Photo: Chamberednautilus · CC BY-SA 4.0On FEMA’s figures, Granville Township faces less hazard damage per building than 82% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Granville Township gets an A− for hazard risk: lower expected damage per building than 82% of U.S. towns, #418 of 993 in Ohio. Most of that expected damage is river and rain flooding (77%), then hail (13%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Granville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Granville Township’s grade
River and rain flooding is 77% of the building damage FEMA expects in Granville Township, and Granville Township’s rate of river and rain flooding damage is lower than 66% of U.S. census tracts. Hail adds 13%, at a rate in the top 9% of U.S. census tracts.
A− #418 of 993 in Ohio; lower expected damage per building than 82% of U.S. towns (21,298).
Granville Township’s residents live in 7 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Granville Township has less expected damage per building than 58% of Ohio towns.
In dollars, FEMA expects about $2.7M a year in losses across Granville Township: $2.3M to buildings, the rest to people and crops.
Does Granville Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Granville Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Granville Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Licking County.The storms Granville Township remembers
None of the 17 disasters declared for Licking County shows FEMA aid or repair money reaching Granville Township itself in FEMA’s records, so these are its biggest flood-claim years.
Licking County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Granville Township and its neighbors
Granville Township is 2nd of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Granville South | Aless damage than 90% | river and rain flooding | — |
| Granville Township | A−less damage than 82% | river and rain flooding | 0 |
| Granville | A−less damage than 82% | river and rain flooding | 3 |
| St. Albans Township | A−less damage than 80% | river and rain flooding | — |
| Newark Township | A−less damage than 76% | river and rain flooding | — |
| Newark | Bless damage than 63% | river and rain flooding | 100 |
| Union Township | Bless damage than 62% | river and rain flooding | 17 |
| McKean Township | B−less damage than 51% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Granville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Granville Township
Is Granville Township at risk for natural disasters?
On FEMA’s National Risk Index, Granville Township has lower expected damage per building than 82% of U.S. towns: A− for hazard risk, #418 of 993 in Ohio. Most of the expected damage is river and rain flooding (77%) and hail (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Granville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Licking County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Granville Township?
FEMA’s Community Rating System list shows no discount for Granville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Granville Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Granville Township’s rate for it is lower than 66% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Granville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Granville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.