Photo: WeaponizingArchitecture · CC BY-SA 4.02,914 homes sold in Chattanooga in the last year, at a typical $357K
Almost every sale is a house. Below: what each kind of home sells for, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Chattanooga homes are listed.
Every place Chattanooga homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Chattanooga.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 0% of Chattanooga’s sales, at a typical — (year to May 2026)
2,914 homes sold in the year to September 2026.
About as many homes sell as usual, at 2.2 times the 2016 price
2,914 sales in the last year, against 3,791 in 2021 and a low of 1,890 in 2012. The typical sale went from $162K in 2016 to $357K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
Bidding wars in Chattanooga are back to pre-pandemic levels, and more homes are for sale
We read every month of Chattanooga’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 2,914 sales.
If you’re buying in Chattanooga
- Shop in March. It brings about 254 new listings a month, close to the busiest month, with fewer bidding wars (23% over asking).
- Offer under asking. Buyers paid 97.6% of the list price on average; 14% paid over.
- You’ll usually have time. Only 29% of homes go under contract within two weeks; the typical one takes 40 days.
Summer brings both the most homes and the most bidding wars
July has the most new listings (about 315 a month), and the most competition: 27% close over asking. March and April offer nearly as much choice with fewer homes bid up (23%). January has the least competition (22%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and about like Tennessee as a whole
| Chattanooga now | 2017–19 | 2021 peak | TN now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 14% | 19% | 40% | 13% |
| Gone within two weeksShare of homes under contract within 14 days | 29% | 13% | 49% | 26% |
| Price paid vs. askingAverage sale price ÷ list price | 97.6% | 97.7% | 100.1% | 97.3% |
| Days to sellMedian days from listing to contract | 40 | 64 | 46 | 72 |
1072 homes for sale on a typical day
That’s 3.3 times the 2012 low (321) and 57% more than in 2017–19.
Chattanooga ranks 53rd of 126 busy Tennessee markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Chattanooga is in the middle of the pack.
Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Chattanooga home costs about $2,101 a month
Price: Chattanooga’s typical sale, last 12 months. Property tax at Chattanooga’s 0.8% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Chattanooga is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. January has the fewest, about 204.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $357K home, about $2,850 a year.
Taxes vs. neighborsSchools
The schools grade for Chattanooga, from test results, graduation and how much students grow.
Schools in ChattanoogaTypical commute
The average one-way trip to work for people who live in Chattanooga.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
East Ridge, Lakeview, Rossville and Harrison sell for less a square foot
The busier markets within 25 miles of Chattanooga, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Chattanooga | 2,914 | $357K | $206 | 14% | 40 |
| East Ridge | 320 | $279K | $183 | 13% | 46 |
| Red Bank | 184 | $333K | $209 | 16% | 33 |
| Signal Mountain | 136 | $687K | $241 | 15% | 26 |
| Harrison | 107 | $334K | $167 | 11% | 41 |
| Lakeview | 82 | $223K | $157 | 12% | 41 |
| Rossville | 55 | $190K | $150 | 18% | 40 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Chattanooga, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Chattanooga. People who follow the town see it, and so do people comparing Chattanooga with their own town. No commission, no listing fee.
Questions about buying a home in Chattanooga
What do homes sell for in Chattanooga, TN?
2,914 homes sold in the year to September 2026 at a typical $357K, $206 a square foot.
Is Chattanooga a buyer’s or seller’s market?
A balanced market: 1264 homes were for sale in September 2026 and 259 sold, about 4.9 months of supply. Buyers paid 97.6% of asking on average.
When is the best time to buy in Chattanooga?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Chattanooga?
About 0.8% of a home’s value a year. On a $357K home that’s near $2,850.
Where can I see homes for sale in Chattanooga?
Zillow, Redfin, Realtor.com and Homes.com all carry Chattanooga’s MLS listings; the search links above open each one filtered to Chattanooga.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).