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Loveland, COPhoto: Jared Winkler · CC BY-SA 4.0
Town Hall · Loveland

Loveland spent more per resident in 2022 than 100% of similar cities

Loveland’s city government spent $189.9 million on day-to-day services in the year to December 31, 2023, about $2,460 per resident. That is its newest year reported to the Census Bureau. Water and other utilities ($83.4 million) are counted separately.

Town website
Day-to-day spending, 2023
$189.9M
year to December 31, 2023
Per resident, 2023
$2,460
In 2022: $2,293, more than 100% of 21 similar cities
Long-term debt
$191.6M
end of 2023, reported
City staff, 2025
988
full-time · 283 part-time · March payroll $8.2M
Typical tax bill
$2,302
0.48% of home value · CO 0.48%

What stands out about how Loveland is run

Read from the city’s budget and official records.

Compared with similar places

$2,293 per resident in 2022: more than 100% of them

Loveland’s day-to-day spending in 2022 ($2,293 per resident, hospital and utilities left out) against 21 Colorado cities of 50,000–99,999 that don’t run their own schools: the median was $1,239, and the middle half spent $1,054–$1,691. Loveland spent more than 100% of them.

Middle half of the group, $1,054–$1,691Median $1,239Loveland

Includes sewer and trash ($22.9 million), as the Census Bureau counts them. Later years come from a Census sample, so the comparison stays on 2022. How Town Hall compares budgets →

The group
21

Colorado cities of 50,000–99,999 that don’t run their own schools, 2022 Census of Governments (every government counted that year; Loveland itself left out).

Your share of the 2023 budget

About $2,460 per resident a year, or $6.74 a day

Day-to-day services only. The biggest line: police, at 14%.

Where the money comes from
Utility sales 32%Sales taxes 22%From other local governments 13%Fees & charges 12%Property taxes 8%Interest, fines & other 8%From the federal government 3%Other taxes & licenses 2%From the state 1%
Not in the receipt.Building projects $87 million; interest on debt $7.9 million; payments to other governments $18.1 million. With these and the enterprises, the whole budget was $393.5 million.
About “Other”.25% of Loveland’s day-to-day spending ($47.7 million) is filed by the Census Bureau outside the named functions above, so the receipt can’t say what it buys.
Over the years

Day-to-day spending has held about steady since 2022

Day-to-day services, in dollars, in the years Loveland reported to the Census Bureau. Prices rose too: about 4% a year in 2022–2024.

Day-to-day spending by fiscal year

2022$191.5 million
2023$189.9 million

Per resident: 2022: $2,293 · 2023: $2,460. Per resident it went from $2,293 to $2,460 (up 7%), partly because the Census population behind it changed from 83,517 to 77,194.

City staff
988

full-time in March 2025, up from 871 in 2022.

Building projects, interest and enterprises (hospital, utilities) are left out, so a big construction year doesn’t read as growth.

Property tax

The typical homeowner pays $2,302 a year

Every local property tax on the home: town, schools and county. About 0.48% of the home’s value, vs 0.48% across Colorado.

What homes cost →

Typical yearly bill next door and statewide

Windsor$3,863
Johnstown$3,425
Colorado$2,602
Loveland$2,302
$2,302
typical bill a year
0.48%
effective rate
$479,000
typical home value (Census)
Your own bill

The Housing page’s calculator splits a monthly payment into loan, tax and insurance at Loveland’s rate.

Can I afford it? →

The median bill homeowners report to the Census survey (bills of $10,000+ are reported as “$10,000+”). The effective rate is that bill ÷ the median home value: a rough guide, not the official tax rate.

Tax bills are one input to Loveland’s Cost of living grade. Cost of living in Loveland →

Who runs it

Who’s in charge in Loveland

Names change after every election, so we link to the source that keeps them current.

See ci.loveland.co.us for Loveland’s current officialsWe name an official only when a public source lists a current term. None does for Loveland yet.ci.loveland.co.us ↗
Agendas

Loveland’s meeting calendar isn’t in our feed yet. The city posts agendas and minutes on ci.loveland.co.us ↗.

Who works for Loveland

One full-time city employee for every 78 residents

On the payroll in March 2025, from the Census Bureau’s Annual Survey of Public Employment & Payroll. Residents: the Census population in the 2023 finance file (77,194).

By department full-time, plus part-time, March 2025

Administration & buildings208 + 15 pt
Parks & libraries92 + 236 pt
Police175 + 7 pt
Water & other utilities136
Fire125
Roads & transportation77 + 17 pt
Sewer & trash43
Courts, inspections & corrections20 + 1 pt
Housing & development20
Other92 + 7 pt
988
full-time
283
part-time
$8.2M
payroll for March 2025
$98.9M
a year, estimated (March × 12)
$96,100
average full-time pay, before benefits (March × 12)
112
sworn police officers
102
full-time firefighters
Compared, 2022.Loveland had 10.4 full-time staff per 1,000 residents in March 2022. The median for the 9 of the 21 Colorado cities of 50,000–99,999 that don’t run their own schools that reported 2022 staff was 8.1: Loveland had more than 78% of them. Same group and year as the budget comparison.

The Census reports one month’s payroll (March); yearly figures are that month × 12, an estimate. Part-timers count half in the bar lengths.

The school district

Thompson School District R-2J

Loveland’s K–12 school district, shared with Berthoud, Johnstown. It’s its own government, with a budget separate from the town’s.

Schools in Loveland →
$14,924
per pupil · CO $15,889
14,907
students
$183.9 million
long-term debt

Of the $14,924 per pupil, $7,787 goes to the classroom (teachers, aides, supplies); the rest to buses, buildings, counselors and administration. Building projects and debt payments aren’t in the per-pupil figure.

The district: schools, scores and graduation →

Where the district’s money comes from
Local 62%State 30%Federal 8%

Colorado districts overall: 55% local, 37% state, 8% federal.

Also serving Loveland

Poudre School District R-1 · $15,698 per pupil

School year 2023–24. Census Bureau school finance survey.

Elections · 2024 general election

Loveland’s votes are counted by county

Colorado reports official results by county and precinct, not by city, so there are no official results for Loveland alone, and we don’t estimate them. These are Larimer County’s results.

President · Larimer County’s results225,654 votes · results as certified
Kamala D HarrisKamala D HarrisDemocrat57.3%129,376 votes
Donald J TrumpDonald J TrumpRepublican39.7%89,680 votes

Others: 2.9% (6,598 votes).

Most votes in Larimer County: Kamala D Harris

Colorado: Harris 54.1%, Trump 43.1%

The county’s page

100% of Loveland lies in Larimer County. Every 2024 race in Larimer County is on the county’s page.

Larimer County’s 2024 results →
DemocratRepublicanLibertarianIndependent / other

Official 2024 general election returns, as certified (MIT Election Data + Science Lab). Percentages are of votes for candidates; blank and spoiled ballots aren’t counted. Candidates are listed by votes, and party colors are neutral on purpose.

Portraits: Kamala D Harris: official vice-presidential portrait, Lawrence Jackson, The White House, 2021; Donald J Trump: official portrait, Shealah Craighead, The White House, 2017. All are U.S. government works in the public domain. A race shows photos only when every candidate has an official portrait; otherwise every candidate in it gets initials.

Who represents Loveland

From town hall to Washington

Every level of government that speaks for Loveland.

2024 results ↑
  1. 1
    Your cityMayor & council
  2. 2
    Colorado HouseState representatives
  3. 3
    Colorado SenateState senator
  4. 4
    GovernorStatewide
  5. 5
    U.S. HouseYour representative in Congress
  6. 6
    U.S. SenateBoth represent all of Colorado

Democrat · Republican · other or independent. Tap a name for their official page.

Next door

How Loveland compares with the towns next door

Loveland spent $2,293 per resident in 2022; the 2 neighbors that reported 2022 spent $1,003 to $1,174. Towns that run more services spend more. Tap a town to see its page.

Spends the leastSpends the mostEstimate or no figures
TownDay-to-day, per resident (2022)Tax bill
Johnstown$1,003$3,425
Windsor$1,174$3,863
Loveland$2,293$2,302

Day-to-day spending in 2022, the last year every government was counted, for governments that reported it; hospital and utilities left out. Tax bill: the typical homeowner’s bill (Census ACS, 2020–24).

Reach Loveland’s government

The official site has phone numbers, hours and forms. Neighbors add the rest to the Handbook.

The Handbook →

Questions about Loveland’s government

How much does Loveland spend per resident?

About $2,460 per resident on day-to-day services in the year to December 31, 2023, as reported to the Census Bureau. In 2022, the last full count, its $2,293 was more than 100% of 21 Colorado cities of 50,000–99,999 that don’t run their own schools.

What is the property tax rate in Loveland?

Homeowners report a typical bill of $2,302 a year (Census ACS, 2020–24), about 0.48% of the typical home’s value, vs 0.48% across Colorado. For the official rate per $1,000 of assessed value, see ci.loveland.co.us.

Who runs Loveland’s government?

See ci.loveland.co.us for current officials. We name an official only when a public source lists a current term, and none does for Loveland yet.

How did Loveland vote in 2024?

Colorado counts votes by county and precinct, not by city, so there are no official results for Loveland alone. Larimer County, where 100% of Loveland lies, voted Harris 57.3%, Trump 39.7% for president; its page has every race.

How many people work for Loveland?

988 full-time and 283 part-time employees in March 2025, with a March payroll of $8.2M (about $98.9M a year if every month were the same), as reported to the Census Bureau.

Who represents Loveland in the state legislature?

State Senate District 15 (Janice Marchman) and State House District 51 (Ron Weinberg). Listed by Open States; districts from the Census Bureau.

Ask neighbors about Loveland’s government

Neighbors who’ve been to the meetings can help.

Town Square →
Ask neighbors

Budget and staff: U.S. Census Bureau, Census of Governments (2022, every government) and Annual Survey of State and Local Government Finances (2023–24, a sample) and the Annual Survey of Public Employment & Payroll; day-to-day spending is current operations, with hospitals, utilities and airports apart. School district: Census school finance survey, 2023–24. Property tax: Census American Community Survey, 2020–24. Elections: official 2024 returns via the MIT Election Data + Science Lab; turnout uses Census citizen voting-age population (CVAP, 2020–24). Officials: Open States, names shown only with a current term (checked October 9, 2026). Districts: Census Bureau (119th Congress, 2024 state districts); legislators: Open States and congress-legislators. How Town Hall works →