For wildfire, Juniper Canyon’s building-damage rate is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Juniper Canyon gets a C+ for hazard risk: higher expected damage per building than 65% of U.S. towns, #60 of 142 in Oregon. Most of that expected damage is wildfire (56%), then river and rain flooding (39%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Juniper Canyon faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Wildfire
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Juniper Canyon’s grade
Wildfire is 56% of the building damage FEMA expects in Juniper Canyon, and Juniper Canyon’s rate of wildfire damage is in the top 1% of U.S. census tracts. Next is river and rain flooding at 39% (lower than 72% of U.S. census tracts).
C+ #60 of 142 in Oregon; higher expected damage per building than 65% of U.S. towns (21,298).
Juniper Canyon’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Oregon town has higher expected damage than 69% of U.S. towns; within the state, Juniper Canyon has less expected damage per building than 58% of Oregon towns.
In dollars, FEMA expects about $928K a year in losses across Juniper Canyon: $713K to buildings, the rest to people and crops.
Does Juniper Canyon flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Juniper Canyon. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Juniper Canyon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crook County.The storms Juniper Canyon remembers
None of the 6 disasters declared for Crook County shows FEMA aid or repair money reaching Juniper Canyon itself in FEMA’s records, so these are its biggest flood-claim years.
Crook County has had 6 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Crook County, 2024–2026.
Juniper Canyon and its neighbors
Juniper Canyon is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Prineville | B−less damage than 51% | river and rain flooding | 37 |
| Juniper Canyon | C+more damage than 65% | wildfire | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Juniper Canyon faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Juniper Canyon
Is Juniper Canyon at risk for natural disasters?
On FEMA’s National Risk Index, Juniper Canyon has higher expected damage per building than 65% of U.S. towns: C+ for hazard risk, #60 of 142 in Oregon. Most of the expected damage is wildfire (56%) and river and rain flooding (39%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Juniper Canyon in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crook County, 26% of homes in mapped flood zones carry federal flood insurance, and 1.6% of all homes do.
How much is flood insurance in Juniper Canyon?
FEMA’s Community Rating System list shows no discount for Juniper Canyon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Juniper Canyon at risk from wildfire?
It is the largest share of the building damage FEMA expects here (56%), and Juniper Canyon’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Juniper Canyon.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Juniper Canyon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.