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U.S. Post Office-PullmanU.S. Post Office-Pullman · Photo: Joe Mabel · CC BY-SA 3.0
D−Cost of living
Cost of living in Pullman

Measured against area pay, Pullman costs more to live in than 96% of U.S. towns

It ranks #269 of 285 in Washington for affordability. Down 1.2% in a year, 27% below the Washington typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Pullman, WA micro area ($55K). How TownRatings grades cost of living

Typical home value
$428K
▼ 1.2% in a year · WA $588K
Zillow
Median sale price
$456K
September 2026 · Redfin
Days on market
35
Slower than WA (33) · September 2026
Sale-to-list
99.2%
Homes sell near asking · September 2026
Homes sold
21
in September 2026 · 73 for sale
2-bedroom rent
$1,200
a month, utilities in · HUD
Median tax bill
$3,350
WA $4,556
Area income (the grade’s yardstick)
$55K
Pullman-area median
Why Pullman gets a D−

The grade compares costs with what households across the Pullman-area micro earn ($55K, Census 2020–24). Even so, the typical home costs 7.7 years of area income, and 65% of renters pay 30% or more of income for housing.

In dollars

  • $428Ktypical home, 27% below the Washington typical homeZillow, September 2026
  • $1,200a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 7.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$55K, Pullman-area income
  • 23%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 65%of renters pay 30%+ of income for housing; across Washington: 50%Census 2020–24
  • 20%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

Housing in Pullman, in brief

Most Pullman households rent

68% of households rent their home, 7,849 in all, against 36% across Washington. Renting ↓

About two in three renters are stretched

65% of renter households spend 30% or more of their income on rent, against 50% across Washington. A standard two-bedroom would take 31% of the median household income. Renting ↓

Most new homes are apartments and condos

Of the 1,913 homes permitted in Pullman’s past 10 years, 75% were in buildings with two or more homes, not single-family houses. New homes ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Pullman’s grade

Measured against what households in the area earn, Pullman is more affordable than 4% of U.S. towns, #269 of 285 in Washington. The four inputs sit close together, so no single cost explains the grade.

All U.S. towns we grade (21,243)More affordable than 4%
CostlierMore affordable
Washington towns we grade (285)More affordable than 6%

45% of residents are college students, whose low reported incomes push up the share paying 30%+ for housing, so the grade leaves that input out.

Prices here have kept pace with Washington: up 9.2% in five years, against 10.5% statewide (Zillow).

How sure. Pullman’s Census figures cover about 11,874 households. At the ends of the Census margins (area income ±$4,182, owners paying 30%+ ±5.5 points), Pullman could be anywhere from D− to D.

How TownRatings grades cost of living →

Price trend

Up 9.2% in five years

About the same pace as Washington (10.5%).

PullmanWashington
$250K$300K$350K$400K$450K$500K$550K$600K$650K20182020202220242026
Show as a table
JanuaryPullmanWashington
2017$276,000$324,000
2018$289,000$359,000
2019$307,000$387,000
2020$326,000$410,000
2021$352,000$467,000
2022$410,000$549,000
2023$428,000$568,000
2024$441,000$577,000
2025$444,000$600,000
2026$430,000$597,000
September 2026$428,000$588,000
Then & now

A typical Pullman home worth $272K in October 2016 is worth about $428K today.

+$156K
−1.2%
past year
+9.2%
past 5 years
+57.5%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

How fast homes sell · Redfin, September 2026, the latest month available

A seller's market

Supply is tight — about 3.5 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.

BalancedA seller's marketBuyer’sSeller’s

Under ~4 months of supply favors sellers; over ~6 favors buyers.

3.5
months of supply · WA 3.7
35
days to sell · WA 33
99.2%
of asking price, at sale
20.6%
sold above asking
18%
under contract within 2 weeks
22
new listings in September

Redfin Data Center, all residential sales, September 2026.

Affordability

A typical home costs 7.7 years of area income

The calculator starts from the area income the grade uses. Switch to Pullman’s own median, or type yours.

Household income a year
$
Pullman-area median household income, as in the grade
You could afford about
$217,000
Typical Pullman home $428K

That’s $210K short of a typical Pullman home.

The typical home, each month
$2,520
Loan $2,120Tax $280Insurance $120

A two-bedroom rents for about $1,200 a month here, $1,320 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Pullman’s typical property tax (0.79% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,200

Renters already here pay a median of $1,062, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$830
1 bedroom$910
2 bedrooms$1,200
3 bedrooms$1,670
4 bedrooms$2,010
68%
of households rent · WA 36%
7,849
renter households
65%
of renters spend 30%+ of income on rent · WA 50%
31%
of the median income, for a two-bedroom
$1,062
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Whitman County, WA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

11 new homes permitted in 2025

Builders were permitted 11 new homes in Pullman in 2025: 7 single-family houses and 4 in buildings with two or more homes, worth about $3.7 million to build. That's 0.3 per 1,000 residents, slower than across Washington (4.6). Over the past 10 years, Pullman has permitted 1,913 homes in all.

Single-family2+ homes per building
0100200300400500200020052010201520202025
11
new homes permitted in 2025
9
2026 so far (Jan–Aug)
0.3
per 1,000 residents · WA 4.6
1,913
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+3,102
New homes+2,137

Between the 2010 and 2020 censuses, Pullman gained 3,102 residents while 2,137 new homes were permitted: about 1.5 new residents per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. Across Washington: 2.7 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)990$3.4 million
20251174$3.7 million
202417134$6 million
202321820198$29.8 million
202224646200$38.9 million
202135847311$65 million
202049418$11.6 million
2019388101287$72.5 million
201823496138$38.5 million
201721654162$32.3 million
201617660116$31.2 million
201517450124$27.9 million
201419049141$24.3 million
201334969280$51.8 million
201226249213$28.9 million
2011832558$13 million
2010653728$11.8 million
2009584612$10.4 million
2008815724$14 million
200726996173$31.9 million
200631978241$34.5 million
2005403103300$40.1 million
200426187174$21.8 million
200320881127$20.6 million
200224063177$17.7 million
2001905535$8.6 million
200023349184$13.5 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs below the Washington norm

The median bill is $3,350 (Washington: $4,556), 0.79% of a home’s value a year, against 0.81% statewide.

$3,350
median bill a year · WA $4,556
0.79%
of a home’s value a year · WA 0.81%
$280
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Pullman and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
PullmanD−$428K$425K0.79%$1,200

Questions about the cost of living in Pullman

Is Pullman expensive to live in?

Measured against what households in the area earn, Pullman costs more than 96% of U.S. towns: a D− for cost of living, #269 of 285 in Washington. The typical home costs 7.7 years of the median household income of the Pullman, WA micro area ($55K).

How much does a house cost in Pullman?

About $428K, Zillow’s typical value for September 2026, down 1.2% in a year. The Washington typical home is $588K.

What salary do you need to live in Pullman?

To buy the typical home with 20% down at 6.3%, about $108,000 a year, keeping the payment (about $2,520 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $48,000.

How much is rent in Pullman?

HUD puts a two-bedroom at about $1,200 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,062 (Census 2020–24).

What are property taxes in Pullman?

The median bill is $3,350 a year, 0.79% of the median home value (Washington: $4,556, 0.81%), from the Census 2020–24.

Are home prices in Pullman going up?

No: down 1.2% in the past year and 9.2% in five years, against 10.5% across Washington (Zillow).

Neighbors talk housing

What Pullman buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.