Photo: Jared Winkler · CC BY-SA 4.0Living in Loveland, CO: what to set up and who to call
Loveland runs its own electric utility, City of Loveland; its homes paid 15.3¢ per kWh in 2025. Loveland runs its own drop-off at 400 North Wilson Avenue; OpenStreetMap lists it open Tue–Sun 7:30 am–4:30 pm.
I’m new in town
What to set up in Loveland, and who provides it. Tap an answer for the details and where they come from.
Power, water and internet
Who to call to start service at a new address in Loveland.
Power comes from City of Loveland
City of Loveland (City of Loveland - (CO)), a municipal utility, serves 99.4% of Loveland residents. Its homes paid an average of 15.3¢ per kWh in 2025, about $95 a month (its average across Colorado).
Start or move service: cityofloveland.org · (970) 962-2111
Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.
Water comes from City of Loveland water system
The City of Loveland water system supplies Loveland: about 89% of residents live in its service area. About 9% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws surface water (EPA lists Ft Collins Loveland WD and Little Thompson WD and City of Greeley as sellers) and serves 91,077 people in all.
No health-based violations reported to EPA in the five years to October 2026, like 90% of the 597 systems serving 50,001–100,000 people.
The latest lead result on file, the 90th percentile of homes sampled in Jan 2023–Dec 2025, was 3.3 ppb, below the 15 ppb action level that applied. That’s higher than 85% of similar systems’ latest results.
The system’s full record: EPA ECHO report
EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. CO0135485.
10 home internet providers serve Loveland
100% of 27,511 addresses can get 100/20 Mbps; 100% can get fiber.
| Provider | Technology | Addresses | Fastest (Mbps) |
|---|---|---|---|
| Loveland Pulse | Fiber | 100% | 10,000/10,000 |
| Xfinity | Cable, Fiber | 100% | 2,000/250 |
| Quantum Fiber | Fiber | 47% | 8,000/8,000 |
| CenturyLink | DSL, Fiber | 24% | 140/20 |
| Rise Broadband | Fixed wireless | 95% | 100/20 |
| Vistabeam | Fixed wireless | 90% | 500/80 |
FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.
City Of Loveland Recycling Center is open Tuesday, Wednesday, Thursday, Friday, Saturday and Sunday
Where to take trash and recycling in Loveland, and where the rules are.
City Of Loveland Recycling Center
400 North Wilson Avenue, Loveland, CO, 80537
- Tue7:30 am–4:30 pm
- Wed7:30 am–4:30 pm
- Thu7:30 am–4:30 pm
- Fri7:30 am–4:30 pm
- Sat7:30 am–4:30 pm
- Sun7:30 am–4:30 pm
Hours from OpenStreetMap, last updated Feb 2023. They can change with the season, so check lovgov.org before you go.
Drop-off hours: OpenStreetMap. © OpenStreetMap contributors.
Where your child goes to school
Public school districts and the school path by grade.
Most of Loveland (97%) is in Thompson School District R-2J; parts are in Poudre School District R-1 (3%).
A−School gradeSee Schools →U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.
Town hall and registering to vote
Who to call, and how to register.
Election office: FVAP local election office directory, updated Sep 2025; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.
Loveland spans 2 ZIP codes
ZIP codes where Loveland residents live, with the share of the town in each.
| ZIP | Post office name | Share of Loveland | ZIP’s residents in Loveland |
|---|---|---|---|
| 80538 | Loveland, CO | 54% | 85% |
| 80537 | Loveland, CO | 46% | 80% |
A few homes fall in 80528. 80539 is P.O. box or single-organization ZIP with no homes.
Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.
Getting around, the ER and the library
One line each; the subject pages have the rest.
ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.
Questions about living in Loveland
When is the City Of Loveland Recycling Center open?
Tue–Sun 7:30 am–4:30 pm, according to OpenStreetMap (as of Oct 9, 2026). Check lovgov.org before you go: the town sets the hours and who may use it.
Who supplies Loveland’s drinking water, and has it had violations?
The City of Loveland water system (EPA ID CO0135485). It reported no health-based violations to EPA in the five years to October 2026; 90% of systems its size had none. Its latest lead 90th percentile was 3.3 ppb (Jan 2023–Dec 2025), against a 15 ppb action level.
Who provides electricity in Loveland?
City of Loveland (City of Loveland - (CO)), a municipal utility. Its homes paid about 15.3¢ per kWh in 2025 (EIA).
What internet providers serve Loveland?
Loveland Pulse, Xfinity, Quantum Fiber, CenturyLink, Rise Broadband, Vistabeam (FCC, as of December 2025).
What ZIP codes are in Loveland?
80538 (54%), 80537 (46%), by share of residents. Census 2020 ZIP Code Tabulation Areas.
What school district is Loveland in?
Thompson School District R-2J. Parts of the city are in Poudre School District R-1.
How do I register to vote in Loveland?
In Colorado you can register online until 8 days before Election Day, in person up to and including Election Day, or by mail (postmarked 8 days before). Elections here are run by the Larimer County Clerk and Recorder. Check your registration at sos.state.co.us.
Sources & dates
Every answer above names its source. Here they are with their dates.
- Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
- Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
- Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
- ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
- Schools: NCES Common Core of Data, 2024–25.
- Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
- Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
- Internet: FCC National Broadband Map, as of December 2025.