. December has the fewest, about 3.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $297K home, about $2,800 a year.
Taxes vs. neighborsSchools
The schools grade for St. Joseph, from test results, graduation and how much students grow.
Schools in St. JosephTypical commute
The average one-way trip to work for people who live in St. Joseph.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Waite Park, St. Cloud and Sauk Rapids sell for less a square foot; Rockville for far more
The busier markets within 25 miles of St. Joseph, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| St. Cloud | 810 | $261K | $136 | 33% | 38 |
| Sartell | 217 | $334K | $161 | 28% | 42 |
| Sauk Rapids | 161 | $299K | $148 | 43% | 33 |
| St. Joseph | 83 | $297K | $165 | 30% | 30 |
| Waite Park | 71 | $252K | $152 | 30% | 44 |
| Avon | 29 | $328K | $188 | 38% | 50 |
| Rockville | 24 | $424K | $207 | 25% | 78 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to St. Joseph, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to St. Joseph. People who follow the town see it, and so do people comparing St. Joseph with their own town. No commission, no listing fee.
Questions about buying a home in St. Joseph
What do homes sell for in St. Joseph, MN?
83 homes sold in the year to May 2026 at a typical $297K, $165 a square foot.
Is St. Joseph a buyer’s or seller’s market?
A seller’s market: 25 homes were for sale in May 2026 and 9 sold, about 2.8 months of supply. Buyers paid 99.6% of asking on average, and 20% of listings cut their price.
When is the best time to buy in St. Joseph?
June brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in St. Joseph?
About 0.9% of a home’s value a year. On a $297K home that’s near $2,800.
Where can I see homes for sale in St. Joseph?
Zillow, Redfin, Realtor.com and Homes.com all carry St. Joseph’s MLS listings; the search links above open each one filtered to St. Joseph.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).