Photo: Dough4872 · CC BY-SA 4.0Storms, floods and disasters in Montgomeryville
Montgomeryville isn’t graded for hazard risk: Montgomeryville is a Census area inside a town, graded with the town. Flood insurance has paid 4 claims here since 2007.
What Montgomeryville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Montgomeryville flood? Rarely: 4 flood claims since 2007
Every paid claim on a federal flood insurance policy in Montgomeryville, from FEMA’s records.
- Hurricane Ida2 claims · $13K
Montgomeryville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.The storms Montgomeryville remembers
None of the 23 disasters declared for Montgomery County shows FEMA aid or repair money reaching Montgomeryville itself in FEMA’s records, so these are its biggest flood-claim years.
- 20212 flood claims paidThe year of Remnants of Hurricane Ida, declared for Montgomery County
- 20071 flood claims paidNo declaration for the county that year
- 20241 flood claims paidNo declaration for the county that year
Montgomery County has had 23 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Montgomeryville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Montgomeryville archive →Montgomeryville and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Montgomery Township | A+less damage than 97% | river and rain flooding | 42 |
| Lansdale | Aless damage than 92% | river and rain flooding | 6 |
| Hatfield Township | Aless damage than 86% | river and rain flooding | 61 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Montgomeryville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Montgomeryville
Does Montgomeryville flood?
Flood insurance has paid 4 claims in Montgomeryville since 2007, $44K in all. The most claims came from Hurricane Ida (2).
Is Montgomeryville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Montgomery County, 47% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Montgomeryville?
FEMA’s Community Rating System list shows no discount for Montgomeryville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Montgomeryville?
By flood claims, Hurricane Ida: 2 paid, $13K.
Storm stories
Memories, warnings and help from neighbors in Montgomeryville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Montgomeryville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.