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Colmar and Wayburn in Cumberland
Indiana›Hancock County
Photo: Nyttend · Public domain
Photo of Cumberland

Cumberland, IN · Photo: Nyttend · Public domain · Source ↗

Is Cumberland a good place to live?

Cumberland gives you more for your money than most places: homes are within reach, about $290K for a typical one, or 3.6 years of the Indianapolis metro’s $80K median household income. It grades C+ overall, 421st of 585 graded towns in Indiana. The low prices come with trade-offs. It reports more crime per resident than 82% of U.S. towns, including 22 violent crimes reported to the FBI in 2025. On the plus side, the median household earns $87K. Only 17 of Indiana’s 1,043 towns score lower on civic life. Cumberland Historic District is on the National Register of Historic Places. 1.2% of working residents work locally in Cumberland, below both the Indiana town median (11%) and the median of U.S. towns (8%).

What makes Cumberland stand out

Where Cumberland beats most towns.

A growing town

Cumberland has grown 44% since 2010

5,169 counted in 2010 and 5,954 in 2020; an estimated 8,066 in 2025.

Growth hasn’t slowed: 25.1% since 2020, after 15.2% in the decade before.

5,1692010
5,9542020
8,0662025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Cumberland grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Cumberland is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Cumberland Historic District
Cumberland Historic District · National Register of Historic Places
Cumberland’s story

195 years in pictures

Census counts: 299 in 1880, 5,954 in 2020. The archive holds 3 old photos and papers going back to 2005 and 3 maps from 1952 on.

1 place on the National Register of Historic Places.

  • 1831Cumberland is settled
Explore the history →
Nearby attractions

Lucas Oil Stadium and 34 more within 40 miles

Museums, parks, gardens and other places to visit around Cumberland. Close and well known come first.

All 51 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Lucas Oil Stadium: Josh Hallett from Winter Haven, FL, USA, CC BY-SA 2.0 · Gainbridge Fieldhouse: Durin at English Wikipedia, CC BY-SA 3.0 · Soldiers' and Sailors' Monument: alexeatswhales, CC BY 2.0 · Hinkle Fieldhouse: Peetlesnumber1, CC BY-SA 3.0 · The Children's Museum of Indianapolis: HstryQT, CC BY 3.0 · Indianapolis Museum of Art: No machine-readable author provided. Cszmurlo assumed (based on copyright claims, CC BY 3.0

Getting set up

Moving to Cumberland: who provides what

Who provides power, water and the rest in Cumberland, and how to reach them.

The full setup list →
PowerAES Indiana14.7¢/kWh · EIA 2025HIFLD · EIA
WaterCitizens Energy GroupNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpCounty or districtA county or regional provider runs trash and recyclingTown site
SchoolsMount Vernon Community School CorporationNew Palestine Community SchoolsWarren Township Metropolitan School District3 districts serve Cumberland; which school depends on your address and gradeNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereHancock County Circuit Court ClerkHancock County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes46229, 4614046229 78% · 46140 22%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Cumberland.

Cumberland looks healthier within Indiana than nationally, has seen reported crime fall by about half and has added half again as many jobs in ten years.

SafetyC−

Cumberland earns a C− for safety

Reported crimes fell from 222 to 128 over the last three FBI years, a drop beyond ordinary year-to-year swings.

Cumberland’s violent crime rate is 2.9 per 1,000 residents. Cumberland reports more crime per resident than most U.S. towns we grade: about 82% report less. Cumberland’s property crime rate is 14 per 1,000 residents.

18%of U.S. towns report more crimeC−Safety Grade
CumberlandIndiana townsU.S. towns
Violent crimes per 1,000 (2025)2.9 per 1,000 residents1.41.6
Property crimes per 1,000 (2025)14 per 1,000 residents8.69.9

Violent crime per 1,000 residents

Cumberland2.9
Indiana3
U.S.3.3

Property crime per 1,000 residents

Cumberland14
Indiana12.5
U.S.15.5
18th
percentile among U.S. towns we grade
13th
percentile among IN towns
22
violent crimes reported in 2025
106
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Work & commuteJobs & income grade A−

More than half of Cumberland’s working residents commute to Indianapolis

Jobs based here grew from 647 in 2013 to 1,093.

Most working residents leave Cumberland for work: only 1% work in town. Jobs based in Cumberland grew to 1,093 in 2023, 446 more than in 2013. 6.4% of residents live below the poverty line in Cumberland.

1%work in town
CumberlandIndiana townsU.S. towns
Below the poverty line6.4%10%9.6%
Median household income$87,000$71,000$80,000
Work from home10%7.8%11%

Where working residents work

In Cumberland1%
Indianapolis52%
Greenfield5%
Carmel4%
Fishers4%
12 mi
median commute distance
1,093
jobs based in Cumberland
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 53% of U.S. towns

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers in Cumberland

Cumberland has chilly winters and warm summers. July afternoons reach 85°, January nights drop to 20° and about 27 inches of snow falls in a winter.

27″snow a winter

Typical low → high °F

Winter23–39°
Spring42–63°
Summer62–83°
Fall44–65°
Oct 26
typical first frost
Apr 18
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

More children than Indiana overall

Children under 18 are 29% of residents (23% statewide). Cumberland has grown 25% since 2020, to 8,066 residents in the Census Bureau’s 2025 estimate. The median age in Cumberland is 34.5 years.

34.5median age · IN 38.1
CumberlandIndiana townsU.S. towns
Median age34.5 years39.5 years40.5 years
Aged 65 or older15%18%18%
Bachelor’s degree or more, 25+28%22%29%
CumberlandIndianaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma8%
High school35%
Some college17%
Associate’s12%
Bachelor’s18%
Graduate11%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±5 points. Across Indiana, 50.4% of residents are women. Among residents 18 to 24, 98% are men (IN 51%).

Ages and education in Cumberland
CumberlandINU.S.
Under 1014.3%12.4%11.6%
10 to 1714.2%10.9%10.3%
18 to 243.5%9.6%9.1%
25 to 3418.7%13.1%13.7%
35 to 4412.6%12.7%13.2%
45 to 5411.8%12%12.2%
55 to 649.9%12.5%12.7%
65 to 748%10.1%10.2%
75 and older7%6.7%7%
No diploma7.7%9.6%10.4%
High school34.5%32.5%26%
Some college17.3%19.3%19.1%
Associate’s12.3%9.1%8.8%
Bachelor’s17.7%18.7%21.6%
Graduate10.5%10.8%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

HousingCost of living grade B+

Cumberland earns a B+ for cost of living

The typical Cumberland home is worth about $290,000, up 1.2% in a year, 13% above the Indiana typical home.

$290KZillow home value
CumberlandIndiana townsU.S. towns
Households that own their home71%76%73%
Median rent$1,157 a month$946 a month$1,185 a month

Typical home value

Cumberland$290K
Indiana$257K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
13
days on market
99.8%
sale-to-list price
+1.2%
value change, 1 year
11
homes sold in May

Zillow Home Value Index · Redfin Data Center

HealthB

On CDC estimates, Cumberland is healthier than 56% of U.S. towns

Within Indiana it is healthier than 78% of the 589 graded towns: much of Indiana scores lower on these measures.

Cumberland beats the Indiana average on 8 of 32 CDC measures and trails it on 0. 22% of Cumberland adults get no exercise outside work.

56%healthier than U.S. townsBHealth Grade
CumberlandIndiana townsU.S. towns
Get no exercise (CDC PLACES)22%26%25%
Frequent physical distress (CDC PLACES)13%15%14%
Obesity (CDC PLACES)40%39%35%
Smoke cigarettes (CDC PLACES)14%17%14%
32 measures vs. Indiana
8 better24 too close to call0 worse
What stands outCumberlandIN
Fewer older adults who have lost all their teeth12.6%15.4%
Fewer adults with COPD7%8.1%
Community Hospital East
6.9 mi away · emergency room
1 of 3
care shortages: mental health
78th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade B

Moderate risk in Cumberland, with inland flooding at the top

Expected storm and flood damage is higher than in 53% of U.S. communities.

53risk score of 100
FEMA risk score
53Moderate riskLowerHigher
Inland floodingTornadoes
3
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

OutdoorsC

0.8% of Cumberland is conserved land

0.5 miles of trail in 3 parks and preserves.

0.8%conserved
CumberlandIndiana townsU.S. towns
Conserved land0.8%1.9%4.3%
Miles of trail per square mile0.2 miles per square mile0.20.4
0.8%
conserved · 16 of 2,026 acres
0.5 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. National Raod Park0.3 mi6
2. Lions Park0.1 mi15
3. Honors Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Cumberland

19pages on Cumberland
After high school

Colleges nearby

9 within 15 miles of the center of Cumberland

A commuter town

99% of working residents leave Cumberland for work

Where Cumberland’s working residents go each day. Line width shows the share.

52% → Indianapolis Indianapolis 52% 5% → Greenfield Greenfield 5% 4% → Carmel Carmel 4% 4% → Fishers Fishers 4% 3% → Lawrence Lawrence 3% 2% → Greenwood Greenwood 2% Cumberland · 1% stay
1,093jobs based in Cumberland
1%of working residents work in town
12 mimedian commute distance

Census LEHD 2023

About Cumberland

Town in Indiana, United States

Official town website ↗

Cumberland is a town in Hancock and Marion counties, Indiana, United States. The population was 5,954 at the 2020 census, up from 5,169 in 2010.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1831
Area
2.4 sq mi
Elevation
853 ft
Area code
317

Cumberland’s neighbors

2 towns share a border with Cumberland.

Explore the map →
How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
Cumberland#421C+B+C−C+B
Buck Creek Township#136A−B−—A−B+
Sugar Creek Township#29A+B—AB+

Buck Creek Township and Sugar Creek Township report no FBI crime data of their own. Compare Cumberland with a neighbor →

Questions about Cumberland

Short answers, built from the data on this page.

Is Cumberland, IN a good place to live?

Cumberland grades C+ overall, better than 43% of U.S. towns and #421 of 585 in Indiana. It grades B for health, C− for safety and C+ for schools. Safety is its weak spot, with a C−.

Is Cumberland, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.