Photo: Nicolas Henderson · CC BY 2.0273 homes sold in Saginaw in the last year, at a typical $307K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Saginaw homes are listed.
Every place Saginaw homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Saginaw.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 99% of Saginaw’s sales, at a typical $307K
273 homes sold in the year to May 2026.
typical sale · 271 sold in 12 months
- Per square foot
- $166TX $173
- Days to sell
- 46
- Sold over asking
- 24%
- Listings with a price cut
- 37%
Multi-family (2–4 units): 2 sold, typical $596K
Too few sales in 12 months for reliable figures.
Fewer homes sell than before 2021, at 1.8 times the 2016 price
273 sales in the last year, against 478 in 2020 and a low of 242 in 2025. The typical sale went from $172K in 2016 to $307K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $300K buys in Saginaw
Check a listing against what Saginaw homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Saginaw are rarer than before the pandemic, with about as many homes for sale
We read every month of Saginaw’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 273 sales.
If you’re buying in Saginaw
- Shop in August. It brings about 41 new listings a month, close to the busiest month, with fewer bidding wars (37% over asking).
- You can negotiate. 36% of listings have cut their price, against 25% before the pandemic.
- Bid near asking. Buyers paid 98.1% of the list price on average; 24% paid over.
- You’ll usually have time. Only 26% of homes go under contract within two weeks; the typical one takes 46 days.
Spring brings the homes; summer brings the bidding wars
May has the most new listings (about 48 a month), but June is the most competitive: 43% of June sales close over asking. July and August offer nearly as much choice with fewer homes bid up (38%). February has the least competition (30%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and hotter than Texas
| Saginaw now | 2017–19 | 2021 peak | TX now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 24% | 31% | 68% | 12% |
| Gone within two weeksShare of homes under contract within 14 days | 26% | 48% | 73% | 20% |
| Listings with a price cutShare of homes for sale that cut their price | 36% | 25% | 16% | 30% |
| Price paid vs. askingAverage sale price ÷ list price | 98.1% | 99.4% | 102.6% | 96.9% |
| Days to sellMedian days from listing to contract | 46 | 28 | 18 | 71 |
71 homes for sale on a typical day
That’s 2.4 times the 2021 low (29) and about the 2017–19 level.
1 in 3 listings has cut its price
36% in the last year, against 25% in 2017–19 and 30% across Texas. More sellers are pricing high and coming down.
Saginaw ranks 12th of 372 busy Texas markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Saginaw is one of the state’s hottest markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Saginaw home costs about $2,025 a month
Price: Saginaw’s typical sale, last 12 months. Property tax at Saginaw’s 1.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Saginaw is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in May
The month with the most choice. December has the fewest, about 27.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $307K home, about $5,080 a year.
Taxes vs. neighborsSchools
The schools grade for Saginaw, from test results, graduation and how much students grow.
Schools in SaginawCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
No busy market nearby sells for less a square foot
The busier markets within 25 miles of Saginaw, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Fort Worth | 10,508 | $334K | $174 | 17% | 54 |
| Haltom City | 289 | $264K | $178 | 25% | 48 |
| Watauga | 284 | $281K | $200 | 22% | 39 |
| Saginaw | 273 | $307K | $166 | 24% | 46 |
| River Oaks | 67 | $244K | $195 | 16% | 59 |
| Lake Worth | 47 | $247K | $168 | 15% | 52 |
| Sansom Park | 36 | $246K | $185 | 22% | 65 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Saginaw, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Saginaw. People who follow the town see it, and so do people comparing Saginaw with their own town. No commission, no listing fee.
Questions about buying a home in Saginaw
What do homes sell for in Saginaw, TX?
273 homes sold in the year to May 2026 at a typical $307K, $166 a square foot.
Is Saginaw a buyer’s or seller’s market?
A seller’s market: 62 homes were for sale in May 2026 and 33 sold, about 1.9 months of supply. Buyers paid 98.1% of asking on average, and 36% of listings cut their price.
When is the best time to buy in Saginaw?
May brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Saginaw?
About 1.7% of a home’s value a year. On a $307K home that’s near $5,080.
Where can I see homes for sale in Saginaw?
Zillow, Redfin, Realtor.com and Homes.com all carry Saginaw’s MLS listings; the search links above open each one filtered to Saginaw.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).