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St. Joseph, Minnesota buildings
Minnesota›Stearns County

St. JosephMN

A town of 6,846, settled in 1854.

Trash day: Thursday
5 bordering townsMap →
Photo: Skvader · CC BY-SA 4.0
Photo of St. Joseph

St. Joseph, MN · Photo: Skvader · CC BY-SA 4.0 · Source ↗

Is St. Joseph a good place to live?

St. Joseph is a solid, middle-of-the-road choice. It grades B− overall, 210th among Minnesota's 271 graded towns, with no subject far below average. It also does better than most on health: residents are healthier than 60% of U.S. towns on CDC estimates. Its lowest everyday mark is in schools: its schools rank behind 78% of the state's. Cloud metro’s $76K median household income. St. Joseph is home to College of Saint Benedict. Among 273 Minnesota towns, just 2 have a lower median age than St. Joseph. St. Joseph has 3 places on the National Register of Historic Places, among them Church of St. Joseph-Catholic and First State Bank.

What makes St. Joseph stand out

Where St. Joseph beats most towns.

College town

29% of St. Joseph is in college

College Scorecard · IPEDS

How St. Joseph grades

Each subject compared with towns across the country (schools within Minnesota), ordered by how far St. Joseph is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Church of St. Joseph-Catholic
Church of St. Joseph-Catholic · National Register of Historic Places
St. Joseph’s story

172 years in pictures

Census counts: 292 in 1880, 7,029 in 2020. The archive holds 6 old photos and papers going back to 1869 and 3 maps from 1965 on.

3 places on the National Register of Historic Places.

  • 1854St. Joseph is settled
Explore the history →
Getting set up

Moving to St. Joseph: who provides what

Who provides power, water and the rest in St. Joseph, and how to reach them.

The full setup list →
PowerStearns Cooperative Elec Assn14.1¢/kWh · EIA 2025HIFLD · EIA
WaterSaint Joseph water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpThursdayTown’s haulerTown site
SchoolsSt. Cloud Public School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.gov
Who runs elections hereStearns County Service CenterStearns County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code5637456374 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in St. Joseph.

St. Joseph is shaped by its college students, trades workers with St. Cloud and other neighbors and is healthy by national standards but behind most towns in Minnesota.

SchoolsC−

St. Joseph’s grade for schools is a C−

Its public schools are run by the St. Cloud Public School District. Its one school is below.

22%of MN districts it outscoresC−School Grade
SchoolLevelStudentsLetter
Kennedy Community SchoolLargest public high schoolGrades PK–9Grades PK–9582C+

NCES · EDFacts · graded within MN on state tests and graduation

OutdoorsB

0.8% of St. Joseph is conserved land

In the comparison, St. Joseph comes below both Minnesota’s towns (4.7%) and U.S. towns (4.3%). 6.1 miles of trail in 4 parks and preserves. The biggest park or preserve is Klinefelter Park, at 24 acres.

#88for trails in MN
St. JosephMinnesota townsU.S. towns
Conserved land0.8%4.7%4.3%
Miles of trail per square mile0.7 miles per square mile0.50.4
0.8%
conserved · 45 of 5,924 acres
6.1 mi
of trails · 0.7 per sq mi
Biggest places to walkTrailsAcres
1. Klinefelter Park0.6 mi24
2. Northland Park—9
3. Memorial Park—9

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazardsHazard risk grade B+

Low risk in St. Joseph, with inland flooding at the top

Expected storm and flood damage is lower than in 70% of U.S. communities.

30risk score of 100
FEMA risk score
30Low riskLowerHigher
Inland floodingTornadoesCold waves
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Climate

St. Joseph has snowy winters and pleasant summers

At 81°F, St. Joseph’s July high is near the Minnesota town median (82°F) and below the median of U.S. towns (85°F). Joseph has cold, snowy winters and pleasant summers.

57″snow a winter

Typical low → high °F

Winter7–24°
Spring33–54°
Summer58–79°
Fall36–55°
Oct 7
typical first frost
May 3
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

SafetyB+

Crime per resident in St. Joseph is lower than in 65% of U.S. towns

The property crime rate in St. Joseph is 4.7 per 1,000 residents.

65%of U.S. towns report more crimeB+Safety Grade
St. JosephMinnesota townsU.S. towns
Property crimes per 1,000 (2025)4.7 per 1,000 residents8.79.9
Violent crimes per 1,000 (2025)2 per 1,000 residents1.11.6

Violent crime per 1,000 residents

St. Joseph2
Minnesota2.3
U.S.3.3

Property crime per 1,000 residents

St. Joseph4.7
Minnesota14.3
U.S.15.5
65th
percentile among U.S. towns we grade
64th
percentile among MN towns
14
violent crimes reported in 2025
33
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Work & commuteJobs & income grade B−

About one in three of St. Joseph’s working residents commute to St. Cloud

St. Joseph has about as many jobs (2,728) as working residents, but only 283 people both live and work here. Jobs based here grew from 2,047 in 2013 to 2,728.

Most working residents leave St. 19% of residents live below the poverty line in St. Joseph. Jobs based in St. Joseph grew to 2,728 in 2023, 681 more than in 2013.

10%work in town
St. JosephMinnesota townsU.S. towns
Below the poverty line19%7%9.6%
Average trip to work19 minutes23 minutes25 minutes
Median household income$75,000$91,000$80,000

Where working residents work

In St. Joseph10%
St. Cloud31%
Waite Park7%
Sartell4%
Cold Spring3%
8 mi
median commute distance
2,728
jobs based in St. Joseph
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 74% of U.S. towns

Census LEHD 2023 · ACS

HealthB

St. Joseph’s grade for health is a B

Within Minnesota it is less healthy than 73% of the 271 graded towns: Minnesota sets a high bar.

21% of St. Joseph adults report frequent mental distress. No town among the 271 in Minnesota we compare has a higher share of adults who have been diagnosed with depression than St. Joseph. 26% of St. Joseph adults have high blood pressure.

60%healthier than U.S. townsBHealth Grade
St. JosephMinnesota townsU.S. towns
Frequent mental distress (CDC PLACES)21%16%17%
Depression (CDC PLACES)31%25%23%
High blood pressure (CDC PLACES)26%31%35%
Feel lonely (CDC PLACES)35%30%33%
32 measures vs. Minnesota
5 better16 too close to call11 worse
What stands outSt. JosephMN
Fewer adults who have had cancer6.6%8.5%
Fewer adults with high blood pressure25.7%31%
More adults without reliable transportation10.7%7.1%
Centracare - St. Cloud Hospital
6.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
27th
percentile among MN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade B

Homes in St. Joseph are worth about $332K, by Zillow’s estimate

61.1% of renter households pay 30% or more of their income for housing, against 48.1% across Minnesota.

The typical St. Typical home values rose 3.7% in the year to September 2026.

$332KZillow home value
St. JosephMinnesota townsU.S. towns
Households that own their home64%75%73%
Median rent$1,136 a month$1,199 a month$1,185 a month

Typical home value

St. Joseph$332K
Minnesota$349K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
16
days on market
100.2%
sale-to-list price
+3.7%
value change, 1 year
9
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about St. Joseph

19pages on St. Joseph
After high school

Colleges nearby

5 within 15 miles of the center of St. Joseph

Landmarks

3 places in St. Joseph on the National Register of Historic Places.

All landmarks →

About St. Joseph

City in Minnesota, United States

Official town website ↗

St. Joseph or Saint Joseph is a city in Stearns County, Minnesota, United States. The population was 7,029 at the 2020 census. It is home to the College of Saint Benedict and Saint John's University. St. Joseph is part of the St. Cloud metropolitan area. The unincorporated Florida community of St. Joseph, Florida, is named after the Minnesota city.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1854
Area
3.9 sq mi
Elevation
1,096 ft
ZIP code
56374

St. Joseph’s neighbors

5 towns share a border with St. Joseph.

Explore the map →
How the neighbors grade
TownMN rankOverallCostSafetySchoolsHealth
St. Joseph · St. Joseph Township#210B−BB+C−B
Waite Park#271DC+DC−C
St. Wendel Township——B−—AB+
St. Cloud#269C−B−DC−B−
Le Sauk Township——C—AA−

St. Wendel Township and Le Sauk Township have fewer than 2,500 residents, so they get subject grades but no overall grade. St. Wendel Township and Le Sauk Township report no FBI crime data of their own. St. Joseph Township and St. Joseph are one community, graded once. Compare St. Joseph with a neighbor →

Questions about St. Joseph

Short answers, built from the data on this page.

Is St. Joseph, MN a good place to live?

St. Joseph grades B− overall, better than 55% of U.S. towns and #210 of 271 in Minnesota. It grades B for health, B+ for safety and C− for schools. Schools is its weak spot, with a C−.

Is St. Joseph, MN expensive?

Cloud, MN metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.