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DowntownHammondIn
Indiana›Lake County
Photo: HammondMan · CC BY-SA 4.0
Photo of Hammond

Hammond, IN · Photo: HammondMan · CC BY-SA 4.0 · Source ↗

Is Hammond a good place to live?

Hammond earns a D, 575th among Indiana's 585 graded towns, mostly because of safety and health. It reports more crime per resident than 93% of U.S. towns, including 445 violent crimes reported to the FBI in 2025. Residents are less healthy than 92% of U.S. towns on CDC estimates. In its favor, a typical home costs about $177K, 1.9 years of the Chicago metro’s $91K median household income. Hammond’s violent crime rate is 5.9 per 1,000 residents, against 1.4 in Indiana’s towns and 1.6 across U.S. towns. Only 45 of Indiana’s 1,097 towns score higher on walkability. Hammond has 15 places on the National Register of Historic Places, among them State Street Commercial Historic District and State Bank of Hammond Building.

What makes Hammond stand out

Where Hammond beats most towns, and one thing worth knowing.

State Bank of Hammond Building
State Bank of Hammond Building · National Register of Historic Places
Hammond’s story

153 years in pictures

Its 15 National Register listings are more than in 95% of Indiana towns with a listing.

Census counts: 699 in 1880, a peak of 111,698 in 1960, 77,879 in 2020. The archive holds 12 old photos and papers going back to 2006 and 2 maps from 1953 on.

  • 1873Hammond is settled
Explore the history →

How Hammond grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Hammond is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Soldier Field and 145 more within 40 miles

Museums, parks, gardens and other places to visit around Hammond. Close and well known come first.

All 163 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Soldier Field: Photo by Joon Han Contact: [email protected], CC BY-SA 3.0 · Barack Obama Presidential Center: AlphaBeta135, CC0 · Wrigley Field: Ryan Dickey, CC BY 2.0 · Rate Field: User Enoch Lai on en.wikipedia, CC BY-SA 3.0 · United Center: User:JeremyA, CC BY-SA 2.5 · Art Institute of Chicago: ajay_suresh, CC BY 2.0

Getting set up

Moving to Hammond: who provides what

Who provides power, water and the rest in Hammond, and how to reach them.

The full setup list →
PowerNIPSCO22.1¢/kWh · EIA 2025HIFLD · EIA
WaterHammond Water Works DepartmentNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown pickup · day by addressTown site
SchoolsHammond School CityWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereLake County Board of Elections & RegistrationLake County; contacts on the Handbook page.FVAP, Jul 2021
ZIP codes46324, 46323, 46320, 4632746324 29% · 46323 29% · 46320 19% · 46327 14%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Hammond.

Hammond sends many workers across the state line to Chicago and has homes that are cheap against local pay, but it has a long record of flood insurance claims.

OutdoorsA−

5.8% of Hammond is conserved land

14 miles of trail in 39 parks and preserves. Gibson Woods Nature Preserve, at 119 acres with 2.3 miles of trail, is the biggest park or preserve. Hammond’s trail density is 0.6 miles per square mile.

#80for trails in IN
HammondIndiana townsU.S. towns
Miles of trail per square mile0.6 miles per square mile0.20.4
Conserved land5.8%1.9%4.3%
5.8%
conserved · 881 of 15,157 acres
14 mi
of trails · 0.6 per sq mi
Biggest places to walkTrailsAcres
1. Gibson Woods Nature Preserve2.3 mi119
2. Doctor Martin Luther King Park1.3 mi13
3. Seidner Dune and Swale Nature Preserve1.2 mi44

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SafetyD

Hammond’s grade for safety is a D

Reported crimes fell from 3,070 to 2,319 over the last three FBI years, a drop beyond ordinary year-to-year swings.

The property crime rate in Hammond is 24.8 per 1,000 residents. Hammond reports more crime per resident than most U.S. towns we grade: about 93% report less.

7%of U.S. towns report more crimeDSafety Grade

Violent crime per 1,000 residents

Hammond5.9
Indiana3
U.S.3.3

Property crime per 1,000 residents

Hammond24.8
Indiana12.5
U.S.15.5
7th
percentile among U.S. towns we grade
3rd
percentile among IN towns
445
violent crimes reported in 2025
1,874
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HealthD

Compared with most of Indiana and the rest of the country, more of Hammond’s adults sleep under 7 hours

46% of Hammond adults sleep under 7 hours. Hammond beats the Indiana average on 4 of 32 CDC measures and trails it on 18. 33% of Hammond adults get no exercise outside work.

8%healthier than U.S. townsDHealth Grade
HammondIndiana townsU.S. towns
Sleep under 7 hours (CDC PLACES)46%37%36%
Food insecurity (CDC PLACES)29%14%14%
Fair or poor health (CDC PLACES)29%21%19%
No health insurance, 18–64 (CDC PLACES)16%8.3%8.1%
32 measures vs. Indiana
4 better10 too close to call18 worse
What stands outHammondIN
Fewer adults who have had cancer6.1%8.3%
Fewer adults with depression20.4%25.1%
More adults facing food insecurity28.7%14.7%
St. Catherine Hospital
2.8 mi away · emergency room
None
primary care, dental or mental-health shortage
6th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade A−

Hammond’s grade for cost of living is an A−

At 1.9 years of the Chicago metro’s $91K median household income, the typical home (about $177K) costs less against local pay than in 93% of Indiana towns; that ratio is one input to its A− for cost of living.

62% of households own their home in Hammond. The typical Hammond home is worth about $177,000, up 1.8% in a year, 31% below the Indiana typical home.

$177KZillow home value
HammondIndiana townsU.S. towns
Households that own their home62%76%73%
Renters paying 30%+ of income on rent50%44%48%
Median rent$1,134 a month$946 a month$1,185 a month

Typical home value

Hammond$177K
Indiana$257K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
9
days on market
99.3%
sale-to-list price
+1.8%
value change, 1 year
55
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

In Hammond, expect four seasons and pleasant summers

Hammond has chilly winters and pleasant summers. July afternoons reach 84°, January nights drop to 18° and about 28 inches of snow falls in a winter.

28″snow a winter

Typical low → high °F

Winter21–35°
Spring39–59°
Summer62–82°
Fall44–63°
Oct 20
typical first frost
Apr 23
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C

About one in six working residents works right in Hammond

28% of working residents cross a state line to work, Chicago among the top destinations. Hammond has about as many jobs (25,357) as working residents, but only 5,049 people both live and work here.

Most working residents leave Hammond for work: only 18% work in town. Since 2013, Hammond has lost 2,590 jobs, to 25,357 in 2023. The top destinations are Chicago (13%), Munster (5%) and East Chicago (5%).

18%work in town
HammondIndiana townsU.S. towns
Below the poverty line19%10%9.6%
Working residents who work in town18%11%8%
Median household income$56,000$71,000$80,000
Work from home6.9%7.8%11%

Where working residents work

In Hammond18%
Chicago13%
Munster5%
East Chicago5%
Gary4%
11 mi
median commute distance
25,357
jobs based in Hammond
Balanced
jobs vs. working residents
A−
Walkability grade: more walkable than 84% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade B

Hammond faces a low natural-hazard risk, led by inland flooding

310 flood insurance claims have been filed here, and 31 properties have flooded more than once.

Expected storm and flood damage is lower than in 64% of U.S. communities. Since 1980, 310 flood insurance claims have been paid out in Hammond.

36risk score of 100
FEMA risk score
36Low riskLowerHigher
Inland floodingCold wavesTornadoes
310
paid flood claims since 1980
10
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Hammond

20pages on Hammond
After high school

Colleges nearby

18 within 15 miles of the center of Hammond

College town

Purdue University Northwest calls Hammond home

College Scorecard · IPEDS

Landmarks

15 places in Hammond on the National Register of Historic Places.

All landmarks →

Famous people from Hammond

54 notable people were born in Hammond.

See all 54 →

About Hammond

City in Indiana, United States

Official town website ↗

Hammond ( HAM-ənd) is a city in Lake County, Indiana, United States. Located along Lake Michigan, it is part of the Chicago metropolitan area and the only city in Indiana to border Chicago. As of the 2020 census, it is the eighth-most populous city in Indiana, with 77,879 residents. It was first settled in the mid-19th century and it is one of the oldest cities of northern Lake County. From north to south, Hammond runs from Lake Michigan to the Little Calumet River; from east to west along its southern border, it runs from the Illinois state line to Cline Avenue. The city is traversed by numerous railroads and expressways, including the South Shore Line, Borman Expressway, and Indiana Toll …

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1884
Area
25 sq mi
Elevation
577 ft
ZIP code
46320, 46323, 46324
Area code
219

Hammond’s neighbors

10 towns share a border with Hammond.

Explore the map →

Munster next door grades higher for schools (A+ to Hammond’s C−) and lower for cost of living (C+ to A−).

How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
Hammond#575DA−DC−D
Highland#155A−B+B−B+B
Munster#44AC+B+A+A−
North Township#504CA−—C−D
East Chicago#580DADDD−
Whiting#455C+A−C−BD
Calumet Township#573DA−—D−D−
Gary#585D−A−D−D−D−

North Township and Calumet Township report no FBI crime data of their own. Compare Hammond with a neighbor →

Questions about Hammond

Short answers, built from the data on this page.

Is Hammond, IN a good place to live?

Hammond grades D overall, better than 12% of U.S. towns and #575 of 585 in Indiana. It grades D for health, D for safety and C− for schools. Safety is its weak spot, with a D.

Is Hammond, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.

What is Hammond, IN known for?

54 notable people were born here, including Terry Funk and David Wilkerson.