Lake MonticelloVA
Some 10,662 people live in this town, in Virginia. Public schools that outperform most of Virginia.
Is Lake Monticello a good place to live?
Where it does best is schools: its schools outperform 81% of the state's. Homes run about $326K for a typical one, 3.5 times the Charlottesville metro’s $94K median household income. Add health to its strengths (A−): CDC estimates put its residents' health ahead of four fifths of the country. The overall grade comes out at A, 51st of 249 in Virginia. That leaves it better than 91% of U.S. towns. Only 27 of Virginia’s 372 towns score lower on the outdoors. 96% of households own their home in Lake Monticello, above both the Virginia town median (68%) and the median of U.S. towns (73%). The rest of its grades are middling: B− for walkability and B for hazard risk.
Figures: schools, state test and graduation results · health, CDC PLACES · home values, Zillow · incomes, Census ACS, 2020–24 · FEMA National Risk Index · USGS PAD-US.
How Lake Monticello grades
Each subject compared with towns across the country (schools within Virginia), ordered by how far Lake Monticello is from typical.
How TownRatings grades towns →
What makes Lake Monticello stand out
Where Lake Monticello beats most towns.
95% of working residents leave Lake Monticello for work
Where Lake Monticello’s working residents go each day. Line width shows the share.
Census LEHD 2023
The data
Ordered by what stands out in Lake Monticello.
Lake Monticello has less tooth loss than most of Virginia and sends most of its workers to Charlottesville and beyond.
Lake Monticello’s grade for schools is an A−
Its one school is below.
| School | Level | Students | Letter |
|---|---|---|---|
| Effort Christian School and Preschool PrivateLargest elementary schoolGrades PK–2 | Grades PK–2 | 70 | – |
NCES · EDFacts · graded within VA on state tests and graduation
Lake Monticello’s grade for health is an A−
Its widest gap with Virginia is tooth loss: 5.6% of those 65+ have lost all their teeth, against 11.1% statewide.
In Lake Monticello, just over one in ten adults report frequent physical distress. This Virginia town beats the Virginia average on 14 of 32 CDC measures and trails it on 2. 14% of adults in Lake Monticello report frequent mental distress; 82% had a checkup this year. Among 253 Virginia towns, just 9 have a lower share of adults who feel lonely than Lake Monticello.
| Lake Monticello | Virginia towns | U.S. towns | |
|---|---|---|---|
| Feel lonely (CDC PLACES) | 29% | 34% | 33% |
| Frequent mental distress (CDC PLACES) | 14% | 16% | 17% |
| Yearly checkup (CDC PLACES) | 82% | 79% | 79% |
| Smoke cigarettes (CDC PLACES) | 9.8% | 12% | 14% |
| What stands out | Lake Monticello | VA |
|---|---|---|
| Fewer older adults who have lost all their teeth | 5.6% | 11.1% |
| Fewer adults facing food insecurity | 7.4% | 13.1% |
| More adults who have had cancer | 10.9% | 7.7% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Lake Monticello sends most of its workers out of town
Lake Monticello has 920 jobs for its 4,276 working residents: even if every job went to a resident, most would still commute out. Jobs based here fell from 1,454 in 2013 to 920.
Jobs in Lake Monticello fell by 534 from 2013 to 2023, to 920. Only 5% of working residents stay in Lake Monticello for work; the rest commute out. The average commute for Lake Monticello comes to 30 minutes. The top destinations are Charlottesville (21%), University of Virginia (10%) and Palmyra (5%).
| Lake Monticello | Virginia towns | U.S. towns | |
|---|---|---|---|
| Work from home | 22% | 17% | 11% |
| Average trip to work | 30 minutes | 27 minutes | 25 minutes |
| Median household income | $107,000 | $101,000 | $80,000 |
| Below the poverty line | 6.7% | 7.7% | 9.6% |
Where working residents work
Census LEHD 2023 · ACS
In Lake Monticello, expect four seasons and hot summers
Lake Monticello’s July high is 88°F.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
A older population than Virginia as a whole
People 65 and older are 25% of residents (17% statewide); adults 35 to 64 are 34% of residents (39% statewide). Among adults 25 and older in Lake Monticello, 52% hold a bachelor’s degree or more. Also worth knowing: the median age here is 42.1 years.
| Lake Monticello | Virginia towns | U.S. towns | |
|---|---|---|---|
| Aged 65 or older | 25% | 16% | 18% |
| Bachelor’s degree or more, 25+ | 52% | 44% | 29% |
| Median age | 42.1 years | 38.5 years | 40.5 years |
| Under 18 | 21% | 23% | 22% |
Ages · share of residents
Education · adults 25 and older
Women and men · all residents
55% women, 45% men
About 82 men for every 100 women (the survey’s margin: ±1.5 points). Across Virginia, 50.6% of residents are women.
| Lake Monticello | VA | U.S. | |
|---|---|---|---|
| Under 10 | 13.9% | 11.6% | 11.6% |
| 10 to 17 | 7.2% | 10.1% | 10.3% |
| 18 to 24 | 6.1% | 9.3% | 9.1% |
| 25 to 34 | 14.3% | 13.5% | 13.7% |
| 35 to 44 | 11.7% | 13.6% | 13.2% |
| 45 to 54 | 8.8% | 12.5% | 12.2% |
| 55 to 64 | 13.3% | 12.8% | 12.7% |
| 65 to 74 | 15.2% | 9.9% | 10.2% |
| 75 and older | 9.5% | 6.8% | 7% |
| No diploma | 1.8% | 8.4% | 10.4% |
| High school | 14.9% | 23.9% | 26% |
| Some college | 23.5% | 17.7% | 19.1% |
| Associate’s | 8.1% | 7.8% | 8.8% |
| Bachelor’s | 30.2% | 23.7% | 21.6% |
| Graduate | 21.6% | 18.5% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates
0% of Lake Monticello is conserved land
4.1 miles of trail. For Lake Monticello, the trail density is 0.4 miles per square mile.
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Lake Monticello has a moderate natural-hazard risk, chiefly from inland flooding
FEMA puts 62% of Lake Monticello’s expected hazard losses down to inland flooding, and 9% to hurricanes. On expected storm and flood damage, Lake Monticello sits below 60% of U.S. communities.
FEMA National Risk Index · OpenFEMA
The median home in Lake Monticello sells for about $362K
Only 8 of the 253 Virginia towns we compare have a higher share of homes lived in by their owners than Lake Monticello. Lake Monticello’s midpoint rent stands at $1,981 a month. Homes sold in Lake Monticello spent a median 44 days on the market.
| Lake Monticello | Virginia towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 96% | 68% | 73% |
| Median rent | $1,981 a month | $1,760 a month | $1,185 a month |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Everything we know about Lake Monticello
Shenandoah National Park and 9 more within 40 miles
Museums, parks, gardens and other places to visit around Lake Monticello. Close and well known come first.
27 mi National ParkShenandoah National Park1.7M visitors a year
29 mi ParkwayBlue Ridge Parkway16.5M visitors a year
13 mi Stadium & arenaScott Stadium
13 mi Stadium & arenaJohn Paul Jones Arena
11 mi City parkMarket Street Park
10 mi MuseumKluge-Ruhe Aboriginal Art CollectionPhoto credits
Shenandoah National Park: Image copyright 2005 by user G. Edward Johnson (user Lorax) and released under t, CC BY-SA 3.0 · Blue Ridge Parkway: Ken Thomas, Public domain · Scott Stadium: Mak7912, CC BY-SA 3.0 · John Paul Jones Arena: Bob Mical, CC BY 2.0 · Market Street Park: Chad Fennell, CC BY 2.0 · Kluge-Ruhe Aboriginal Art Collection: Kluge-Ruhe Aboriginal Art Collection, CC BY-SA 4.0
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Moving to Lake Monticello: who provides what
Lake Monticello is unincorporated, so Fluvanna County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.
Colleges nearby
2 within 15 miles of the center of Lake Monticello
About 5 of every 100 Lake Monticello residents are enrolled in college, against 7 across Virginia.
About Lake Monticello
Census-designated place in Virginia, United States
Lake Monticello, a private gated community, is a census-designated place (CDP) in Fluvanna County, Virginia, United States. The population was 10,126 at the 2020 census. The community is centered on a man-made lake of the same name, which is formed by a dam on a short tributary of the nearby Rivanna River. Lake Monticello is part of the Charlottesville metropolitan area. Lake Monticello was developed in the 1960s as a summer vacation home community but quickly evolved into a bedroom community of Charlottesville, and to a lesser extent of Richmond. It has a sizable retirement age population.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 9.5 sq mi
- Elevation
- 371 ft
Questions about Lake Monticello
Short answers, built from the data on this page.
Is Lake Monticello, VA a good place to live?
By most measures, yes. Lake Monticello grades A overall, better than 91% of U.S. towns and #51 of 249 in Virginia. It grades A− for health and A− for schools.
Is Lake Monticello, VA expensive?
The typical home is worth about $326,000, 21% below the Virginia typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.
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