Flat Top MountainTN
The town, home to 1,004 people, lies in Tennessee.
Is Flat Top Mountain a good place to live?
The best of Flat Top Mountain’s subject grades is an A for the outdoors; the weakest is a D− for walkability. No town in Tennessee scores lower than Flat Top Mountain on walkability. The typical home is worth about $593K, 8.2 years of the Chattanooga metro’s $72K median household income. No town among the 178 in Tennessee we compare has a higher home-ownership rate than Flat Top Mountain. Flat Top Mountain’s trail density is 1.5 miles per square mile, against 0.2 in Tennessee’s towns and 0.4 across U.S. towns. Only 2 of Tennessee’s 292 towns score lower on history. The biggest place to walk is Soddy Creek Resource Management Area, 687 acres with 6 miles of trail. Flat Top Mountain has fewer than 2,500 residents, so it gets subject grades but no overall grade.
1,004 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
How Flat Top Mountain grades
Each subject compared with towns across the country (schools within Tennessee), ordered by how far Flat Top Mountain is from typical.
How TownRatings grades towns →
Moving to Flat Top Mountain: who provides what
Flat Top Mountain is unincorporated, so Hamilton County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in Flat Top Mountain.
More than half of Flat Top Mountain’s working residents commute to Chattanooga
The middle household income in Flat Top Mountain is $121,000. The top destinations are Chattanooga (60%), Soddy-Daisy (5%) and Nashville (4%). In Flat Top Mountain, 15% of residents live below the poverty line. The median commute is under 21 miles.
| Flat Top Mountain | Tennessee towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 33 minutes | 25 minutes | 25 minutes |
| Median household income | $121,000 | $61,000 | $80,000 |
| Below the poverty line | 15% | 14% | 9.6% |
Where working residents work
Census LEHD 2023 · ACS
Mild winters and pleasant summers in Flat Top Mountain
July afternoons reach 86°, January nights drop to 30° and about 4 inches of snow falls in a winter.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Low risk in Flat Top Mountain, with inland flooding at the top
Of the losses FEMA expects in Flat Top Mountain, 43% come from inland flooding and 32% from tornadoes. Expected damage from storms and floods is lower here than in 64% of U.S. communities. The national flood insurance program has paid 3 claims in the town since 2004.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Flat Top Mountain keeps 10.2% of its land conserved
There are 26 miles of trail across 2 parks and preserves.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Soddy Creek Resource Management Area | 6 mi | 687 |
| 2. Possum Creek Resource Management Area | 1.2 mi | 454 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Health in Flat Top Mountain trails 58% of U.S. towns
On the CDC’s 31 measures, Flat Top Mountain is ahead of Tennessee on 6 and behind on 3. Flat Top Mountain: nearly one in ten adults 18 to 64 have no health insurance. 29% of adults in the town have been diagnosed with depression; 23% get no exercise outside work.
| Flat Top Mountain | Tennessee towns | U.S. towns | |
|---|---|---|---|
| Obesity (CDC PLACES) | 33% | 39% | 35% |
| Depression (CDC PLACES) | 29% | 29% | 23% |
| Get no exercise (CDC PLACES) | 23% | 28% | 25% |
| Frequent mental distress (CDC PLACES) | 19% | 20% | 17% |
| What stands out | Flat Top Mountain | TN |
|---|---|---|
| Fewer adults facing food insecurity | 11.3% | 16.2% |
| Fewer adults facing housing insecurity | 9.5% | 13.3% |
| More older adults who have lost all their teeth | 20.3% | 14.6% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
A home in Flat Top Mountain sells for about $350K at the median
Zillow Home Value Index · Redfin Data Center
Ruby Falls and 15 more within 40 miles
Museums, parks, gardens and other places to visit around Flat Top Mountain. Close and well known come first.
23 mi WaterfallRuby Falls
34 mi MountainLookout Mountain
18 mi MuseumTennessee Valley Railroad Museum
20 mi Zoo & aquariumTennessee Aquarium
25 mi WaterfallFall Creek Falls25 mi Theme parkLake WinnepesaukahPhoto credits
Ruby Falls: Oydman (talk), CC BY-SA 3.0 · Lookout Mountain: Teke, CC BY-SA 3.0 · Tennessee Valley Railroad Museum: TVSRR at English Wikipedia. Photo by Jason Trew /TVSRR, Public domain · Tennessee Aquarium: Ɱ, CC BY-SA 4.0 · Fall Creek Falls: Jsfouche, CC BY-SA 3.0
Everything we know about Flat Top Mountain
Colleges nearby
1 within 15 miles of the center of Flat Top Mountain
About 3 of every 100 Flat Top Mountain residents are enrolled in college, against 5 across Tennessee.
100% of working residents leave Flat Top Mountain for work
Where Flat Top Mountain’s working residents go each day. Line width shows the share.
Census LEHD 2023
About Flat Top Mountain
Census-designated place in Hamilton County, Tennessee
Flat Top Mountain is a census-designated place in Hamilton County, Tennessee, United States. Its population was 561 at the 2020 census, up from 422 at the 2010 census.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 17 sq mi
- Elevation
- 1,486 ft
Questions about Flat Top Mountain
Short answers, built from the data on this page.
Is Flat Top Mountain, TN expensive?
Yes. The typical home is worth about $593,000, 79% above the Tennessee typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.