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Florida›Santa Rosa County

NavarreFL

Public schools that outperform most of Florida. A town in Florida, home to 39,838 people.

Is Navarre a good place to live?

Where it does best is schools: its schools outperform 80% of the state's. Navarre grades B− overall, better than 51% of U.S. towns. In the ranking it comes 157th of 634 in Florida. It is strong on health as well: it is healthier than 78% of U.S. towns. Its weakest is cost of living — the typical home is worth about $417K, 5.5 years of the Pensacola metro’s $76K median household income. Hazard risk is weaker too: FEMA rates its natural-hazard risk higher than 85% of U.S. communities, with hurricanes at the top. The town’s going rate for rent is $1,966 a month, above both the Florida town median ($1,647 a month) and the median of U.S. towns ($1,185 a month). Most errands need a car: it is less walkable than just over two thirds of U.S. towns.

Figures: schools, state test and graduation results · health, CDC PLACES · home values, Zillow · incomes, Census ACS, 2020–24 · FEMA National Risk Index.

What makes Navarre stand out

Where Navarre beats most towns, and one thing worth knowing.

A growing town

Navarre has grown 30% from 2010 to 2020

31,378 counted in 2010 and 40,817 in 2020.

31,3782010
40,8172020

U.S. Census 2010 & 2020 counts

How Navarre grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Navarre is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Gulf Islands National Seashore and 13 more within 40 miles

Museums, parks, gardens and other places to visit around Navarre. Close and well known come first.

All 19 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Gulf Islands National Seashore: National Park Service, Public domain · Fort Pickens: Notneb82, CC BY-SA 3.0 · USS Massachusetts: Unknown authorUnknown author or not provided, Public domain · National Naval Aviation Museum: Ebyabe, CC BY-SA 3.0 · Air Force Armament Museum: Greg Goebel, CC BY-SA 2.0 · Fort Barrancas: National Park Service, Public domain

Getting set up

Moving to Navarre: who provides what

Navarre is unincorporated, so Santa Rosa County and regional agencies provide most services.

WaterHolley-Navarre Water SystemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesSanta Rosa CountySanta Rosa County provides services here
SchoolsSanta Rosa County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereSanta Rosa Supervisor of ElectionsSanta Rosa County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3256632566 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Navarre.

Navarre has less no health insurance than most of Florida, has added a third more jobs in ten years and has hotter summers than most of the country, though not than most of Florida.

Natural hazardsHazard risk grade D

Natural hazards: very high risk in Navarre, mostly hurricanes

Federal disaster aid has reached households in Navarre after 7 declared disasters, most recently in 2022. 63% of the town’s expected losses from natural hazards come from hurricanes, followed by inland flooding at 18%. Since 2004, 17 flood insurance claims have been paid out here.

85risk score of 100
FEMA risk score
85Very high riskLowerHigher
HurricanesInland floodingTornadoes
17
paid flood claims since 2004
7
federal disasters paid out here

FEMA disaster declarations and aid · FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SchoolsA−

For schools, Navarre earns an A−

The public schools here belong to the Santa Rosa school district. The largest public high school is Navarre High School, with 2,410 students. Three of its 6 schools are shown below, with the reason for each.

80%of FL districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Holley-Navarre Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8823A−
Navarre High SchoolLargest public high schoolGrades 9–12Grades 9–122,410B
Holley-Navarre IntermediateTop results in townGrades 3–5Grades 3–5698A

NCES · EDFacts · graded within FL on state tests and graduation

HealthA−

For health, Navarre earns an A−

Its widest gap with Florida is no health insurance: 10.1% of those 18–64 have no health insurance, against 15.9% statewide.

19% of Navarre adults have been diagnosed with depression. Against the Florida average, Navarre comes out ahead on 16 CDC measures out of 31, and behind on 2. Two figures for adults here: 19% get no exercise outside work, 41% sleep under 7 hours.

78%healthier than U.S. townsA−Health Grade
NavarreFlorida townsU.S. towns
Binge drink (CDC PLACES)18%15%16%
Get no exercise (CDC PLACES)19%25%25%
Sleep under 7 hours (CDC PLACES)41%37%36%
Diabetes (CDC PLACES)9.9%13%12%
31 measures vs. Florida
16 better13 too close to call2 worse
What stands outNavarreFL
Fewer uninsured adults10.1%15.9%
Fewer adults facing food insecurity11.5%16.8%
More binge drinkers17.9%14.6%
HCA Florida Fort Walton-Destin Hospital
15.5 mi away · emergency room
1 of 3
care shortages: mental health
78th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade B

Most of Navarre’s workers head elsewhere: there are 0.4 jobs for each of them

Jobs based here grew from 3,489 in 2013 to 5,145.

Between 2013 and 2023, jobs in Navarre rose by 1,656, to 5,145. For most workers, Navarre is a place to come home to: only 12% work in town. In Navarre, the average trip to work is 31 minutes. The top destinations are Pensacola (10%), Fort Walton Beach (10%) and Wright (4%).

12%work in town
NavarreFlorida townsU.S. towns
Average trip to work31 minutes27 minutes25 minutes
Median household income$105,000$73,000$80,000
Below the poverty line5.8%11%9.6%
Working residents who work in town12%5%8%

Where working residents work

In Navarre12%
Pensacola10%
Fort Walton Beach10%
Wright4%
Milton4%
18 mi
median commute distance
5,145
jobs based in Navarre
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 32% of U.S. towns

Census LEHD 2023 · ACS

Climate

Four seasons and hot summers in Navarre

July afternoons average 89.8°: hotter than most of the country, but cooler than 89% of Florida places with climate records; January nights average 43.4°.

In Navarre, the January low is 43°F.

90°summer high
NavarreFlorida townsU.S. towns
January low43°F51°F22°F
July high90°F91°F85°F

Typical low → high °F

Winter45–63°
Spring59–76°
Summer75–89°
Fall61–79°
Nov 27
typical first frost
Mar 1
typical last frost
+0.6°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Navarre skews younger than Florida

College graduates make up 36% of adults 25 and older, against 34% across Florida. People 65 and older are 14% of residents (21% statewide); adults 35 to 64 are 43% of residents (38% statewide). In Navarre, nearly a quarter of residents are under 18.

38.8median age · FL 42.6
NavarreFlorida townsU.S. towns
Aged 65 or older14%20%18%
Under 1824%20%22%
Median age38.8 years42.5 years40.5 years
Bachelor’s degree or more, 25+36%31%29%
NavarreFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school20%
Some college24%
Associate’s16%
Bachelor’s21%
Graduate15%

Women and men · all residents

49% women, 51% men

That’s an even split within the survey’s margin of ±1 point. Across Florida, 50.9% of residents are women. Median age: women 39.7, men 37.7.

Ages and education in Navarre
NavarreFLU.S.
Under 1012.5%10.3%11.6%
10 to 1711.8%9.2%10.3%
18 to 246.3%8.1%9.1%
25 to 3412.7%12.7%13.7%
35 to 4416.1%12.7%13.2%
45 to 5412.3%12.3%12.2%
55 to 6414.9%13.4%12.7%
65 to 748.4%11.7%10.2%
75 and older5.1%9.6%7%
No diploma5.1%10.1%10.4%
High school19.6%27.2%26%
Some college23.5%18.5%19.1%
Associate’s15.6%10.1%8.8%
Bachelor’s21%21.3%21.6%
Graduate15.1%12.9%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

OutdoorsC−

Navarre has set aside 0.6% of its land for conservation

In 2 parks and preserves, walkers have 7.1 miles of trail. Navarre’s density of trails comes in at 0.2 miles per square mile. Parks and preserves here: 2, covering 27 acres.

#355for trails in FL
NavarreFlorida townsU.S. towns
Conserved land0.6%3%4.3%
Miles of trail per square mile0.2 miles per square mile0.40.4
0.6%
conserved · 104 of 18,712 acres
7.1 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Navarre Park0.5 mi8
2. Navarre Soccer Complex—19

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C−

For cost of living, Navarre earns a C−

Homes sold in Navarre spent a median 63 days on the market. The typical home value locally is about $417,000, up 1.8% in a year, 11% above the Florida typical home. For households here, the share who live in a home they own is 82%.

$417KZillow home value
NavarreFlorida townsU.S. towns
Median rent$1,966 a month$1,647 a month$1,185 a month
Households that own their home82%72%73%

Typical home value

Navarre$417K
Florida$375K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
63
days on market
98.3%
sale-to-list price
+1.8%
value change, 1 year
70
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Navarre

16pages on Navarre
After high school

Colleges nearby

None within 15 miles of Navarre; the nearest are

A commuter town

88% of working residents leave Navarre for work

Where Navarre’s working residents go each day. Line width shows the share.

10% → Pensacola Pensacola 10% 10% → Fort Walton Beach Fort Walton Beach 10% 4% → Wright Wright 4% 4% → Milton Milton 4% 3% → Midway Midway 3% 3% → Ferry Pass Ferry Pass 3% Navarre · 12% stay
5,145jobs based in Navarre
12%of working residents work in town
18 mimedian commute distance

Census LEHD 2023

Navarre’s neighbors

3 towns share a border with Navarre.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Navarre#157B−C−—A−A−
Holley——C—A−A−
Navarre Beach——D−—A−A−
Midway#168B−C−—A−A−

Holley and Navarre Beach have fewer than 2,500 residents, so they get subject grades but no overall grade. Navarre, Holley, Navarre Beach and Midway report no FBI crime data of their own. Compare Navarre with a neighbor →

Questions about Navarre

Short answers, built from the data on this page.

Is Navarre, FL a good place to live?

Navarre grades B− overall, better than 51% of U.S. towns and #157 of 634 in Florida. It grades A− for health and A− for schools. Hazard risk is its weak spot, with a D.

Is Navarre, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.