Glynnwood Catholic Church · Photo: Nyttend · Public domainOn FEMA’s figures, Moulton Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Moulton Township gets a B− for hazard risk: higher expected damage per building than 51% of U.S. towns. Most of that expected damage is river and rain flooding (76%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Moulton Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Moulton Township’s grade
River and rain flooding is 76% of the building damage FEMA expects in Moulton Township, and Moulton Township’s rate of river and rain flooding damage is higher than 63% of U.S. census tracts. Next is tornadoes at 10% (higher than 77% of U.S. census tracts).
B− higher expected damage per building than 51% of U.S. towns (21,298).
All of Moulton Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $526K a year in losses across Moulton Township: $434K to buildings, the rest to people and crops.
Does Moulton Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Moulton Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Moulton Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Auglaize County.1 federal disaster brought FEMA money to Moulton Township
Disasters that paid out in Moulton Township itself (aid to households or repair grants to Moulton Township), newest first, with that year’s flood claims.
- 2004Severe Winter Storms, Flooding, and Mudslides$915 to Moulton Township for repairs
Auglaize County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Moulton Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Moulton Township archive →Moulton Township and its neighbors
Moulton Township is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Washington Township | Bless damage than 60% | river and rain flooding | 2 |
| Logan Township | B−more damage than 51% | river and rain flooding | 5 |
| Moulton Township | B−more damage than 51% | river and rain flooding | 0 |
| Duchouquet Township | C+more damage than 56% | river and rain flooding | 24 |
| Buckland | — | 226 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Moulton Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Moulton Township
Is Moulton Township at risk for natural disasters?
On FEMA’s National Risk Index, Moulton Township has higher expected damage per building than 51% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (76%) and tornadoes (10%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Moulton Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Auglaize County, 0.6% of all homes carry federal flood insurance.
How much is flood insurance in Moulton Township?
FEMA’s Community Rating System list shows no discount for Moulton Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Moulton Township?
By FEMA money that reached Moulton Township, Severe Winter Storms, Flooding, and Mudslides (2004): $915 to Moulton Township for repairs.
Is Moulton Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Moulton Township’s rate for it is higher than 63% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Moulton Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Moulton Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.