Living in Lake Monticello, VA: what to set up and who to call
Lake Monticello has no town government of its own, so Fluvanna County runs its elections and most services, and its children attend Fluvanna County Public Schools. Power in Lake Monticello comes from Central Virginia Electric Coop, a cooperative utility rather than a private company.
I’m new in town
What to set up in Lake Monticello, and who provides it. Tap an answer for the details and where they come from.
Power, water and internet
Who to call to start service at a new address in Lake Monticello.
Power comes from Central Virginia Electric Coop
Central Virginia Electric Coop (Central Virginia Electric Coop), a cooperative utility, serves all of Lake Monticello. Its homes paid an average of 16.2¢ per kWh in 2025, about $200 a month (its average across Virginia).
Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.
Water comes from Lake Monticello water system
The Lake Monticello water system supplies almost all of Lake Monticello. It draws surface water and serves 12,943 people in all.
No health-based violations reported to EPA in the five years to October 2026, like 83% of the 3,525 systems serving 10,001–50,000 people.
The latest lead result on file, the 90th percentile of homes sampled in Jan 2023–Dec 2025, was 0.0 ppb, below the 15 ppb action level that applied. Results below detection are reported as 0, so 0 doesn’t mean no lead at any tap.
The system’s full record: EPA ECHO report
EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. VA2065480.
6 home internet providers serve Lake Monticello
100% of 4,745 addresses can get 100/20 Mbps; 98% can get fiber.
| Provider | Technology | Addresses | Fastest (Mbps) |
|---|---|---|---|
| Xfinity | Cable | 99% | 1,200/35 |
| Firefly Fiber Broadband | Fiber | 95% | 1,000/1,000 |
| Brightspeed | DSL, Fiber, Fixed wireless | 39% | 60/5 |
| T-Mobile | Fixed wireless | 61% | 100/20 |
| Verizon | Fixed wireless | 25% | 300/20 |
| AT&T | Fixed wireless | 12% | 100/20 |
FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.
We don’t have Lake Monticello’s trash rules yet
Pickup rules, the dump and recycling in Lake Monticello.
Where your child goes to school
Public school districts and the school path by grade.
Lake Monticello is in Fluvanna County Public Schools.
A−School gradeSee Schools →U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.
No town hall: the county runs things
Lake Monticello is unincorporated, so Fluvanna County is the local government.
Election office: FVAP local election office directory, updated Sep 2015; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Sep 30, 2026.
Lake Monticello is in ZIP code 22963
ZIP codes where Lake Monticello residents live, with the share of the town in each.
| ZIP | Post office name | Share of Lake Monticello | ZIP’s residents in Lake Monticello |
|---|---|---|---|
| 22963 | Palmyra, VA | 100% | 62% |
Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.
Getting around, the ER and the library
One line each; the subject pages have the rest.
ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.
Questions about living in Lake Monticello
Who supplies Lake Monticello’s drinking water, and has it had violations?
The Lake Monticello water system (EPA ID VA2065480). It reported no health-based violations to EPA in the five years to October 2026; 83% of systems its size had none. Its latest lead 90th percentile was 0.0 ppb (Jan 2023–Dec 2025), against a 15 ppb action level.
Who provides electricity in Lake Monticello?
Central Virginia Electric Coop (Central Virginia Electric Coop), a cooperative utility. Its homes paid about 16.2¢ per kWh in 2025 (EIA).
What internet providers serve Lake Monticello?
Xfinity, Firefly Fiber Broadband, Brightspeed, T-Mobile, Verizon, AT&T (FCC, as of December 2025).
What ZIP codes are in Lake Monticello?
22963. Census 2020 ZIP Code Tabulation Areas.
What school district is Lake Monticello in?
Fluvanna County Public Schools.
How do I register to vote in Lake Monticello?
In Virginia you can register online until 11 days before Election Day, in person up to and including Election Day, or by mail (postmarked 11 days before). Elections here are run by the Fluvanna General Registrar. Check your registration at vote.elections.virginia.gov.
Sources & dates
Every answer above names its source. Here they are with their dates.
- Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
- Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
- Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
- ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
- Schools: NCES Common Core of Data, 2024–25.
- Registration: vote.gov, updated Sep 30, 2026 (read Oct 10, 2026). Official sites and area codes: Wikidata.
- Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
- Internet: FCC National Broadband Map, as of December 2025.