Photo: Nyttend · Public domain151 homes sold in Cumberland in the last year, at a typical $266K
About one sale in 5 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Cumberland homes are listed.
Every place Cumberland homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Cumberland.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 79% of Cumberland’s sales, at a typical $294K
151 homes sold in the year to May 2026.
typical sale · 120 sold in 12 months
- Per square foot
- $147IN $148
- Days to sell
- 53
- Sold over asking
- 15%
- Listings with a price cut
- 38%
Multi-family (2–4 units): 1 sold, typical $180K
Townhouses: 25 sold, typical $226K
Condos: 5 sold, typical $278K
Too few sales in 12 months for reliable figures.
More homes sell than most years, at 1.6 times the 2016 price
151 sales in the last year, against 139 in 2019 and a low of 53 in 2012. The typical sale went from $167K in 2016 to $266K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $250K buys in Cumberland
Check a listing against what Cumberland homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Cumberland are back to pre-pandemic levels, and more homes are for sale
We read every month of Cumberland’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 151 sales.
If you’re buying in Cumberland
- Shop in September. It brings about 12 new listings a month, close to the busiest month, with fewer bidding wars (14% over asking).
- You can negotiate. 40% of listings have cut their price, against 25% before the pandemic.
- Offer under asking. Buyers paid 96.6% of the list price on average; 13% paid over.
- You’ll usually have time. Only 22% of homes go under contract within two weeks; the typical one takes 52 days.
Summer brings both the most homes and the most bidding wars
June has the most new listings (about 13 a month), but July is the most competitive: 28% of July sales close over asking. September offers nearly as much choice with fewer homes bid up (14%). November has the least competition (11%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than Indiana
| Cumberland now | 2017–19 | 2021 peak | IN now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 13% | 13% | 48% | 19% |
| Gone within two weeksShare of homes under contract within 14 days | 22% | 39% | 67% | 37% |
| Listings with a price cutShare of homes for sale that cut their price | 40% | 25% | 18% | 33% |
| Price paid vs. askingAverage sale price ÷ list price | 96.6% | 97.9% | 101.2% | 97.7% |
| Days to sellMedian days from listing to contract | 52 | 38 | 11 | 35 |
41 homes for sale on a typical day
That’s 4.4 times the 2021 low (9) and 114% more than in 2017–19.
1 in 2 listings has cut its price
40% in the last year, against 25% in 2017–19 and 33% across Indiana. More sellers are pricing high and coming down.
Cumberland ranks 112th of 132 busy Indiana markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Cumberland is one of the state’s calmer markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Cumberland home costs about $1,597 a month
Price: Cumberland’s typical sale, last 12 months. Property tax at Cumberland’s 0.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Cumberland is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in June
The month with the most choice. December has the fewest, about 6.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $266K home, about $2,500 a year.
Taxes vs. neighborsSchools
The schools grade for Cumberland, from test results, graduation and how much students grow.
Schools in CumberlandTypical commute
The average one-way trip to work for people who live in Cumberland.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Beech Grove sells for less a square foot
The busier markets within 25 miles of Cumberland, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Indianapolis | 11,256 | $247K | $140 | 18% | 30 |
| Lawrence | 519 | $275K | $151 | 21% | 25 |
| McCordsville | 366 | $401K | $159 | 11% | 70 |
| Greenfield | 363 | $272K | $155 | 13% | 36 |
| Beech Grove | 212 | $201K | $123 | 18% | 31 |
| Cumberland | 151 | $266K | $144 | 13% | 52 |
| New Palestine | 72 | $402K | $151 | 8% | 48 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Cumberland, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Cumberland. People who follow the town see it, and so do people comparing Cumberland with their own town. No commission, no listing fee.
Questions about buying a home in Cumberland
What do homes sell for in Cumberland, IN?
151 homes sold in the year to May 2026 at a typical $266K, $144 a square foot.
Is Cumberland a buyer’s or seller’s market?
A seller’s market: 34 homes were for sale in May 2026 and 11 sold, about 3.1 months of supply. Buyers paid 96.6% of asking on average, and 40% of listings cut their price.
When is the best time to buy in Cumberland?
June brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Cumberland?
About 0.9% of a home’s value a year. On a $266K home that’s near $2,500.
Where can I see homes for sale in Cumberland?
Zillow, Redfin, Realtor.com and Homes.com all carry Cumberland’s MLS listings; the search links above open each one filtered to Cumberland.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).