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Downtown South Bend
Indiana›St. Joseph County
Photo: Scott Palmer · CC BY-SA 4.0
Photo of South Bend

South Bend, IN · Photo: Scott Palmer · CC BY-SA 4.0 · Source ↗

Is South Bend a good place to live?

South Bend grades D overall, 579th of 585 graded towns in Indiana, mostly because of safety and health. It reports more crime per resident than 92% of U.S. towns, including 470 violent crimes reported to the FBI in 2025. CDC estimates put its residents' health behind 87% of the country. What it does well: natural-hazard risk is low. History is its standout character grade: an A, better than 95% of U.S. towns, with 78 places on the National Register. 34% of working residents work locally in South Bend, above both the Indiana town median (11%) and the median of U.S. towns (8%). Its National Register listings include Tippecanoe Place and Sommerer House. On walkability, just 46 of Indiana’s 1,097 towns do better.

What makes South Bend stand out

Where South Bend beats most towns, and one thing worth knowing.

Tippecanoe Place
Tippecanoe Place · National Register of Historic Places
South Bend’s story

196 years in pictures

Tippecanoe Place is a National Historic Landmark, the National Register’s top tier. Its 78 National Register listings are more than in 99% of Indiana towns with a listing.

Census counts: 1,652 in 1850, 103,453 in 2020. The archive holds 22 old photos and papers going back to 1831 and a map from 1983 on.

  • 1830South Bend is settled
Explore the history →

How South Bend grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far South Bend is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to South Bend: who provides what

Who provides power, water and the rest in South Bend, and how to reach them.

The full setup list →
PowerIndiana Michigan Power17.2¢/kWh · EIA 2025HIFLD · EIA
WaterSouth Bend Water WorksNo health-based violations in 5 years · EPAEPA
Internet8 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown pickup · day by addressTown site
SchoolsSouth Bend Community School CorporationWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereSt. Joseph Election and Voter Registration OfficeSt. Joseph County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes46614, 46628, 46619, 4661546614 20% · 46628 17% · 46619 15% · 46615 14%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in South Bend.

South Bend carries less natural-hazard risk than nearly all of Indiana (mostly inland flooding), has home values climbing faster than Indiana’s and has seen reported crime fall by about half.

OutdoorsB+

6% of South Bend is conserved land

28 miles of trail in 48 parks and preserves. The trail density in South Bend is 0.7 miles per square mile. Rum Village Park, at 157 acres with 2.6 miles of trail, is the biggest park or preserve.

#69for trails in IN
South BendIndiana townsU.S. towns
Miles of trail per square mile0.7 miles per square mile0.20.4
Conserved land6%1.9%4.3%
6%
conserved · 1,604 of 26,914 acres
28 mi
of trails · 0.7 per sq mi
Biggest places to walkTrailsAcres
1. Rum Village Park2.6 mi157
2. Potawatomi Park1 mi29
3. Southeast Park0.7 mi13

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SafetyD

South Bend earns a D for safety

Reported crimes fell from 3,851 to 1,531 over the last three FBI years, a drop beyond ordinary year-to-year swings.

South Bend’s violent crime rate is 4.5 per 1,000 residents. South Bend reports more crime per resident than most U.S. towns we grade: about 92% report less.

8%of U.S. towns report more crimeDSafety Grade
South BendIndiana townsU.S. towns
Violent crimes per 1,000 (2025)4.5 per 1,000 residents1.41.6
Property crimes per 1,000 (2025)10.2 per 1,000 residents8.69.9

Violent crime per 1,000 residents

South Bend4.5
Indiana3
U.S.3.3

Property crime per 1,000 residents

South Bend10.2
Indiana12.5
U.S.15.5
8th
percentile among U.S. towns we grade
6th
percentile among IN towns
470
violent crimes reported in 2025
1,061
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HealthD

South Bend stands out in Indiana and nationally: a larger share of its adults worry about having enough food

25% of adults worry about having enough food in South Bend. South Bend beats the Indiana average on 1 of 32 CDC measures and trails it on 16. 27% of adults say their health is fair or poor in South Bend.

13%healthier than U.S. townsDHealth Grade
South BendIndiana townsU.S. towns
Food insecurity (CDC PLACES)25%14%14%
Fair or poor health (CDC PLACES)27%21%19%
Frequent mental distress (CDC PLACES)20%18%17%
Feel lonely (CDC PLACES)36%32%33%
32 measures vs. Indiana
1 better15 too close to call16 worse
What stands outSouth BendIN
Fewer adults who have had cancer7%8.3%
More adults facing a utility shut-off14.6%8.4%
Memorial Hospital of South Bend
1.1 mi away · emergency room
2 of 3
care shortages: primary care, mental health
15th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade A+

Inland flooding leads a very low hazard risk in South Bend

FEMA rates its natural-hazard risk lower than 95% of Indiana towns, with expected losses of about $195 per resident a year; that rating is what its A+ for hazard risk is built on.

Since 1981, 49 flood insurance claims have been paid out in South Bend.

8risk score of 100
FEMA risk score
8Very low riskLowerHigher
Inland floodingCold wavesTornadoes
49
paid flood claims since 1981
5
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HousingCost of living grade B+

Homes in South Bend are worth about $198K, by Zillow’s estimate

Home values rose 45% in five years, to about $198K, against 29% across Indiana.

The typical South Bend home is worth about $198,000, up 7.3% in a year, 23% below the Indiana typical home. 60% of South Bend households own their home.

$198KZillow home value
South BendIndiana townsU.S. towns
Households that own their home60%76%73%
Renters paying 30%+ of income on rent50%44%48%
Median rent$1,033 a month$946 a month$1,185 a month

Typical home value

South Bend$198K
Indiana$257K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
22
days on market
98.3%
sale-to-list price
+7.3%
value change, 1 year
121
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

In South Bend, expect snowy winters and pleasant summers

South Bend has chilly, snowy winters and pleasant summers. July afternoons reach 83°, January nights drop to 18° and about 65 inches of snow falls in a winter.

65″snow a winter

Typical low → high °F

Winter20–35°
Spring38–59°
Summer60–82°
Fall42–62°
Oct 19
typical first frost
May 1
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C

With 1.3 jobs for every working resident, South Bend draws in 38,752 commuters

About one in 3 of South Bend’s working residents works in town. Since 2013, South Bend has added 2,618 jobs, to 52,988 in 2023. The top destinations are Mishawaka (14%), Elkhart (8%) and Notre Dame (6%).

34%work in town
South BendIndiana townsU.S. towns
Below the poverty line21%10%9.6%
Average trip to work20 minutes24 minutes25 minutes
Median household income$56,000$71,000$80,000

Where working residents work

In South Bend34%
Mishawaka14%
Elkhart8%
Notre Dame6%
Indianapolis3%
5 mi
median commute distance
52,988
jobs based in South Bend
Balanced
jobs vs. working residents
A−
Walkability grade: more walkable than 84% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

An age mix much like Indiana’s

No broad age group is more than 4 points off the Indiana average. 29% of adults 25 and older have a bachelor’s degree or more, vs 30% across Indiana.

34.8median age · IN 38.1
South BendIndiana townsU.S. towns
Median age34.8 years39.5 years40.5 years
Under 1826%23%22%
Aged 65 or older15%18%18%
Bachelor’s degree or more, 25+29%22%29%
South BendIndianaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma12%
High school31%
Some college19%
Associate’s8%
Bachelor’s17%
Graduate12%

Women and men · all residents

52.1% women, 47.9% men

About 92 men for every 100 women. Across Indiana, 50.4% of residents are women. Median age: women 36.3, men 33.6.

Ages and education in South Bend
South BendINU.S.
Under 1013.7%12.4%11.6%
10 to 1711.7%10.9%10.3%
18 to 249.2%9.6%9.1%
25 to 3415.5%13.1%13.7%
35 to 4413.1%12.7%13.2%
45 to 5411.1%12%12.2%
55 to 6410.6%12.5%12.7%
65 to 749.6%10.1%10.2%
75 and older5.4%6.7%7%
No diploma12.2%9.6%10.4%
High school30.9%32.5%26%
Some college19.1%19.3%19.1%
Associate’s8.4%9.1%8.8%
Bachelor’s17.2%18.7%21.6%
Graduate12.1%10.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Nearby attractions

Notre Dame Stadium and 13 more within 40 miles

Museums, parks, gardens and other places to visit around South Bend. Close and well known come first.

All 25 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Notre Dame Stadium: Tysto, Public domain · Indiana Dunes National Park: J. Crocker, Attribution · Grotto of Our Lady of Lourdes, Notre Dame: Know1one1, CC BY-SA 3.0 · Studebaker National Museum: Unknown, Public domain · Fort St. Joseph: Chris Light (talk), CC BY-SA 3.0

Keep exploring

Everything we know about South Bend

20pages on South Bend
After high school

Colleges nearby

6 within 15 miles of the center of South Bend

College town

Indiana University-South Bend calls South Bend home

2 colleges in town.

College Scorecard · IPEDS

Landmarks

78 places in South Bend on the National Register of Historic Places.

All landmarks →

Famous people from South Bend

39 notable people were born in South Bend.

See all 39 →

About South Bend

City in Indiana, United States

Official town website ↗

South Bend is a city in St. Joseph County, Indiana, United States, and its county seat. It lies along the St. Joseph River near its southernmost bend, from which it derives its name. It is the fourth-most populous city in Indiana with a population of 103,453 at the 2020 census. Located directly south of Indiana's northern border with Michigan, South Bend anchors the broader Michiana region. Its metropolitan area had a population of 324,501 in 2020, while its combined statistical area had 812,199 residents. The area was first settled in the early 19th century by fur traders and was established as a city in 1865. The St. Joseph River shaped South Bend's economy through the mid-20th century. R…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1865
Area
42 sq mi
Elevation
692 ft
ZIP code
46601, 46613, 46614
Area code
574

South Bend’s neighbors

6 towns share a border with South Bend.

Explore the map →

All 3 graded towns on its borders grade higher than its D; Portage Township (C) is closest.

How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
South Bend#579DB+DC−D
Ardmore——C+—C−—
Gilmer Park——A+—C−—
Mishawaka#432C+B−C−A−C
Notre Dame————C−A−
Portage Township#515CB+—C−D
Penn Township#147A−B—A+C+

Ardmore and Gilmer Park have fewer than 2,500 residents, so they get subject grades but no overall grade. Ardmore, Gilmer Park, Notre Dame, Portage Township and Penn Township report no FBI crime data of their own. Notre Dame isn’t graded (fewer than 1,000 residents, or not enough data). Compare South Bend with a neighbor →

Questions about South Bend

Short answers, built from the data on this page.

Is South Bend, IN a good place to live?

South Bend grades D overall, better than 10% of U.S. towns and #579 of 585 in Indiana. It grades D for health, D for safety and C− for schools. Safety is its weak spot, with a D.

Is South Bend, IN expensive?

Not for the area. That is 3 years of the area's median household income ($67,217 across the South Bend-Mishawaka, IN-MI metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.

What is South Bend, IN known for?

39 notable people were born here, including Pete Buttigieg and Eric F. Wieschaus.