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Joanna Furnace ComplexJoanna Furnace Complex · Photo: Smallbones · CC0
A−Hazard risk
Natural hazards in Robeson Township · FEMA

FEMA puts Robeson Township’s expected hazard damage per building below that of 76% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Robeson Township gets an A− for hazard risk: lower expected damage per building than 76% of U.S. towns, #454 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (76%), then hurricanes (13%). Flood insurance has paid 39 claims here since 1979.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 76%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#454 of 1,037 in Pennsylvania
Hazard risk
A−#454 of 1,037
in Pennsylvania · lower than 76% of U.S. towns
Main hazard
River and rain flooding
76% of expected building damage
Flood claims
39
paid since 1979 · $755K
Flooded more than once
2
properties · 1 “severe repetitive loss”
Flood claims per home
13 per 1,000
more than 78% of U.S. towns

What stands out about Robeson Township’s natural hazards

From FEMA’s model and FEMA’s records, below.

By hazard

What Robeson Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

76%of expected building damage
Below average · lower than 60% of U.S. census tracts
Recorded about 5 times a year in the area

Hurricanes

13%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 12 years in the area

Tornadoes

5%of expected building damage
About average · higher than 54% of U.S. census tracts
Smaller shares here
 Earthquakes Strong wind Winter storms Landslides top 3% Hail Ice storms Lightning Wildfire Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Robeson Township’s grade

River and rain flooding is 76% of the building damage FEMA expects in Robeson Township, and Robeson Township’s rate of river and rain flooding damage is lower than 60% of U.S. census tracts. Next is hurricanes at 13% (higher than 82% of U.S. census tracts).

Where Robeson Township sits
Robeson Township
Least damageMiddleMost damage

A− #454 of 1,037 in Pennsylvania; lower expected damage per building than 76% of U.S. towns (21,298).

Robeson Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding76%Hurricanes13%Tornadoes5%Everything else6%

The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Robeson Township has less expected damage per building than 56% of Pennsylvania towns.

In dollars, FEMA expects about $2.2M a year in losses across Robeson Township: $1.6M to buildings, the rest to people and crops.

A small-area figure. Robeson Township covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Robeson Township flood? Sometimes: 39 flood claims since 1979

Every paid claim on a federal flood insurance policy in Robeson Township, from FEMA’s records: 12.8 per 1,000 homes, more than 78% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1979: 3 claims1980: 0 claims1981: 0 claims1982: 2 claims1983: 1 claim1984: 1 claim1985: 0 claims1986: 0 claims1987: 1 claim1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 1 claim1997: 0 claims1998: 0 claims1999: 1 claim2000: 0 claims2001: 1 claim2002: 0 claims2003: 0 claims2004: 2 claims2005: 1 claim2006: 15 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 5 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 4 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 1 claim2026: 0 claims200620112021
19792026
Biggest named events
  • Tropical Storm Lee5 claims · $152K
  • Hurricane Ida4 claims · $112K
39
paid claims since 1979
$755K
paid to owners
2
homes flooded more than once
$19K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (1)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Robeson Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.
Disasters

The storms Robeson Township remembers

None of the 19 disasters declared for Berks County shows FEMA aid or repair money reaching Robeson Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 200615 flood claims paidThe year of Severe Storms, Flooding, and Mudslides, declared for Berks County
  2. 20115 flood claims paidThe year of Tropical Storm Lee, declared for Berks County
  3. 20214 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Robeson TownshipBerks County only

Berks County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Robeson Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Robeson Township archive →
Next door

Robeson Township and its neighbors

Robeson Township is 4th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Cumru TownshipAless damage than 88%river and rain flooding4
Brecknock TownshipA−less damage than 83%river and rain flooding14
Exeter TownshipA−less damage than 80%river and rain flooding295
Robeson TownshipA−less damage than 76%river and rain flooding39
Union TownshipB−less damage than 54%river and rain flooding30
BirdsboroB−less damage than 50%river and rain flooding18
New Morgan—75 residents; we grade 1,000+
Gibraltar—398 residents; we grade 1,000+
Caernarvon Township—not graded yet

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Robeson Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Robeson Township

Is Robeson Township at risk for natural disasters?

On FEMA’s National Risk Index, Robeson Township has lower expected damage per building than 76% of U.S. towns: A− for hazard risk, #454 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (76%) and hurricanes (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Robeson Township flood?

Flood insurance has paid 39 claims in Robeson Township since 1979, $755K in all, or 12.8 per 1,000 homes, more than 78% of U.S. towns with a flood insurance record. 2 properties have flooded more than once. The most claims came from Tropical Storm Lee (5).

Is Robeson Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Berks County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Robeson Township?

FEMA’s Community Rating System list shows no discount for Robeson Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Robeson Township?

By flood claims, Tropical Storm Lee: 5 paid, $152K.

Is Robeson Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (76%), and Robeson Township’s rate for it is lower than 60% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Robeson Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Robeson Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.