Photo: Famartin · CC BY-SA 4.0FEMA expects about as much hazard damage per building in Centreville as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Centreville gets a B− for hazard risk: lower expected damage per building than 54% of U.S. towns, #210 of 253 in Virginia. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 12 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Centreville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Centreville’s grade
River and rain flooding is 88% of the building damage FEMA expects in Centreville, and Centreville’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts. Next is hurricanes at 7% (higher than 73% of U.S. census tracts).
B− #210 of 253 in Virginia; lower expected damage per building than 54% of U.S. towns (21,298).
Centreville’s residents live in 19 census tracts; FEMA’s figures are combined by where they live.
The typical Virginia town has lower expected damage than 81% of U.S. towns; within the state, Centreville has more expected damage per building than 83% of Virginia towns.
In dollars, FEMA expects about $16.9M a year in losses across Centreville: $14.9M to buildings, the rest to people and crops.
Does Centreville flood? Sometimes: 12 flood claims since 1979
Every paid claim on a federal flood insurance policy in Centreville, from FEMA’s records: 0.5 per 1,000 homes, fewer than 90% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Michael1 claim · $1K
- Hurricane Ida1 claim · $2K
Centreville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fairfax County.1 federal disaster brought FEMA money to Centreville
Disasters that paid out in Centreville itself (aid to households or repair grants to Centreville), newest first, with that year’s flood claims.
- 2003Hurricane Isabel5 households applied for aid$2K aid approved
Fairfax County has had 16 natural disasters declared by the President since 1953, most often winter storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Centreville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Centreville archive →Centreville and its neighbors
Centreville is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Fair Lakes | B+less damage than 72% | river and rain flooding | — |
| Union Mill | Bless damage than 62% | river and rain flooding | — |
| Chantilly | Bless damage than 60% | river and rain flooding | 4 |
| Centreville | B−less damage than 54% | river and rain flooding | 12 |
| Bull Run | Cmore damage than 71% | river and rain flooding | 3 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Centreville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Centreville
Is Centreville at risk for natural disasters?
On FEMA’s National Risk Index, Centreville has lower expected damage per building than 54% of U.S. towns: B− for hazard risk, #210 of 253 in Virginia. Most of the expected damage is river and rain flooding (88%) and hurricanes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Centreville flood?
Flood insurance has paid 12 claims in Centreville since 1979, $29K in all, or 0.5 per 1,000 homes, fewer than 90% of U.S. towns with a flood insurance record. The most claims came from Hurricane Michael (1).
Is Centreville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fairfax County, 22% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Centreville?
FEMA’s Community Rating System list shows no discount for Centreville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Centreville?
By FEMA money that reached Centreville, Hurricane Isabel (2003): 5 households applied for aid, $2K approved. By flood claims, Hurricane Michael: 1 paid, $1K.
Is Centreville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Centreville’s rate for it is higher than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Centreville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Centreville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.