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Parish of the Holy TrinityParish of the Holy Trinity · Photo: Doug Kerr from Albany, NY, United States · CC BY-SA 2.0
Housing in Swanton

98 homes sold in Swanton in the last year, at a typical $376K

Redfin reports Swanton’s sales by ZIP code, so these figures are for ZIP 05488, which takes in Swanton and the area around it. Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Swanton homes are listed.

Homes sold
98
ZIP 05488 · June 2025 to May 2026
Typical sale price
$376K
median, weighted by sales
Price per square foot
$214
Vermont $245
Paid vs. asking
99.3%
32% sold over asking
For sale now
50
May 2026 · 8 sold that month
What sold · last 12 months · ZIP 05488

Houses are 95% of Swanton’s sales, at a typical $379K

98 homes sold in the year to May 2026.

Houses$379K

typical sale · 93 sold in 12 months

Per square foot
$218VT $238
Days to sell
55
Sold over asking
32%
Fewer sales

Condos: 2 sold, typical $311K

Too few sales in 12 months for reliable figures.

14 years of sales

About as many homes sell as usual, at twice the 2016 price

98 sales in the last year, against 137 in 2020 and a low of 48 in 2012. The typical sale went from $181K in 2016 to $376K.

Homes soldTypical sale price
03775112150$200K$300K$400K$500K2012: 48 sold, typical $183K’122013: 74 sold, typical $166K2014: 95 sold, typical $175K’142015: 96 sold, typical $177K2016: 128 sold, typical $181K’162017: 120 sold, typical $185K2018: 132 sold, typical $193K’182019: 120 sold, typical $213K2020: 137 sold, typical $223K’202021: 123 sold, typical $273K2022: 131 sold, typical $289K’222023: 85 sold, typical $327K2024: 99 sold, typical $372K’242025: 91 sold, typical $386KLast 12 months: 98 sold, typical $376KNow

Source: Redfin Data Center, MLS sales; for ZIP 05488, which takes in Swanton and the area around it (each month is a 3-month rolling window, its counts divided by 3). Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $400K buys in Swanton

Houseat $218 a sq ft
The same money in Vermontat $238 a sq ft

Is this asking price fair?

Check a listing against what Swanton homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Swanton are more common than before the pandemic, but 40% fewer homes come up for sale

We read every month of home sales in ZIP 05488 since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 98 sales.

If you’re buying in Swanton

  • Shop in May. It brings about 15 new listings a month, close to the busiest month, with fewer bidding wars (32% over asking).
  • Bid near asking. Buyers paid 99.3% of the list price on average; 32% paid over.
  • You’ll usually have time. Only 40% of homes go under contract within two weeks; the typical one takes 55 days.
Best time to buy

Summer brings both the most homes and the most bidding wars

July has the most new listings (about 18 a month), but June is the most competitive: 36% of June sales close over asking. May and June offer nearly as much choice with fewer homes bid up (32%). March has the least competition (27%) but only about 9 new listings.

New listings a monthShare sold over asking
0510152013%27%40%Sweet spotJan: 6 new listings a month, 31% sold over asking, 82 days to sellJFeb: 7 new listings a month, 30% sold over asking, 93 days to sellFMar: 9 new listings a month, 27% sold over asking, 117 days to sellMApr: 12 new listings a month, 31% sold over asking, 114 days to sellAMay: 15 new listings a month, 32% sold over asking, 96 days to sellMJun: 18 new listings a month, 36% sold over asking, 73 days to sellJJul: 18 new listings a month, 34% sold over asking, 56 days to sellJAug: 17 new listings a month, 34% sold over asking, 53 days to sellASep: 14 new listings a month, 30% sold over asking, 55 days to sellSOct: 13 new listings a month, 31% sold over asking, 65 days to sellONov: 10 new listings a month, 29% sold over asking, 74 days to sellNDec: 8 new listings a month, 33% sold over asking, 77 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and hotter than Vermont

Swanton now2017–192021 peakVT now
Sold over askingShare of sales that closed above the list price32%24%44%24%
Gone within two weeksShare of homes under contract within 14 days40%22%54%39%
Listings with a price cutShare of homes for sale that cut their price———18%
Price paid vs. askingAverage sale price ÷ list price99.3%97.3%100.6%97.7%
Days to sellMedian days from listing to contract55963966
Supply

37 homes for sale on a typical day

That’s 1.8 times the 2022 low (20), 40% fewer than in 2017–19 and well under 2015’s 89.

2012: 37 for sale’122013: 43 for sale2014: 52 for sale2015: 89 for sale’152016: 77 for sale2017: 71 for sale2018: 62 for sale’182019: 54 for sale2020: 37 for sale2021: 23 for sale’212022: 20 for sale2023: 26 for sale2024: 28 for sale’242025: 29 for saleLast 12 months: 37 for saleNow

Source: Redfin Data Center, ZIP code tracker; for ZIP 05488, which takes in Swanton and the area around it (each month is a 3-month rolling window, its counts divided by 3), January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Swanton home costs about $2,451 a month

Mortgage
Property tax
Insurance
Rent

Price: Swanton’s typical sale, last 12 months. Property tax at Swanton’s 1.6% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Swanton is affordable on local pay is on Cost of living.

Before you buy in Swanton

Six things worth knowing

18

New listings in July

The month with the most choice. January has the fewest, about 6.

Best time to buy
1.6%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $376K home, about $5,870 a year.

Taxes vs. neighbors
B+

Schools

The schools grade for Swanton, from test results, graduation and how much students grow.

Schools in Swanton
23 min

Typical commute

The average one-way trip to work for people who live in Swanton.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Swanton, Rouses Point, Cumberland Head and Beekmantown sell for less a square foot

The busier markets within 25 miles of Swanton, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Swanton (ZIP 05488)98$376K$21432%55
St. Albans90$362K$21033%57
Milton74$442K$24336%63
Swanton36$333K$20336%69
Beekmantown31$332K$18916%54
Cumberland Head25$288K$17436%43
Rouses Point20$224K$12615%75

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Swanton, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Swanton. People who follow the town see it, and so do people comparing Swanton with their own town. No commission, no listing fee.

Questions about buying a home in Swanton

What do homes sell for in Swanton, VT?

98 homes sold in the year to May 2026 at a typical $376K, $214 a square foot.

Is Swanton a buyer’s or seller’s market?

A buyer’s market: 50 homes were for sale in May 2026 and 8 sold, about 6 months of supply. Buyers paid 99.3% of asking on average.

When is the best time to buy in Swanton?

July brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Swanton?

About 1.6% of a home’s value a year. On a $376K home that’s near $5,870.

Where can I see homes for sale in Swanton?

Zillow, Redfin, Realtor.com and Homes.com all carry Swanton’s MLS listings; the search links above open each one filtered to Swanton.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; for ZIP 05488, which takes in Swanton and the area around it (each month is a 3-month rolling window, its counts divided by 3)). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).