Photo: Nyttend · Public domainOn FEMA’s figures, McKean Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, McKean Township gets a B− for hazard risk: lower expected damage per building than 51% of U.S. towns. Most of that expected damage is river and rain flooding (84%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What McKean Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind McKean Township’s grade
River and rain flooding is 84% of the building damage FEMA expects in McKean Township, and McKean Township’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts. Hail adds 9%, at a rate in the top 9% of U.S. census tracts.
B− lower expected damage per building than 51% of U.S. towns (21,298).
All of McKean Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $489K a year in losses across McKean Township: $420K to buildings, the rest to people and crops.
Does McKean Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in McKean Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
McKean Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Licking County.4 federal disasters brought FEMA money to McKean Township
Disasters that paid out in McKean Township itself (aid to households or repair grants to McKean Township), newest first, with that year’s flood claims.
- 2012Severe Storms and Straight-line Winds$3K to McKean Township for repairs
- 2008Record Snow and Near Record Snow$3K to McKean Township for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides$25K to McKean Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$2K to McKean Township for repairs
Licking County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of McKean Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the McKean Township archive →McKean Township and its neighbors
McKean Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Granville Township | A−less damage than 82% | river and rain flooding | — |
| Liberty Township | B+less damage than 72% | river and rain flooding | — |
| Burlington Township | B+less damage than 71% | river and rain flooding | — |
| Newton Township | B−less damage than 51% | river and rain flooding | 18 |
| McKean Township | B−less damage than 51% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what McKean Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in McKean Township
Is McKean Township at risk for natural disasters?
On FEMA’s National Risk Index, McKean Township has lower expected damage per building than 51% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (84%) and hail (9%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is McKean Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Licking County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in McKean Township?
FEMA’s Community Rating System list shows no discount for McKean Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in McKean Township?
By FEMA money that reached McKean Township, Severe Winter Storms, Flooding, and Mudslides (2004): $25K to McKean Township for repairs.
Is McKean Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and McKean Township’s rate for it is higher than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in McKean Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where McKean Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.