Photo: Jared Winkler · CC BY-SA 4.0Unemployment in Loveland (5.4%) is higher than in 67% of U.S. towns
The trip to work takes 26 minutes on average; Colorado averages 25, the U.S. 26. For jobs and income Loveland is better than 57% of U.S. towns (B); for walkability it is more walkable than 71% of U.S. towns (B+). About one in four work in Loveland; the top destination outside it is Fort Collins (18%, 9 miles).
Census ACS 2020–24, Census LEHD 2024, EPA Smart Location Database. How the two grades are made
The work figures that set Loveland apart
Loveland trades workers with the towns around it
Loveland has about as many jobs (37,479) as working residents (34,919), but they are mostly different people: 26,482 residents leave for work each day while 29,042 people come in. Only 23% of the jobs in Loveland are held by people who live here. Day and night ↓
Loveland and Fort Collins trade workers both ways
Fort Collins is the top workplace for Loveland residents (18%) and also where the most people who work in Loveland come from (15% of its jobs). The commute map ↓
Written from the Census figures on this page. Commute flows, distances and jobs are Census LEHD 2024, primary jobs only (the self-employed aren’t counted); commute time and working from home are from the Census American Community Survey.
What’s behind Loveland’s Jobs & income grade
Job access by car holds Loveland’s grade up (ahead of 66% of U.S. towns); unemployment pulls it down. It also does well on household income and the poverty rate.
A fairly firm grade. Within the Census margins of error for income, poverty and unemployment, Loveland could be anywhere from B− to B+.
In and out of Loveland on a workday
On a workday 26,482 residents head out to work, 8,437 work right here, and 29,042 people come in from elsewhere.
About as many people by day as by night: the people who leave are replaced by the people who come in.
About as many jobs as working residents (1.07 per resident).
Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2024, primary jobs.
Commuting out of Loveland: the destinations
Where Loveland clocks in
18% of workers
7% of workers
5% of workersLines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.
A thicker line means more commuters. Switch between where residents work and where the people who work here live.
What Loveland’s employers do
37,479 jobs are based in Loveland.
What kind of work
What it pays
Who does it
Jobs based in Loveland, 2014 → 2024: 30,425 → 37,479. Big swings can come from how a large employer reports its locations, not only from real openings or closings.
Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2024.
Here is what they are, next to the jobs Loveland’s own residents hold wherever they work.
How long Loveland spends getting to work: about 26 minutes
Round trip, about 230 workdays a year: roughly 8.4 full days in the car, bus or train.
Average commute minutes, one way
of Loveland workers work from home, vs 21% across Colorado. Their commute is the hallway.
Share of the 30,733 commuters (the 20% who work from home are left out). Across Colorado: 82% drive alone, 2% take transit; U.S.: 81% and 4%. Census ACS 2020–24.
From the Census survey of workers who don’t work from home.
Half of Loveland commutes less than 13 miles
Straight-line distance from each worker’s home block to their main job’s block. LEHD 2024.
Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.
Most of Loveland commutes by car
The street layout scores higher than the way people actually get to work: 2.5% of commuters walk, bike or take transit, below the 6.4% across Colorado.
A firm grade. EPA’s index has no published margin of error; the commuting share comes from a Census survey of 38,198 workers.
How TownRatings grades walkability →
Transit service (shown, not graded). 17% of residents live within a ¾-mile walk of a bus or train stop, 0% within a quarter mile. At the weekday evening rush, about 0.8 trips an hour stop near the typical resident, more than in 55% of the 9,825 U.S. towns with transit data.
Transit at the evening rush trips an hour stopping within ¼ mile of the typical resident, EPA 2020
Households without a car (shown, not graded). 5.4% of Loveland households have no vehicle (Colorado 5.2%, U.S. 8.4%). <1% of Loveland’s commuters take a bus or train.
Ranked on jobs and income, Loveland is 337th among 559 U.S. towns of 57,000 to 110,000
| # | Town | People | Household income | Poverty | Unemployment | Work in town | Grade |
|---|---|---|---|---|---|---|---|
| 1 | Lakeville MN | 79,270 | $139K | 2.9% | 2.0% | 11% | A+ |
| 2 | Fulshear TX | 64,630 | $187K | 1.6% | 2.8% | 2% | A+ |
| 3 | Plymouth MN | 78,942 | $137K | 4.3% | 2.3% | 12% | A+ |
| … | |||||||
| 26 | Highlands Ranch CO | 102,257 | $159K | 2.9% | 4.0% | 9% | A |
| … | |||||||
| 31 | Parker CO | 65,985 | $133K | 4.4% | 3.0% | 9% | A |
| … | |||||||
| 47 | Centennial CO | 108,658 | $132K | 3.3% | 4.6% | 11% | A |
| … | |||||||
| 335 | Monterey Park CA | 57,457 | $82K | 12.4% | 6.1% | 9% | B |
| 336 | Richland WA | 65,258 | $96K | 9.0% | 5.6% | 42% | B |
| 337 | Loveland CO | 81,387 | $85K | 8.5% | 5.4% | 24% | B |
| 338 | Mableton GA | 78,820 | $78K | 13.5% | 4.9% | 6% | B |
| 339 | Federal Way WA | 99,729 | $87K | 13.0% | 5.4% | 10% | B |
| … | |||||||
| 559 | Albany GA | 66,907 | $47K | 27.5% | 11.2% | 50% | D |
Census ACS 2020–24 (income, poverty, unemployment), Census LEHD (work in town), TownRatings Jobs & income grades. Each town links to its Work & commute page.
Ranked on the Jobs & income grade: the towns either side of Loveland, the top three, the last and three more from Colorado.
Around Loveland: the bordering towns
The biggest share goes to Windsor (3%).
Average commute minutes, one way
Jobs & commute next door
Darker towns draw more of Loveland’s workers. Tap a town to see its commute.
What this data can and can’t tell you
- Two sources, two years. Trips, distances and jobs based here: Census LEHD 2024, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
- Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.
Jobs and commuting in Loveland: questions
What is the median household income in Loveland?
$84,604 (±$4,517) (Census ACS 2020–24), against $95,470 across Colorado and $80,734 nationally.
What is the poverty rate in Loveland?
8.5%, against 9.4% across Colorado and 12.5% nationally (Census ACS 2020–24).
How long is the commute from Loveland?
26 minutes each way on average, against 25 across Colorado and 26 nationally. 20% of workers work from home.
Where do people who live in Loveland work?
24% work in town. The top destinations elsewhere are Fort Collins (18%, 9 mi), Denver (7%, 46 mi), Greeley (5%, 15 mi) (Census LEHD 2024).
Is Loveland walkable?
Loveland is more walkable than 71% of U.S. towns (Walkability B+): an EPA walkability index of 9.0 out of 20, and 2% of commuters walk, bike or take transit.
Can you get around Loveland without a car?
<1% of commuters take transit and 5% of households have no car. 0% of residents live within a quarter mile of a stop.
Commuter talk
Getting to work from Loveland, from the people who make the trip.
More of Loveland
Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2024, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer. Walkability index, job access and transit service: U.S. EPA Smart Location Database. The two grades are our own summaries of these figures, not official ratings.