Navarre BeachFL
1,558 people call this town in Florida home.
Is Navarre Beach a good place to live?
The best of Navarre Beach’s subject grades are an A− for health and schools and an A for the outdoors; the weakest is a D− for cost of living. On cost of living, just 34 of Florida’s 774 towns do worse. FEMA rates its natural-hazard risk higher than 87% of U.S. communities, with hurricanes at the top. On walkability, just 59 of Florida’s 776 towns do worse. The biggest park or preserve is Navarre Beach Park, at 143 acres. Navarre Beach has fewer than 2,500 residents, so it gets subject grades but no overall grade.
What makes Navarre Beach stand out
Where Navarre Beach beats most towns, and one thing worth knowing.
| Widest gap | Navarre Beach | FL |
|---|---|---|
| Fewer uninsured adults | 6.2% | 15.9% |
Navarre Beach lives by the ocean
Coastal flooding makes up 9% of the storm damage FEMA expects here.
FEMA National Risk Index · OpenFEMA · OpenStreetMap
How Navarre Beach grades
Each subject compared with towns across the country (schools within Florida), ordered by how far Navarre Beach is from typical.
How TownRatings grades towns →
Gulf Islands National Seashore and 13 more within 40 miles
Museums, parks, gardens and other places to visit around Navarre Beach. Close and well known come first.
in town National SeashoreGulf Islands National Seashore7.6M visitors a year
24 mi LandmarkFort Pickens
26 mi Ancient siteUSS Massachusetts
25 mi MuseumNational Naval Aviation Museum
24 mi LandmarkFort Barrancas
21 mi MuseumAir Force Armament MuseumPhoto credits
Gulf Islands National Seashore: National Park Service, Public domain · Fort Pickens: Notneb82, CC BY-SA 3.0 · USS Massachusetts: Unknown authorUnknown author or not provided, Public domain · National Naval Aviation Museum: Ebyabe, CC BY-SA 3.0 · Fort Barrancas: National Park Service, Public domain · Air Force Armament Museum: Greg Goebel, CC BY-SA 2.0
._Starboard_bow_at_wharf,_06-1901_-_NARA_-_535432.jpg){kind=link}
Moving to Navarre Beach: who provides what
Navarre Beach is unincorporated, so Santa Rosa County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.
The data
Ordered by what stands out in Navarre Beach.
With 1.5 jobs for every working resident, Navarre Beach draws in 614 commuters
Navarre Beach’s typical journey to work stands at 30 minutes, against 27 minutes in Florida’s towns and 25 minutes across U.S. towns. Just 3% of the town’s working residents have a job in town. Its median household income is $130,000. Between 2013 and 2023, jobs locally rose by 538, to 626.
| Navarre Beach | Florida towns | U.S. towns | |
|---|---|---|---|
| Median household income | $130,000 | $73,000 | $80,000 |
| Below the poverty line | 3.5% | 11% | 9.6% |
| Average trip to work | 30 minutes | 27 minutes | 25 minutes |
| Working residents who work in town | 2.9% | 5% | 8% |
Where working residents work
Census LEHD 2023 · ACS
Navarre Beach stands out in Florida and nationally: a smaller share of its adults 18 to 64 have no health insurance
13% of adults in Navarre Beach report frequent mental distress; 17% get no exercise outside work. Among adults here, 84% had a checkup this year, above both Florida’s towns (79%) and U.S. towns (79%). Navarre Beach: 41% of adults have high blood pressure. On the CDC’s 31 measures, Navarre Beach is ahead of Florida on 15 and behind on 4.
| Navarre Beach | Florida towns | U.S. towns | |
|---|---|---|---|
| Yearly checkup (CDC PLACES) | 84% | 79% | 79% |
| Frequent mental distress (CDC PLACES) | 13% | 16% | 17% |
| Get no exercise (CDC PLACES) | 17% | 25% | 25% |
| High blood pressure (CDC PLACES) | 41% | 37% | 35% |
| What stands out | Navarre Beach | FL |
|---|---|---|
| Fewer uninsured adults | 6.2% | 15.9% |
| Fewer older adults who have lost all their teeth | 5% | 12.7% |
| More adults who have had cancer | 13.5% | 9.1% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
The biggest natural risk in Navarre Beach is hurricanes, at a very high overall level
Federal disaster aid has reached households in Navarre Beach after 2 declared disasters, most recently in 2005. Expected losses in Navarre Beach break down as 61% from hurricanes and 16% from inland flooding. Paid flood insurance claims locally since 1995: 185.
FEMA disaster declarations and aid · FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Expect four seasons and hot summers in Navarre Beach
July afternoons reach 90° and January nights drop to 43°.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Conservation land takes up 6.2% of Navarre Beach
1.2 miles of trail wind through 1 park or preserve. Navarre Beach’s trail density is 0.2 miles per square mile.
| Navarre Beach | Florida towns | U.S. towns | |
|---|---|---|---|
| Conserved land | 6.2% | 3% | 4.3% |
| Miles of trail per square mile | 0.2 miles per square mile | 0.4 | 0.4 |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Navarre Beach Park | 0.6 mi | 143 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Homes in Navarre Beach sell for about $730K
Among households in Navarre Beach, 88% live in a home they own. The typical rent for Navarre Beach comes to $1,761 a month. Sellers in Navarre Beach got 97.1% of the asking price, typically.
| Navarre Beach | Florida towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 88% | 72% | 73% |
| Median rent | $1,761 a month | $1,647 a month | $1,185 a month |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Everything we know about Navarre Beach
Colleges nearby
None within 15 miles of Navarre Beach; the nearest are
About 9 of every 100 Navarre Beach residents are enrolled in college, against 6 across Florida.
Every workday, about 614 people come to Navarre Beach for work
Where Navarre Beach’s working residents go each day. Line width shows the share.
Census LEHD 2023
Navarre Beach’s neighbors
One town shares a border with Navarre Beach.
| Town | FL rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Navarre Beach | — | — | D− | — | A− | A− |
| Navarre | #157 | B− | C− | — | A− | A− |
Navarre Beach has fewer than 2,500 residents, so it gets subject grades but no overall grade. Navarre Beach and Navarre report no FBI crime data of their own. Compare Navarre Beach with a neighbor →
Questions about Navarre Beach
Short answers, built from the data on this page.
Is Navarre Beach, FL expensive?
Yes. The typical home is worth about $780,000, 108% above the Florida typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.