Photo: Nyttend · Public domainFEMA expects about as much hazard damage per building in Duchouquet Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Duchouquet Township gets a C+ for hazard risk: higher expected damage per building than 56% of U.S. towns, #859 of 993 in Ohio. Most of that expected damage is river and rain flooding (76%). Flood insurance has paid 24 claims here since 1990.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Duchouquet Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Duchouquet Township’s grade
River and rain flooding is 76% of the building damage FEMA expects in Duchouquet Township, and Duchouquet Township’s rate of river and rain flooding damage is higher than 67% of U.S. census tracts. Next is tornadoes at 8% (higher than 74% of U.S. census tracts).
C+ #859 of 993 in Ohio; higher expected damage per building than 56% of U.S. towns (21,298).
Duchouquet Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Duchouquet Township has more expected damage per building than 86% of Ohio towns.
In dollars, FEMA expects about $4.8M a year in losses across Duchouquet Township: $4.1M to buildings, the rest to people and crops.
Does Duchouquet Township flood? Sometimes: 24 flood claims since 1990
Every paid claim on a federal flood insurance policy in Duchouquet Township, from FEMA’s records: 3.6 per 1,000 homes, more than 52% of the 13,809 U.S. towns with a flood insurance record.
- The Late winter storms3 claims · $85K
Duchouquet Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Auglaize County.2 federal disasters brought FEMA money to Duchouquet Township
Disasters that paid out in Duchouquet Township itself (aid to households or repair grants to Duchouquet Township), newest first, with that year’s flood claims.
- 2012Severe Storms and Straight-line Winds$5K to Duchouquet Township for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides$9K to Duchouquet Township for repairs
Auglaize County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Duchouquet Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Duchouquet Township archive →Duchouquet Township and its neighbors
Duchouquet Township is 7th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Union Township | B+less damage than 70% | river and rain flooding | — |
| Pusheta Township | Bless damage than 60% | river and rain flooding | 6 |
| Fort Shawnee | B−more damage than 50% | river and rain flooding | 3 |
| Logan Township | B−more damage than 51% | river and rain flooding | 5 |
| Moulton Township | B−more damage than 51% | river and rain flooding | — |
| Shawnee Township | B−more damage than 51% | river and rain flooding | 36 |
| Duchouquet Township | C+more damage than 56% | river and rain flooding | 24 |
| Wapakoneta | C+more damage than 60% | river and rain flooding | 23 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Duchouquet Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Duchouquet Township
Is Duchouquet Township at risk for natural disasters?
On FEMA’s National Risk Index, Duchouquet Township has higher expected damage per building than 56% of U.S. towns: C+ for hazard risk, #859 of 993 in Ohio. Most of the expected damage is river and rain flooding (76%) and tornadoes (8%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Duchouquet Township flood?
Flood insurance has paid 24 claims in Duchouquet Township since 1990, $518K in all, or 3.6 per 1,000 homes, more than 52% of U.S. towns with a flood insurance record. The most claims came from Late winter storms (3).
Is Duchouquet Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Auglaize County, 0.6% of all homes carry federal flood insurance.
How much is flood insurance in Duchouquet Township?
FEMA’s Community Rating System list shows no discount for Duchouquet Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Duchouquet Township?
By FEMA money that reached Duchouquet Township, Severe Winter Storms, Flooding, and Mudslides (2004): $9K to Duchouquet Township for repairs. By flood claims, Late winter storms: 3 paid, $85K.
Is Duchouquet Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Duchouquet Township’s rate for it is higher than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Duchouquet Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Duchouquet Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.