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Obion County Courthouse frontPhoto: Nyttend · Public domain
Housing in Union City

75 homes sold in Union City in the last year, at a typical $229K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Union City homes are listed.

Homes sold
75
October 2025 to September 2026
Typical sale price
$229K
median, weighted by sales
Price per square foot
$125
Tennessee $208
Paid vs. asking
94.6%
4% sold over asking
For sale now
34
September 2026 · 5 sold that month
What sold · last 12 months

Houses are 90% of Union City’s sales, at a typical $222K (year to May 2026)

75 homes sold in the year to September 2026.

Houses$222K

typical sale · 70 sold in the year to May 2026

Per square foot
$121TN $209
Days to sell
93
Sold over asking
4%
Listings with a price cut
27%
Fewer sales

Multi-family (2–4 units): 5 sold, typical $42K
Condos: 3 sold, typical $260K

Too few sales in 12 months for reliable figures.

10 years of sales

About as many homes sell as usual, at twice the 2016 price

75 sales in the last year, against 96 in 2021 and a low of 70 in 2017. The typical sale went from $113K in 2016 to $229K.

Homes soldTypical sale price
0255075100$75K$150K$225K$300K2016: 73 sold, typical $113K’162017: 70 sold, typical $97K2018: 75 sold, typical $114K’182019: 82 sold, typical $116K2020: 70 sold, typical $98K’202021: 96 sold, typical $148K2022: 76 sold, typical $189K’222023: 77 sold, typical $159K2024: 77 sold, typical $175K’242025: 80 sold, typical $192KLast 12 months: 75 sold, typical $229KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $250K buys in Union City

Houseat $121 a sq ft, year to May 2026
The same money in Tennesseeat $209 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Union City homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 10 years of sales

Bidding wars in Union City are back to pre-pandemic levels, with about as many homes for sale

We read every month of Union City’s home sales since 2016 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 75 sales.

If you’re buying in Union City

  • Shop in August. It brings about 8 new listings a month, close to the busiest month, with fewer bidding wars (7% over asking).
  • Offer under asking. Buyers paid 94.6% of the list price on average; 4% paid over.
  • You’ll usually have time. Only 24% of homes go under contract within two weeks; the typical one takes 84 days.
Best time to buy

Summer brings the homes; winter brings the bidding wars

August has the most new listings (about 8 a month), but January is the most competitive: 19% of January sales close over asking. December has the least competition (7%) but only about 4 new listings.

New listings a monthShare sold over asking
02.557.5107%13%20%Sweet spotJan: 7 new listings a month, 19% sold over asking, 135 days to sellJFeb: 5 new listings a month, 12% sold over asking, 127 days to sellFMar: 5 new listings a month, 10% sold over asking, 110 days to sellMApr: 6 new listings a month, 14% sold over asking, 106 days to sellAMay: 8 new listings a month, 8% sold over asking, 122 days to sellMJun: 7 new listings a month, 10% sold over asking, 111 days to sellJJul: 8 new listings a month, 9% sold over asking, 89 days to sellJAug: 8 new listings a month, 7% sold over asking, 91 days to sellASep: 8 new listings a month, 10% sold over asking, 82 days to sellSOct: 7 new listings a month, 13% sold over asking, 81 days to sellONov: 5 new listings a month, 16% sold over asking, 77 days to sellNDec: 4 new listings a month, 7% sold over asking, 99 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and calmer than Tennessee

Union City now2017–192021 peakTN now
Sold over askingShare of sales that closed above the list price4%6%22%13%
Gone within two weeksShare of homes under contract within 14 days24%3%4%26%
Price paid vs. askingAverage sale price ÷ list price94.6%91.7%95.9%97.3%
Days to sellMedian days from listing to contract841237772
Supply

31 homes for sale on a typical day

That’s 2.2 times the 2022 low (14) and about the 2017–19 level.

2016: 32 for sale’162017: 25 for sale2018: 32 for sale2019: 32 for sale’192020: 21 for sale2021: 17 for sale2022: 14 for sale’222023: 19 for sale2024: 29 for sale2025: 30 for sale’25Last 12 months: 31 for saleNow
Across Tennessee

Union City ranks 126th of 126 busy Tennessee markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Union City is one of the state’s calmer markets.

Source: Redfin Data Center, city figures, January 2016 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Union City home costs about $1,326 a month

Mortgage
Property tax
Insurance
Rent

Price: Union City’s typical sale, last 12 months. Property tax at Union City’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Union City is affordable on local pay is on Cost of living.

Before you buy in Union City

Six things worth knowing

8

New listings in August

The month with the most choice. December has the fewest, about 4.

Best time to buy
0.7%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $229K home, about $1,580 a year.

Taxes vs. neighbors
C

Schools

The schools grade for Union City, from test results, graduation and how much students grow.

Schools in Union City
17 min

Typical commute

The average one-way trip to work for people who live in Union City.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Fulton, Rutherford, Dresden, Dyer and Newbern sell for less a square foot

The busier markets within 25 miles of Union City, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Martin97$225K$1257%81
Union City75$229K$1254%84
Newbern38$179K$1066%47
Dresden33$192K$1173%100
Rutherford24$152K$10624%87
Fulton23$103K$777%87
Dyer22$152K$929%236

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Union City, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Union City. People who follow the town see it, and so do people comparing Union City with their own town. No commission, no listing fee.

Questions about buying a home in Union City

What do homes sell for in Union City, TN?

75 homes sold in the year to September 2026 at a typical $229K, $125 a square foot.

Is Union City a buyer’s or seller’s market?

A balanced market: 34 homes were for sale in September 2026 and 5 sold, about 6 months of supply. Buyers paid 94.6% of asking on average.

When is the best time to buy in Union City?

August brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Union City?

About 0.7% of a home’s value a year. On a $229K home that’s near $1,580.

Where can I see homes for sale in Union City?

Zillow, Redfin, Realtor.com and Homes.com all carry Union City’s MLS listings; the search links above open each one filtered to Union City.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).