Mott Willis Store · Photo: U.S. Cleveland · CC084 homes sold in Charlotte Harbor in the last year, at a typical $156K
Houses and condos split the market almost evenly. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Charlotte Harbor homes are listed.
Every place Charlotte Harbor homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Charlotte Harbor.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
62% of Charlotte Harbor’s sales are condos, at $151K less than a house
25 houses and 51 condos sold in the year to May 2026. Condos sell faster. Houses draw more bidding wars.
typical sale · 25 sold in the year to May 2026
- Per square foot
- $169FL $245
- Days to sell
- 204
- Sold over asking
- 12%
- Listings with a price cut
- 41%
typical sale · 51 sold in the year to May 2026
- Per square foot
- $98FL $262
- Days to sell
- 108
- Sold over asking
- 0%
- Listings with a price cut
- 26%
Multi-family (2–4 units): 5 sold, typical $144K
Townhouses: 1 sold, typical $135K
Too few sales in 12 months for reliable figures.
Fewer homes sell than before 2022, at 1.5 times the 2016 price
84 sales in the last year, against 152 in 2021 and a low of 81 in 2012. The typical sale went from $105K in 2016 to $156K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
What $150K buys in Charlotte Harbor
Check a listing against what Charlotte Harbor homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Charlotte Harbor are back to pre-pandemic levels, and more homes are for sale
We read every month of Charlotte Harbor’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 84 sales.
If you’re buying in Charlotte Harbor
- Shop in July. It brings about 12 new listings a month, close to the busiest month, with fewer bidding wars (5% over asking).
- Offer under asking. Buyers paid 90.7% of the list price on average; 4% paid over.
- You’ll usually have time. Only 9% of homes go under contract within two weeks; the typical one takes 115 days.
Winter brings the homes; spring brings the bidding wars
January has the most new listings (about 14 a month), but April is the most competitive: 14% of April sales close over asking. July offers nearly as much choice with fewer homes bid up (5%). July has the least competition (5%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than Florida
| Charlotte Harbor now | 2017–19 | 2021 peak | FL now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 4% | 6% | 18% | 9% |
| Gone within two weeksShare of homes under contract within 14 days | 9% | 19% | 39% | 21% |
| Price paid vs. askingAverage sale price ÷ list price | 90.7% | 93.9% | 97.6% | 96.4% |
| Days to sellMedian days from listing to contract | 115 | 80 | 28 | 75 |
67 homes for sale on a typical day
That’s 3.4 times the 2021 low (20) and 84% more than in 2017–19.
Since 2019, houses are up 7%, condos 16%
A house typically sold for $259K in the year to May 2026 (25 sales), a condo for $108K (51).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Charlotte Harbor ranks 471st of 542 busy Florida markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Charlotte Harbor is one of the state’s calmer markets.
Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Charlotte Harbor home costs about $943 a month
Price: Charlotte Harbor’s typical sale, last 12 months. Property tax at Charlotte Harbor’s 1% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Charlotte Harbor is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in January
The month with the most choice. September has the fewest, about 9.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $156K home, about $1,560 a year.
Taxes vs. neighborsSchools
The schools grade for Charlotte Harbor, from test results, graduation and how much students grow.
Schools in Charlotte HarborTypical commute
The average one-way trip to work for people who live in Charlotte Harbor.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
No busy market nearby sells for less a square foot; Port Charlotte, Harbour Heights, Charlotte Park, Cleveland, Punta Gorda and North Port for far more
The busier markets within 25 miles of Charlotte Harbor, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| North Port | 2,770 | $344K | $208 | 9% | 70 |
| Port Charlotte | 1,678 | $273K | $180 | 11% | 67 |
| Punta Gorda | 974 | $442K | $228 | 4% | 95 |
| Harbour Heights | 95 | $343K | $178 | 10% | 108 |
| Charlotte Harbor | 84 | $156K | $119 | 4% | 115 |
| Charlotte Park | 67 | $327K | $216 | 11% | 69 |
| Cleveland | 35 | $279K | $181 | 11% | 165 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Charlotte Harbor, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Charlotte Harbor. People who follow the town see it, and so do people comparing Charlotte Harbor with their own town. No commission, no listing fee.
Questions about buying a home in Charlotte Harbor
What do homes sell for in Charlotte Harbor, FL?
84 homes sold in the year to September 2026 at a typical $156K, $119 a square foot. Houses sold for about $259K, condos for about $108K in the year to May 2026.
Is Charlotte Harbor a buyer’s or seller’s market?
A buyer’s market: 54 homes were for sale in September 2026 and 6 sold, about 8.6 months of supply. Buyers paid 90.7% of asking on average.
When is the best time to buy in Charlotte Harbor?
January brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Charlotte Harbor?
About 1% of a home’s value a year. On a $156K home that’s near $1,560.
Where can I see homes for sale in Charlotte Harbor?
Zillow, Redfin, Realtor.com and Homes.com all carry Charlotte Harbor’s MLS listings; the search links above open each one filtered to Charlotte Harbor.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).