Photo: Nyttend · Public domainOn FEMA’s figures, Carryall Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Carryall Township gets a C+ for hazard risk: higher expected damage per building than 57% of U.S. towns, #863 of 993 in Ohio. Most of that expected damage is river and rain flooding (76%), then tornadoes (13%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Carryall Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Carryall Township’s grade
River and rain flooding is 76% of the building damage FEMA expects in Carryall Township, and Carryall Township’s rate of river and rain flooding damage is higher than 67% of U.S. census tracts. Tornadoes add 13%, at a rate in the top 10% of U.S. census tracts.
C+ #863 of 993 in Ohio; higher expected damage per building than 57% of U.S. towns (21,298).
Carryall Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Carryall Township has more expected damage per building than 87% of Ohio towns.
In dollars, FEMA expects about $1.2M a year in losses across Carryall Township: $1.0M to buildings, the rest to people and crops.
Does Carryall Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Carryall Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Carryall Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Paulding County.The storms Carryall Township remembers
None of the 9 disasters declared for Paulding County shows FEMA aid or repair money reaching Carryall Township itself in FEMA’s records, so these are its biggest flood-claim years.
Paulding County has had 9 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Carryall Township and its neighbors
Carryall Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hicksville Township | B+less damage than 68% | river and rain flooding | 3 |
| Harrison Township | Bless damage than 63% | river and rain flooding | — |
| Maumee Township | Bless damage than 59% | river and rain flooding | — |
| Crane Township | C+more damage than 57% | river and rain flooding | — |
| Carryall Township | C+more damage than 57% | river and rain flooding | 0 |
| Scipio Township | — | 738 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Carryall Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Carryall Township
Is Carryall Township at risk for natural disasters?
On FEMA’s National Risk Index, Carryall Township has higher expected damage per building than 57% of U.S. towns: C+ for hazard risk, #863 of 993 in Ohio. Most of the expected damage is river and rain flooding (76%) and tornadoes (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Carryall Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Paulding County, 0.6% of all homes carry federal flood insurance.
How much is flood insurance in Carryall Township?
FEMA’s Community Rating System list shows no discount for Carryall Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Carryall Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Carryall Township’s rate for it is higher than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Carryall Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Carryall Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.