Photo: Nicolas Henderson · CC BY 2.0Household incomes in Saginaw top those of 75% of U.S. towns
5.6% of residents are in poverty (Texas 13.8%). Saginaw grades A− for jobs and income and B− for walkability. Only 6% work in Saginaw itself; outside it, Fort Worth draws the most (33%, 6 miles).
Census ACS 2020–24, Census LEHD 2023, EPA Smart Location Database. How the two grades are made
Saginaw at work: what stands out
Saginaw trades workers with the towns around it
Saginaw has about as many jobs (11,245) as working residents (12,373), but they are mostly different people: 11,601 residents leave for work each day while 10,473 people come in. Only 7% of the jobs in Saginaw are held by people who live here. Day and night ↓
Saginaw and Fort Worth trade workers both ways
Fort Worth is the top workplace for Saginaw residents (33%) and also where the most people who work in Saginaw come from (42% of its jobs). The commute map ↓
Saginaw has added jobs fast
Jobs based in Saginaw went from 7,315 in 2013 to 11,245 in 2023, +54%. The jobs ↓
Written from the Census figures on this page. Commute flows, distances and jobs are Census LEHD 2023, primary jobs only (the self-employed aren’t counted); commute time and working from home are from the Census American Community Survey; a jump in jobs can partly be a big employer changing how it reports its locations.
The figures behind Saginaw’s Jobs & income grade
On income, poverty, unemployment and job access, Saginaw is better than 84% of U.S. towns, #131 of 642 in Texas. Job access by car holds Saginaw’s grade up (ahead of 96% of U.S. towns); unemployment pulls it down (4.6%, U.S. 5.2%). It also does well on household income and the poverty rate.
A fairly firm grade. Within the Census margins of error for income, poverty and unemployment, Saginaw could be anywhere from B+ to A+.
In and out of Saginaw on a workday
On a workday 11,601 residents head out to work, 772 work right here, and 10,473 people come in from elsewhere.
About as many people by day as by night: the people who leave are replaced by the people who come in.
About as many jobs as working residents (0.91 per resident).
Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2023, primary jobs.
Where people from Saginaw work
Where Saginaw clocks in
33% of workers
4% of workersLines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.
A thicker line means more commuters. Switch between where residents work and where the people who work here live.
The kinds of work in Saginaw
11,245 jobs are based in Saginaw.
What kind of work
What it pays
Who does it
Jobs based in Saginaw, 2013 → 2023: 7,315 → 11,245. Big swings can come from how a large employer reports its locations, not only from real openings or closings.
Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2023.
Here is what they are, next to the jobs Saginaw’s own residents hold wherever they work.
About 26 minutes each way for Saginaw’s commuters
Round trip, about 230 workdays a year: roughly 8.3 full days in the car, bus or train.
Average commute minutes, one way
of Saginaw workers work from home, vs 14% across Texas. Their commute is the hallway.
Share of the 11,400 commuters (the 14% who work from home are left out). Across Texas: 83% drive alone, 1% take transit; U.S.: 81% and 4%. Census ACS 2020–24.
From the Census survey of workers who don’t work from home.
How far Saginaw’s workers travel
Straight-line distance from each worker’s home block to their main job’s block. LEHD 2023.
Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.
Driving is how Saginaw gets around
On EPA’s walkability index and the share of commuters who walk, bike or take transit, Saginaw is more walkable than 51% of U.S. towns, #274 of 642 in Texas. The street layout scores higher than the way people actually get to work: 1.6% of commuters walk, bike or take transit, below the 3.0% across Texas.
A firm grade. EPA’s index has no published margin of error; the commuting share comes from a Census survey of 13,192 workers.
How TownRatings grades walkability →
Transit service (shown, not graded). 0% of residents live within a ¾-mile walk of a bus or train stop, 0% within a quarter mile. At the weekday evening rush, about under 0.1 trips an hour stop near the typical resident, more than in 20% of the 9,825 U.S. towns with transit data.
Transit at the evening rush trips an hour stopping within ¼ mile of the typical resident, EPA 2020
Households without a car (shown, not graded). 3.7% of Saginaw households have no vehicle (Texas 5.4%, U.S. 8.4%). 1% of Saginaw’s commuters take a bus or train.
Out of 1,477 U.S. towns of 19,000 to 36,000, Saginaw comes 428th on jobs and income
| # | Town | People | Household income | Poverty | Unemployment | Work in town | Grade |
|---|---|---|---|---|---|---|---|
| 1 | West Springfield VA | 22,532 | $163K | 1.9% | 1.7% | 3% | A+ |
| 2 | Mountain Brook AL | 21,661 | $201K | 3.2% | 1.2% | 8% | A+ |
| 3 | Lake Forest IL | 19,731 | $235K | 3.5% | 1.8% | 12% | A+ |
| … | |||||||
| 5 | Southlake TX | 31,175 | $250K | 1.5% | 2.7% | 11% | A+ |
| … | |||||||
| 13 | Colleyville TX | 25,727 | $218K | 2.5% | 3.0% | 4% | A+ |
| … | |||||||
| 15 | Corinth TX | 25,297 | $121K | 3.5% | 1.9% | 3% | A+ |
| … | |||||||
| 426 | Newark DE | 30,359 | $77K | 27.7% | 6.7% | 11% | A− |
| 427 | Bixby OK | 32,766 | $104K | 5.6% | 3.7% | 10% | A− |
| 428 | Saginaw TX | 26,706 | $97K | 5.6% | 4.6% | 6% | A− |
| 429 | Oakleaf Plantation FL | 32,070 | $109K | 8.8% | 1.8% | 2% | A− |
| 430 | Apollo Beach FL | 33,355 | $128K | 4.6% | 4.2% | 5% | A− |
| … | |||||||
| 1,477 | Nogales AZ | 19,495 | $43K | 28.0% | 15.7% | 37% | D− |
Census ACS 2020–24 (income, poverty, unemployment), Census LEHD (work in town), TownRatings Jobs & income grades. Each town links to its Work & commute page.
Ranked on the Jobs & income grade: the towns either side of Saginaw, the top three, the last and three more from Texas.
Saginaw and its neighbors
Jobs & commute next door
| Town | Saginaw workers there | Jobs & income | Walkability | Commute | Household income |
|---|---|---|---|---|---|
| Saginaw | – | A− | B− | 26 min | $97,276 |
| Blue Mound | under 2% | A− | C+ | 25 min | $66,375 |
Same-state neighbors only. Commute: average minutes each way, Census ACS 2020–24.
Darker towns draw more of Saginaw’s workers. Tap a town to see its commute.
What this data can and can’t tell you
- Two sources, two years. Trips, distances and jobs based here: Census LEHD 2023, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
- Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.
Jobs and commuting in Saginaw: questions
What is the median household income in Saginaw?
$97,276 (±$7,343) (Census ACS 2020–24), against $78,476 across Texas and $80,734 nationally.
What is the poverty rate in Saginaw?
5.6%, against 13.8% across Texas and 12.5% nationally (Census ACS 2020–24).
How long is the commute from Saginaw?
26 minutes each way on average, against 27 across Texas and 26 nationally. 14% of workers work from home.
Where do people who live in Saginaw work?
6% work in town. The top destinations elsewhere are Fort Worth (33%, 6 mi), Dallas (9%, 35 mi), Irving (4%, 23 mi) (Census LEHD 2023).
Is Saginaw walkable?
Saginaw is more walkable than 51% of U.S. towns (Walkability B−): an EPA walkability index of 7.6 out of 20, and 2% of commuters walk, bike or take transit.
Can you get around Saginaw without a car?
1% of commuters take transit and 4% of households have no car. 0% of residents live within a quarter mile of a stop.
Commuter talk
Getting to work from Saginaw, from the people who make the trip.
More of Saginaw
Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2023, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer. Walkability index, job access and transit service: U.S. EPA Smart Location Database. The two grades are our own summaries of these figures, not official ratings.