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Downtown Toccoa, Georgia, aerial view 6
Georgia›Stephens County

ToccoaGA

Photo: Harrison Keely · CC BY 4.0
Photo of Toccoa

Toccoa, GA · Photo: Harrison Keely · CC BY 4.0 · Source ↗

Is Toccoa a good place to live?

Toccoa grades D overall, ranked 181st of 258 in Georgia, mostly because of incomes and health. The median household income is $48K, and 24% of residents live below the poverty line. CDC estimates put its residents' health behind 91% of the country. What it does well: natural-hazard risk is low. 24% of residents live below the poverty line in Toccoa, where Georgia’s towns sit at 15% and U.S. towns at 9.6%. Toccoa has 6 places on the National Register of Historic Places, among them Traveler's Rest and Stephens County Courthouse. Toccoa's civic life (library use, community groups, volunteering) trails 90% of U.S. towns.

What makes Toccoa stand out

Where Toccoa beats most towns, and one thing worth knowing.

How Toccoa grades

Each subject compared with towns across the country (schools within Georgia), ordered by how far Toccoa is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Stephens County Courthouse
Stephens County Courthouse · National Register of Historic Places
Toccoa’s story

152 years in pictures

Census counts: 679 in 1880, 9,133 in 2020. The archive holds 11 old photos and papers going back to 1880 and 4 maps from 1886 on.

6 places on the National Register of Historic Places.

  • 1874Toccoa is settled
Explore the history →
Getting set up

Moving to Toccoa: who provides what

Who provides power, water and the rest in Toccoa, and how to reach them.

The full setup list →
PowerGeorgia Power16.3¢/kWh · EIA 2025HIFLD · EIA
WaterToccoa water system4 health-based violations in 5 years · EPAEPA
Internet5 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Toccoa’s trash rules yet
SchoolsStephens County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Georgia you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereStephens County Board of Elections and Voter RegistrationStephens County; contacts on the Handbook page.FVAP, Nov 2025
ZIP code3057730577 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Toccoa.

Toccoa fares better on crime within Georgia than nationally, is healthier than towns with similar incomes and trades workers with Gainesville and other neighbors.

HealthD

Toccoa’s grade for health is a D

Against the 5,191 U.S. towns with household incomes like Toccoa’s, it is less healthy than 75%, so its D isn’t only a matter of income.

18% of Toccoa adults report frequent physical distress. Toccoa beats the Georgia average on 1 of 32 CDC measures and trails it on 15. 17% of Toccoa adults have diabetes.

9%healthier than U.S. townsDHealth Grade
ToccoaGeorgia townsU.S. towns
Frequent physical distress (CDC PLACES)18%14%14%
Diabetes (CDC PLACES)17%14%12%
High blood pressure (CDC PLACES)44%38%35%
Get no exercise (CDC PLACES)34%29%25%
32 measures vs. Georgia
1 better16 too close to call15 worse
What stands outToccoaGA
More adults treating high blood pressure81%77.4%
More adults with COPD10.6%6.5%
Stephens County Hospital
1.4 mi away · emergency room
2 of 3
care shortages: primary care, mental health
23rd
percentile among GA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsB

Toccoa’s schools rank ahead of 58% of Georgia districts

Its public schools are run by the Stephens County school district. Its one school is below.

58%of GA districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Toccoa Elementary SchoolLargest public elementary schoolGrades 2–4Grades 2–4605B+

NCES · EDFacts · graded within GA on state tests and graduation

SafetyC−

More crime per resident in Toccoa than in 82% of U.S. towns

At 38.4 crimes per 1,000 residents a year, it reports more crime than 63% of Georgia’s graded towns. Reported crimes fell from 405 to 174 over the last three FBI years, a drop beyond ordinary year-to-year swings.

Toccoa’s property crime rate is 17.3 per 1,000 residents.

18%of U.S. towns report more crimeC−Safety Grade
ToccoaGeorgia townsU.S. towns
Property crimes per 1,000 (2025)17.3 per 1,000 residents14.59.9
Violent crimes per 1,000 (2025)1.2 per 1,000 residents2.21.6

Violent crime per 1,000 residents

Toccoa1.2
Georgia3
U.S.3.3

Property crime per 1,000 residents

Toccoa17.3
Georgia14
U.S.15.5
18th
percentile among U.S. towns we grade
37th
percentile among GA towns
11
violent crimes reported in 2025
163
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade B

Homes in Toccoa are worth about $232K, by Zillow’s estimate

Home values rose 36% in five years, to about $232K, against 21% across Georgia.

The typical Toccoa home is worth about $232,000, up 2.8% in a year, 30% below the Georgia typical home. The median rent in Toccoa is $711 a month.

$232KZillow home value
ToccoaGeorgia townsU.S. towns
Median rent$711 a month$1,160 a month$1,185 a month
Households that own their home58%58%73%

Typical home value

Toccoa$232K
Georgia$329K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
74
days on market
98.4%
sale-to-list price
+2.8%
value change, 1 year
13
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade A−

Low risk in Toccoa, with inland flooding at the top

Expected storm and flood damage is lower than in 69% of U.S. communities. Since 1979, 5 flood insurance claims have been paid out in Toccoa.

31risk score of 100
FEMA risk score
31Low riskLowerHigher
Inland floodingTornadoesCold waves
5
paid flood claims since 1979
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Toccoa has mild winters and hot summers

The Toccoa weather station records that about 46 days a year reach 90°: more than most of the country, but fewer than 80% of Georgia places with climate records. July afternoons average 88.9°: hotter than most of the country, but cooler than 85% of Georgia places with climate records; January nights average 32.5°.

Toccoa has mild winters and warm summers, with plenty of rain. About 1 inches of snow falls in a winter.

1″snow a winter
ToccoaGeorgia townsU.S. towns
January low33°F33°F22°F
July high89°F90°F85°F

Typical low → high °F

Winter34–54°
Spring49–72°
Summer67–87°
Fall51–73°
Nov 11
typical first frost
Mar 23
typical last frost
+0.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D

About one in six working residents works right in Toccoa

Toccoa has about as many jobs (4,513) as working residents, but only 733 people both live and work here.

Most working residents leave Toccoa for work: only 18% work in town. Since 2013, Toccoa has added 734 jobs, to 4,513 in 2023. 4.8% of workers work from home in Toccoa.

18%work in town
ToccoaGeorgia townsU.S. towns
Working residents who work in town18%9%8%
Work from home4.8%9.2%11%
Median household income$48,000$63,000$80,000
Average trip to work27 minutes26 minutes25 minutes

Where working residents work

In Toccoa18%
Gainesville4%
Lavonia3%
Atlanta3%
Athens2%
25 mi
median commute distance
4,513
jobs based in Toccoa
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 69% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsC

Toccoa has set aside 1.7% of its land for conservation

1.6 miles of trail in 1 park or preserve.

#127for trails in GA
ToccoaGeorgia townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.30.4
Conserved land1.7%2.3%4.3%
1.7%
conserved · 103 of 5,972 acres
1.6 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Alewine Park—17

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Toccoa

20pages on Toccoa
After high school

Colleges nearby

3 within 15 miles of the center of Toccoa

Landmarks

6 places in Toccoa on the National Register of Historic Places.

All landmarks →

Famous people from Toccoa

16 notable people were born in Toccoa.

See all 16 →

About Toccoa

City in Georgia, United States

Official town website ↗

Toccoa is a city in and the county seat of Stephens County, Georgia, United States. It lies in the state's far northeast near the border with South Carolina, about 50 miles (80 km) from Athens and about 90 miles (140 km) northeast of Atlanta. The population was 9,133 as of the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
9.6 sq mi
Elevation
1,027 ft
ZIP code
30577
Area code
706

Questions about Toccoa

Short answers, built from the data on this page.

Is Toccoa, GA a good place to live?

Toccoa grades D overall, better than 14% of U.S. towns and #181 of 258 in Georgia. It grades D for health, C− for safety and B for schools. Jobs & income is its weak spot, with a D.

Is Toccoa, GA expensive?

That is 4.2 years of the area's median household income ($54,754 across the Toccoa, GA area).

What is Toccoa, GA known for?

16 notable people were born here, including Dale Davis and Paul Anderson.