Photo: Nyttend · Public domainFEMA puts Hicksville Township’s expected hazard damage per building below that of 68% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Hicksville Township gets a B+ for hazard risk: lower expected damage per building than 68% of U.S. towns, #632 of 993 in Ohio. Most of that expected damage is river and rain flooding (69%), then tornadoes (18%). Flood insurance has paid 3 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Hicksville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Hicksville Township’s grade
River and rain flooding is 69% of the building damage FEMA expects in Hicksville Township, and Hicksville Township’s rate of river and rain flooding damage is lower than 59% of U.S. census tracts. Tornadoes add 18%, at a rate in the top 10% of U.S. census tracts.
B+ #632 of 993 in Ohio; lower expected damage per building than 68% of U.S. towns (21,298).
Hicksville Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Hicksville Township has more expected damage per building than 64% of Ohio towns.
In dollars, FEMA expects about $1.4M a year in losses across Hicksville Township: $1.1M to buildings, the rest to people and crops.
Does Hicksville Township flood? Rarely: 3 flood claims since 1981
Every paid claim on a federal flood insurance policy in Hicksville Township, from FEMA’s records: 1.5 per 1,000 homes, fewer than 68% of the 13,809 U.S. towns with a flood insurance record.
Hicksville Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Defiance County.The storms Hicksville Township remembers
None of the 5 disasters declared for Defiance County shows FEMA aid or repair money reaching Hicksville Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19811 flood claims paidNo declaration for the county that year
- 20111 flood claims paidNo declaration for the county that year
- 20151 flood claims paidNo declaration for the county that year
Defiance County has had 5 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hicksville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hicksville Township archive →Hicksville Township and its neighbors
Hicksville Township has the lowest expected damage per building of the 4 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hicksville Township | B+less damage than 68% | river and rain flooding | 3 |
| Milford Township | Bless damage than 58% | river and rain flooding | — |
| Crane Township | C+more damage than 57% | river and rain flooding | — |
| Carryall Township | C+more damage than 57% | river and rain flooding | — |
| Mark Township | — | 766 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hicksville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hicksville Township
Is Hicksville Township at risk for natural disasters?
On FEMA’s National Risk Index, Hicksville Township has lower expected damage per building than 68% of U.S. towns: B+ for hazard risk, #632 of 993 in Ohio. Most of the expected damage is river and rain flooding (69%) and tornadoes (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Hicksville Township flood?
Flood insurance has paid 3 claims in Hicksville Township since 1981, $25K in all, or 1.5 per 1,000 homes, fewer than 68% of U.S. towns with a flood insurance record.
Is Hicksville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Defiance County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Hicksville Township?
FEMA’s Community Rating System list shows no discount for Hicksville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Hicksville Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (69%), and Hicksville Township’s rate for it is lower than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Hicksville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hicksville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.