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DowntownHammondInPhoto: HammondMan · CC BY-SA 4.0
The Hammond handbook

Living in Hammond, IN: what to set up and who to call

Hammond spans 5 ZIP codes; 46324 holds the most residents (29%). Trains stop in Hammond, at Hammond Gateway.

I’m new in town

What to set up in Hammond, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Hammond.

Electricity

Power comes from NIPSCO

NIPSCO (Northern Indiana Public Service Co.), an investor-owned utility, serves all of Hammond. Its homes paid an average of 22.1¢ per kWh in 2025, about $148 a month (its average across Indiana).

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from Hammond Water Works Department

Hammond Water Works Department supplies almost all of Hammond. It draws surface water and serves 78,384 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 90% of the 597 systems serving 50,001–100,000 people.

Lead, 90th percentile3.0 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan–Dec 2025, was 3.0 ppb, below the 15 ppb action level that applied. That’s higher than 81% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. IN5245020.

Internet

4 home internet providers serve Hammond

100% of 25,689 addresses can get 100/20 Mbps; 36% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
XfinityCable100%2,000/250
AT&TDSL, Fiber, Fixed wireless89%5,000/5,000
VerizonFixed wireless58%300/20
T-MobileFixed wireless42%100/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

Trash day in Hammond depends on your street

Pickup days, the drop-off and recycling in Hammond, from the town’s own site.

Pickup

Your pickup week

What goes in the recycling bin

Single-stream recycling

All your recyclables go in one bin, no sorting.

Furniture, appliances and bulky itemsSome items can be picked up by the Street Department, but you must call for a special pick-up after you put them out (853-6431)
What can be recycledThe town’s recycling pagegohammond.com →

From gohammond.com, the town’s official site, checked Oct 21, 2026. Rules change: the town’s page is the last word. .

Schools

Where your child goes to school

Public school districts and the school path by grade.

Hammond kids go to
PK–68 schoolsDepends on your address
7–82 middle schoolsDepends on your address
9–122 high schoolsDepends on your address

Hammond is in Hammond School City.

C−School gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Jul 2021; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

Hammond spans 5 ZIP codes

ZIP codes where Hammond residents live, with the share of the town in each.

ZIPPost office nameShare of HammondZIP’s residents in Hammond
46324Hammond, IN29%100%
46323Hammond, IN29%100%
46320Hammond, IN19%100%
46327Hammond, IN14%100%
46394Whiting, IN9%61%

46325 is P.O. box or single-organization ZIP with no homes.

Area code219Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

Train: OpenStreetMap (© OpenStreetMap contributors). ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Hammond

Who supplies Hammond’s drinking water, and has it had violations?

Hammond Water Works Department (EPA ID IN5245020). It reported no health-based violations to EPA in the five years to October 2026; 90% of systems its size had none. Its latest lead 90th percentile was 3.0 ppb (Jan–Dec 2025), against a 15 ppb action level.

Who provides electricity in Hammond?

NIPSCO (Northern Indiana Public Service Co.), an investor-owned utility. Its homes paid about 22.1¢ per kWh in 2025 (EIA).

What internet providers serve Hammond?

Xfinity, AT&T, Verizon, T-Mobile (FCC, as of December 2025).

What ZIP codes are in Hammond?

46324 (29%), 46323 (29%), 46320 (19%), 46327 (14%), 46394 (9%), by share of residents. Census 2020 ZIP Code Tabulation Areas.

What school district is Hammond in?

Hammond School City.

How do I register to vote in Hammond?

In Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the Lake County Board of Elections & Registration. Check your registration at indianavoters.in.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: Hammond’s own website (gohammond.com), read Oct 21, 2026, pickup and drop-off facts extracted and checked against the page they came from.
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.