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St. Joseph - Penn
Indiana›St. Joseph County

Penn TownshipIN

A city of 68,726. Public schools that outperform most of Indiana.

10 bordering townsMap →
Photo: Evking22 · CC BY-SA 4.0
Photo of Penn Township

Penn Township, IN · Photo: Evking22 · CC BY-SA 4.0 · Source ↗

Is Penn Township a good place to live?

Penn Township gives you more for your money than most places: homes are within reach, about $190K for a typical one, or 2.8 years of the South Bend metro’s $67K median household income. It grades A− overall, 147th of 585 graded towns in Indiana. On the plus side, its schools rank ahead of 95% of Indiana towns. Only 73 of Indiana’s 1,098 towns score higher on hazard risk. 20% of working residents work locally in Penn Township, where Indiana’s towns sit at 11% and U.S. towns at 8%. On civic life, just 59 of Indiana’s 1,043 towns do worse.

What makes Penn Township stand out

Where Penn Township beats most towns.

How Penn Township grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Penn Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Mishawaka Reservoir Caretaker's Residence
Mishawaka Reservoir Caretaker's Residence · National Register of Historic Places
Penn Township’s story

Penn Township in pictures

The archive holds 6 old photos and papers going back to 2000 and 4 maps from 1958 on.

1 place on the National Register of Historic Places.

Explore the history →
Nearby attractions

Notre Dame Stadium and 12 more within 40 miles

Museums, parks, gardens and other places to visit around Penn Township. Close and well known come first.

All 27 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Notre Dame Stadium: Tysto, Public domain · Indiana Dunes National Park: J. Crocker, Attribution · Grotto of Our Lady of Lourdes, Notre Dame: Know1one1, CC BY-SA 3.0 · Studebaker National Museum: Unknown, Public domain · Fort St. Joseph: Chris Light (talk), CC BY-SA 3.0

Getting set up

Moving to Penn Township: who provides what

Who provides power, water and the rest in Penn Township, and how to reach them.

The full setup list →
PowerIndiana Michigan Power17.2¢/kWh · EIA 2025HIFLD · EIA
WaterMishawaka UtilitiesNo health-based violations in 5 years · EPAEPA
Internet8 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Penn Township’s trash rules yet
SchoolsPenn-Harris-Madison School CorporationWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereSt. Joseph Election and Voter Registration OfficeSt. Joseph County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes46544, 46545, 46561, 4661446544 46% · 46545 32% · 46561 17% · 46614 5%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Penn Township.

Penn Township pairs an A+ for schools with modest home prices and looks healthier within Indiana than nationally.

SchoolsA+

Penn Township earns an A+ for schools

Its A+ for schools comes with a B for cost of living: the typical home is worth about $190K. Its A+ ranks #22 of the 592 Indiana towns we grade for schools.

Its public schools are run by Penn-Harris-Madison School Corp. Three of its 27 schools are below, each with why it’s listed.

95%of IN districts it outscoresA+School Grade
SchoolLevelStudentsLetter
Schmucker Middle SchoolLargest public middle schoolGrades 6–8Grades 6–81,041B+
Penn High SchoolLargest public high schoolGrades 9–12Grades 9–123,687A+
Bittersweet Elementary SchoolTop results in townGrades PK–5Grades PK–5494A+

NCES · EDFacts · graded within IN on state tests and graduation

Natural hazardsHazard risk grade A

Very low risk in Penn Township, with inland flooding at the top

Expected storm and flood damage is lower than in 88% of U.S. communities. Since 1982, 37 flood insurance claims have been paid out in Penn Township.

12risk score of 100
FEMA risk score
12Very low riskLowerHigher
Inland floodingCold wavesTornadoes
37
paid flood claims since 1982

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsC+

1.5% of Penn Township is conserved land

13 miles of trail in 28 parks and preserves. Ferrettie/Baugo Creek County Park, at 149 acres with 2.5 miles of trail, is the biggest park or preserve.

#226for trails in IN
Penn TownshipIndiana townsU.S. towns
Conserved land1.5%1.9%4.3%
Miles of trail per square mile0.2 miles per square mile0.20.4
1.5%
conserved · 623 of 40,534 acres
13 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Ferrettie/Baugo Creek County Park2.5 mi149
2. Central Park1.1 mi15
3. Mary Gibbard Park0.5 mi7

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Penn Township has snowy winters and pleasant summers

Penn Township has chilly, snowy winters and pleasant summers. July afternoons reach 83°, January nights drop to 17° and about 50 inches of snow falls in a winter.

50″snow a winter

Typical low → high °F

Winter20–35°
Spring38–59°
Summer60–82°
Fall42–62°
Oct 23
typical first frost
Apr 23
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C+

With 0.8 jobs for every working resident, most of Penn Township’s workers commute out

About one in 5 of Penn Township’s working residents works in town. The average trip to work in Penn Township is 21 minutes. Since 2013, Penn Township has added 2,366 jobs, to 26,473 in 2023.

20%work in town
Penn TownshipIndiana townsU.S. towns
Average trip to work21 minutes24 minutes25 minutes
Below the poverty line13%10%9.6%
Median household income$66,000$71,000$80,000
Work from home9%7.8%11%

Where working residents work

In Penn Township20%
South Bend21%
Mishawaka21%
Elkhart13%
Goshen3%
7 mi
median commute distance
26,473
jobs based in Penn Township
Balanced
jobs vs. working residents
B
Walkability grade: more walkable than 59% of U.S. towns

Census LEHD 2023 · ACS

HealthC+

Penn Township is less healthy than 62% of U.S. towns

Within Indiana it is healthier than 58% of the 589 graded towns: much of Indiana scores lower on these measures.

Penn Township beats the Indiana average on 0 of 32 CDC measures and trails it on 1. 29% of Penn Township adults have been diagnosed with depression.

38%healthier than U.S. townsC+Health Grade
Penn TownshipIndiana townsU.S. towns
Depression (CDC PLACES)29%26%23%
Frequent mental distress (CDC PLACES)19%18%17%
Feel lonely (CDC PLACES)35%32%33%
Smoke cigarettes (CDC PLACES)16%17%14%
32 measures vs. Indiana
0 better31 too close to call1 worse
What stands outPenn TownshipIN
More adults with depression28.5%25.1%
Saint Joseph Regional Medical Center
3.3 mi away · emergency room
2 of 3
care shortages: primary care, mental health
58th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Who lives here

An age mix much like Indiana’s

No broad age group is more than 4 points off the Indiana average. Penn Township’s median age is 37 years. 31% of adults 25 and older have a bachelor’s degree or more, vs 30% across Indiana.

37median age · IN 38.1
Penn TownshipIndiana townsU.S. towns
Median age37 years39.5 years40.5 years
Bachelor’s degree or more, 25+31%22%29%
Penn TownshipIndianaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma8%
High school32%
Some college22%
Associate’s8%
Bachelor’s20%
Graduate11%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±1.1 points. Across Indiana, 50.4% of residents are women. Median age: women 39.2, men 34.9.

Ages and education in Penn Township
Penn TownshipINU.S.
Under 1013.2%12.4%11.6%
10 to 1710%10.9%10.3%
18 to 249.3%9.6%9.1%
25 to 3414.4%13.1%13.7%
35 to 4412.1%12.7%13.2%
45 to 5411.5%12%12.2%
55 to 6412.2%12.5%12.7%
65 to 749.8%10.1%10.2%
75 and older7.3%6.7%7%
No diploma8%9.6%10.4%
High school31.6%32.5%26%
Some college21.5%19.3%19.1%
Associate’s8.4%9.1%8.8%
Bachelor’s19.7%18.7%21.6%
Graduate10.9%10.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Keep exploring

Everything we know about Penn Township

18pages on Penn Township
After high school

Colleges nearby

7 within 15 miles of the center of Penn Township

About Penn Township

Township in Indiana, United States

Penn Township is one of thirteen townships in St. Joseph County, in the U.S. state of Indiana. As of the 2000 census, its population was 64,322.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
64 sq mi
Elevation
738 ft

Penn Township’s neighbors

10 towns share a border with Penn Township.

Explore the map →
How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
Penn Township#147A−B—A+C+
Baugo Township#319BB—A−D
Portage Township#515CB+—C−D
Mishawaka#432C+B−C−A−C
South Bend#579DB+DC−D
Harris Township#95AC—A+A−
Madison Township——B+—A+C
Clay Township#397B−C+—C−B+

Madison Township has fewer than 2,500 residents, so it gets subject grades but no overall grade. Penn Township, Baugo Township, Portage Township, Harris Township, Madison Township and Clay Township report no FBI crime data of their own. Compare Penn Township with a neighbor →

Questions about Penn Township

Short answers, built from the data on this page.

Is Penn Township, IN a good place to live?

By most measures, yes. Penn Township grades A− overall, better than 79% of U.S. towns and #147 of 585 in Indiana. It grades C+ for health and A+ for schools.

Is Penn Township, IN expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.