Photo: Harrison Keely · CC BY 4.0124 homes sold in Toccoa in the last year, at a typical $218K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Toccoa homes are listed.
Every place Toccoa homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Toccoa.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 98% of Toccoa’s sales, at a typical $217K
124 homes sold in the year to May 2026.
typical sale · 122 sold in 12 months
- Per square foot
- $151GA $181
- Days to sell
- 64
- Sold over asking
- 23%
- Listings with a price cut
- 32%
Multi-family (2–4 units): 1 sold, typical $246K
Townhouses: 1 sold, typical $292K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 2.4 times the 2016 price
124 sales in the last year, against 172 in 2022 and a low of 69 in 2012. The typical sale went from $91K in 2016 to $218K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $200K buys in Toccoa
Check a listing against what Toccoa homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Toccoa are more common than before the pandemic, with about as many homes for sale
We read every month of Toccoa’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 124 sales.
If you’re buying in Toccoa
- Shop in August. It brings about 16 new listings a month, close to the busiest month, with fewer bidding wars (18% over asking).
- Offer under asking. Buyers paid 97.2% of the list price on average; 23% paid over.
- You’ll usually have time. Only 16% of homes go under contract within two weeks; the typical one takes 64 days.
Summer brings the homes; spring brings the bidding wars
July has the most new listings (about 16 a month), but April is the most competitive: 31% of April sales close over asking. August offers nearly as much choice with fewer homes bid up (18%). August has the least competition (18%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and hotter than Georgia
| Toccoa now | 2017–19 | 2021 peak | GA now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 23% | 17% | 38% | 17% |
| Gone within two weeksShare of homes under contract within 14 days | 16% | 3% | 41% | 19% |
| Listings with a price cutShare of homes for sale that cut their price | 32% | — | 20% | 27% |
| Price paid vs. askingAverage sale price ÷ list price | 97.2% | 95.4% | 100% | 97.6% |
| Days to sellMedian days from listing to contract | 64 | 84 | 24 | 63 |
44 homes for sale on a typical day
That’s twice the 2021 low (22), about the 2017–19 level and well under 2012’s 76.
1 in 3 listings has cut its price
32% in the last year, against — in 2017–19 and 27% across Georgia.
Toccoa ranks 24th of 159 busy Georgia markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Toccoa is one of the state’s hottest markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Toccoa home costs about $1,269 a month
Price: Toccoa’s typical sale, last 12 months. Property tax at Toccoa’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Toccoa is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. December has the fewest, about 9.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $218K home, about $1,580 a year.
Taxes vs. neighborsSchools
The schools grade for Toccoa, from test results, graduation and how much students grow.
Schools in ToccoaCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
No busy market nearby sells for less a square foot; Clarkesville and Chickasaw Point for far more
The busier markets within 25 miles of Toccoa, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Toccoa | 124 | $218K | $151 | 23% | 64 |
| Cornelia | 54 | $316K | $177 | 15% | 70 |
| Chickasaw Point | 43 | $427K | $213 | 7% | 96 |
| Demorest | 38 | $307K | $179 | 8% | 87 |
| Clarkesville | 35 | $356K | $211 | 11% | 72 |
| Baldwin | 33 | $300K | $179 | 33% | 62 |
| Mount Airy | 22 | $310K | $187 | 14% | 70 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Toccoa, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Toccoa. People who follow the town see it, and so do people comparing Toccoa with their own town. No commission, no listing fee.
Questions about buying a home in Toccoa
What do homes sell for in Toccoa, GA?
124 homes sold in the year to May 2026 at a typical $218K, $151 a square foot.
Is Toccoa a buyer’s or seller’s market?
A seller’s market: 49 homes were for sale in May 2026 and 13 sold, about 3.8 months of supply. Buyers paid 97.2% of asking on average, and 32% of listings cut their price.
When is the best time to buy in Toccoa?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Toccoa?
About 0.7% of a home’s value a year. On a $218K home that’s near $1,580.
Where can I see homes for sale in Toccoa?
Zillow, Redfin, Realtor.com and Homes.com all carry Toccoa’s MLS listings; the search links above open each one filtered to Toccoa.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).