Each edition grades its towns against each other only.
Loveland grades B− overall, 88th of 158 graded towns in Colorado, with clear strengths and some subjects that lag. CDC estimates put its residents' health ahead of 88% of the country and its schools outperform 76% of the state's. On the other side, homes are expensive, about $493K for a typical one and 5.3 times the Fort Collins metro’s $94K median household income. 15% of the land in Loveland is conserved, where Colorado’s towns sit at 6.8% and U.S. towns at 4.3%. On hazard risk, just 21 of Colorado’s 218 towns do better. Its National Register listings include Colorado and Southern Railway Depot and Rialto Theater.
Where Loveland beats most towns.
Census counts: 236 in 1880, 76,378 in 2020. The archive holds 24 old photos and papers going back to 1895 and 3 maps from 1906 on.
14 places on the National Register of Historic Places.
Each subject compared with towns across the country (schools within Colorado), ordered by how far Loveland is from typical.
How TownRatings grades towns →
Who provides power, water and the rest in Loveland, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
Ordered by what stands out in Loveland.
Loveland carries less natural-hazard risk than nearly all of Colorado (mostly inland flooding), trades workers with Fort Collins and other neighbors and is healthy by national standards but mid-pack in Colorado.
Within Colorado it is less healthy than 53% of the 159 graded towns: Colorado sets a high bar.
28% of Loveland adults sleep under 7 hours, against 30% in Colorado’s towns and 36% across U.S. towns. 25% of adults have obesity in Loveland. Loveland beats the Colorado average on 2 of 26 CDC measures and trails it on 5.
| Loveland | Colorado towns | U.S. towns | |
|---|---|---|---|
| Sleep under 7 hours (CDC PLACES) | 28% | 30% | 36% |
| Obesity (CDC PLACES) | 25% | 26% | 35% |
| Get no exercise (CDC PLACES) | 16% | 16% | 25% |
| Yearly checkup (CDC PLACES) | 72% | 71% | 79% |
| What stands out | Loveland | CO |
|---|---|---|
| Fewer uninsured adults | 9.3% | 11.1% |
| More adults treating high blood pressure | 73.6% | 69.5% |
| More adults who have had cancer | 10% | 7.8% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Its public schools are run by the Thompson School District R-2J. Three of its 28 schools are below, each with why it’s listed.
| School | Level | Students | Letter |
|---|---|---|---|
| New Vision Charter SchoolLargest public elementary schoolGrades K–8 | Grades K–8 | 1,005 | B |
| Loveland High SchoolLargest public high schoolGrades 9–12 | Grades 9–12 | 1,354 | A− |
| Centennial Elementary SchoolTop results in townGrades PK–5 | Grades PK–5 | 324 | A− |
NCES · EDFacts · graded within CO on state tests and graduation
FEMA rates its natural-hazard risk lower than 92% of Colorado towns, with expected losses of about $229 per resident a year; that rating is what its A− for hazard risk is built on.
The FEMA risk score in Loveland is 20 of 100. Since 1978, 20 flood insurance claims have been paid out in Loveland.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Reported crimes fell from 2,165 to 1,297 over the last three FBI years, a drop beyond ordinary year-to-year swings.
Within Colorado, it does better than 51% of towns.
| Loveland | Colorado towns | U.S. towns | |
|---|---|---|---|
| Property crimes per 1,000 (2025) | 14.1 per 1,000 residents | 15.5 | 9.9 |
| Violent crimes per 1,000 (2025) | 1.6 per 1,000 residents | 2.3 | 1.6 |
FBI crime data, 2025 · crimes reported to police
38 miles of trail in 41 parks and preserves. Loveland’s trail density is 1.0 miles per square mile. The biggest place to walk is River's Edge Natural Area, 128 acres with 3.4 miles of trail.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. River's Edge Natural Area | 3.4 mi | 128 |
| 2. Mehaffey Park | 1.3 mi | 68 |
| 3. Fairgrounds Park | 1.1 mi | 85 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Loveland has chilly, snowy winters and warm summers, with very little rain. July afternoons reach 89°, January nights drop to 16° and about 47 inches of snow falls in a winter.
NOAA U.S. Climate Normals, 1991–2020
Loveland has about as many jobs (36,940) as working residents, but only 7,853 people both live and work here.
About one in 4 of Loveland’s working residents works in town. Since 2013, Loveland has added 8,213 jobs, to 36,940 in 2023. 20% of Loveland workers work from home.
| Loveland | Colorado towns | U.S. towns | |
|---|---|---|---|
| Working residents who work in town | 23% | 7.5% | 8% |
| Work from home | 20% | 18% | 11% |
| Average trip to work | 26 minutes | 25 minutes | 25 minutes |
| Median household income | $85,000 | $95,000 | $80,000 |
Census LEHD 2023 · ACS
People 65 and older are 21% of residents (16% statewide). Loveland has grown 6.6% since 2020, to 81,387 residents in the Census Bureau’s 2025 estimate. 39% of adults 25 and older have a bachelor’s degree or more, vs 46% across Colorado.
| Loveland | Colorado towns | U.S. towns | |
|---|---|---|---|
| Aged 65 or older | 21% | 15% | 18% |
| Under 18 | 19% | 22% | 22% |
| Bachelor’s degree or more, 25+ | 39% | 45% | 29% |
| Median age | 40.7 years | 38.3 years | 40.5 years |
51% women, 49% men
That’s an even split within the survey’s margin of ±1.2 points. Across Colorado, 49.3% of residents are women. Median age: women 42.9, men 38.8.
| Loveland | CO | U.S. | |
|---|---|---|---|
| Under 10 | 10.3% | 10.9% | 11.6% |
| 10 to 17 | 8.7% | 10.1% | 10.3% |
| 18 to 24 | 9.6% | 9.1% | 9.1% |
| 25 to 34 | 13.4% | 15.7% | 13.7% |
| 35 to 44 | 13.5% | 14.6% | 13.2% |
| 45 to 54 | 10.7% | 12.2% | 12.2% |
| 55 to 64 | 12.5% | 11.8% | 12.7% |
| 65 to 74 | 12% | 9.6% | 10.2% |
| 75 and older | 9.3% | 5.9% | 7% |
| No diploma | 4.6% | 7.1% | 10.4% |
| High school | 22.1% | 19.7% | 26% |
| Some college | 23.5% | 19.2% | 19.1% |
| Associate’s | 10.8% | 8.3% | 8.8% |
| Bachelor’s | 25.9% | 28.1% | 21.6% |
| Graduate | 13.1% | 17.6% | 14.1% |
Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates
The typical Loveland home is worth about $493,000, down 0.7% in a year, 7% below the Colorado typical home.
| Loveland | Colorado towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 62% | 71% | 73% |
| Median rent | $1,730 a month | $1,812 a month | $1,185 a month |
| Renters paying 30%+ of income on rent | 54% | 53% | 48% |
Zillow Home Value Index · Redfin Data Center
1 within 15 miles of the center of Loveland
About 4 of every 100 Loveland residents are enrolled in college, against 6 across Colorado.
66,859 counted in 2010 and 76,378 in 2020; an estimated 81,387 in 2025.
Growth hasn’t slowed: 6.6% since 2020, after 14.2% in the decade before.
U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025
14 places in Loveland on the National Register of Historic Places.
13 notable people were born in Loveland.
City in Colorado, United States
Loveland is a home rule municipality and the second most populous municipality in Larimer County, Colorado, United States. Loveland is situated 46 miles (74 km) north of the Colorado State Capitol in Denver and is the 14th most populous city in Colorado. As of the 2020 census, the population of Loveland was 76,378. The city forms part of the Fort Collins-Loveland Metropolitan Statistical Area and the Front Range Urban Corridor. The city's public schools are part of the Thompson R2-J School District.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
2 towns share a border with Loveland.
Short answers, built from the data on this page.
Loveland grades B− overall, better than 55% of U.S. towns and #88 of 158 in Colorado. It grades A for health, C for safety and A− for schools. Cost of living is its weak spot, with a C−.
Within Colorado, it does better than 51% of towns.
Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.
13 notable people were born here, including Molly Bloom and Emily Rosa.
