Hippard House · Photo: Ebyabe · CC BY-SA 3.0400 homes sold in Fernandina Beach in the last year, at a typical $675K
About one sale in 4 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Fernandina Beach homes are listed.
Every place Fernandina Beach homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Fernandina Beach.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
19% of Fernandina Beach’s sales are condos, at $204K less than a house
297 houses and 76 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.
typical sale · 297 sold in 12 months
- Per square foot
- $375FL $245
- Days to sell
- 78
- Sold over asking
- 6%
- Listings with a price cut
- 29%
typical sale · 76 sold in 12 months
- Per square foot
- $415FL $262
- Days to sell
- 101
- Sold over asking
- 0%
- Listings with a price cut
- 27%
Multi-family (2–4 units): 3 sold, typical $611K
Townhouses: 25 sold, typical $626K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 2.3 times the 2016 price
400 sales in the last year, against 674 in 2021 and a low of 296 in 2012. The typical sale went from $300K in 2016 to $675K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $650K buys in Fernandina Beach
Check a listing against what Fernandina Beach homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Fernandina Beach are rarer than before the pandemic, but a quarter fewer homes come up for sale
We read every month of Fernandina Beach’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 400 sales.
If you’re buying in Fernandina Beach
- Shop in May. It brings about 61 new listings a month, close to the busiest month, with fewer bidding wars (13% over asking).
- You can negotiate. 28% of listings have cut their price, against 0% before the pandemic.
- Offer under asking. Buyers paid 95.3% of the list price on average; 5% paid over.
- You’ll usually have time. Only 21% of homes go under contract within two weeks; the typical one takes 79 days.
Spring brings both the most homes and the most bidding wars
March has the most new listings (about 67 a month), but April is the most competitive: 17% of April sales close over asking. May offers nearly as much choice with fewer homes bid up (13%). November has the least competition (10%) but only about 39 new listings.
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than Florida
| Fernandina Beach now | 2017–19 | 2021 peak | FL now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 5% | 12% | 21% | 10% |
| Gone within two weeksShare of homes under contract within 14 days | 21% | 6% | 13% | 20% |
| Listings with a price cutShare of homes for sale that cut their price | 28% | 0% | 5% | 28% |
| Price paid vs. askingAverage sale price ÷ list price | 95.3% | 97.4% | 98.8% | 96.3% |
| Days to sellMedian days from listing to contract | 79 | 98 | 52 | 76 |
167 homes for sale on a typical day
That’s 1.5 times the 2022 low (115), 25% fewer than in 2017–19 and well under 2018’s 246.
1 in 4 listings has cut its price
28% in the last year, against 0% in 2017–19 and 28% across Florida. More sellers are pricing high and coming down.
Since 2019, houses are up 75%, condos 72%
A house typically sold for $724K in the last year (297 sales), a condo for $520K (76).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Fernandina Beach ranks 417th of 534 busy Florida markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Fernandina Beach is one of the state’s calmer markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Fernandina Beach home costs about $3,957 a month
Price: Fernandina Beach’s typical sale, last 12 months. Property tax at Fernandina Beach’s 0.8% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Fernandina Beach is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in March
The month with the most choice. December has the fewest, about 34.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $675K home, about $5,220 a year.
Taxes vs. neighborsSchools
The schools grade for Fernandina Beach, from test results, graduation and how much students grow.
Schools in Fernandina BeachTypical commute
The average one-way trip to work for people who live in Fernandina Beach.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Yulee, St. Marys, Callahan and Nassau Village-Ratliff sell for less a square foot
The busier markets within 25 miles of Fernandina Beach, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Fernandina Beach | 400 | $675K | $378 | 5% | 79 |
| St. Marys | 349 | $313K | $187 | 16% | 68 |
| Yulee | 242 | $423K | $209 | 12% | 79 |
| Atlantic Beach | 208 | $770K | $417 | 6% | 85 |
| Neptune Beach | 93 | $873K | $449 | 13% | 63 |
| Nassau Village-Ratliff | 30 | $410K | $216 | 23% | 75 |
| Callahan | 24 | $262K | $187 | 13% | 59 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Fernandina Beach, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Fernandina Beach. People who follow the town see it, and so do people comparing Fernandina Beach with their own town. No commission, no listing fee.
Questions about buying a home in Fernandina Beach
What do homes sell for in Fernandina Beach, FL?
400 homes sold in the year to May 2026 at a typical $675K, $378 a square foot. Houses sold for about $724K, condos for about $520K.
Is Fernandina Beach a buyer’s or seller’s market?
A seller’s market: 147 homes were for sale in May 2026 and 38 sold, about 3.9 months of supply. Buyers paid 95.3% of asking on average, and 28% of listings cut their price.
When is the best time to buy in Fernandina Beach?
March brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Fernandina Beach?
About 0.8% of a home’s value a year. On a $675K home that’s near $5,220.
Where can I see homes for sale in Fernandina Beach?
Zillow, Redfin, Realtor.com and Homes.com all carry Fernandina Beach’s MLS listings; the search links above open each one filtered to Fernandina Beach.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).