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Holy Trinity Church in Coldwater, front and western sidePhoto: Nyttend · Public domain
≈ BHealth Grade
Health in Coldwater · CDC PLACES 2025

Among U.S. towns with similar household incomes, Coldwater is healthier than 80%

Coldwater beats Ohio on 7 of 32 measures CDC estimates, and trails on none.

Modeled estimates for adults 18+, CDC’s own estimate for Coldwater. How CDC estimates town health

What stands out · In brief

What stands out about health in Coldwater

Coldwater is healthier than its income would predict

Against all U.S. towns, Coldwater is healthier than 62%. Against the 10,337 towns with similar household incomes ($51K–$85K), it’s healthier than 80%. Health Grade ↓

Coldwater is short on primary care and mental health care

Coldwater’s county is a federal shortage area for primary care and mental health care, meaning too few providers for the people who live there. Getting care ↓

Fewer Coldwater adults struggle to make ends meet

Worries about food, housing, utility bills and getting around all run below Ohio. 1 in 10 adults worry about having enough food, vs 1 in 7 adults statewide. Everyday needs ↓

Diabetes and stroke are less common in Coldwater

Coldwater runs below Ohio on diabetes (10.8% vs 13.2%) and stroke (3.1% vs 3.7%). Conditions ↓

Written from the CDC, Medicare and HRSA data on this page. CDC PLACES 2025 release: modeled estimates for adults, not counts; “higher” and “lower” mean the Ohio figure falls outside Coldwater’s likely range; at the ends of CDC’s ranges the grade could be anywhere from C− to A.

Health Grade

What’s behind Coldwater’s grade

On seven CDC estimates for adults, Coldwater is healthier than 62% of U.S. towns, #269 of 993 in Ohio. Fair or poor health holds the grade up (fewer adults who rate their health fair or poor than 77% of U.S. towns); mental distress pulls it down (better than 42%).

A−Self-rated health16.2% · OH 19.4% · U.S. 19.4%
B+Physical distress12.7% · OH 13.9% · U.S. 13%
C+Mental distress17.5% · OH 17.5% · U.S. 15.9%
B−Obesity35.8% · OH 37.1% · U.S. 32.9%
B+Diabetes10.8% · OH 13.2% · U.S. 12%
B−Smoking14.3% smoke · OH 15.4% · U.S. 11.8%
B−Exercise26.1% · OH 26.9% · U.S. 24.7%
All U.S. towns we grade (21,250)Healthier than 62%
Less healthyHealthier
Ohio towns we grade (993)Healthier than 73%
U.S. towns with similar incomes, $51K–$85K (10,337)Healthier than 80%

Health estimates follow income closely across the country: towns with higher household incomes usually score higher (a correlation of 0.77 across 21,157 graded towns). Coldwater’s median household income is $68,009; among the 10,337 U.S. towns within 25% of that ($51K–$85K), it’s healthier than 80%, more than its income alone would suggest.

A rough placement. CDC’s likely ranges are wide here: with every estimate at one end or the other, Coldwater could be anywhere from C− to A. The letter shows with “≈”.

How TownRatings grades health →

Getting care

Care in and near Coldwater

1 hospital in Coldwater, plus the nearest just outside it.

HNearest ERGrand Lake Health SystemSaint Marys · 14.4 miDirections →
★Best rated nearbyIndiana University Health Jay★★★★★ · 18.7 miDirections →
+Low-cost careMeridian Health ServicesPortland · 18.6 mi · sliding-scale feesDirections →
0.3 mi
Mercer County Joint Township Community Hospital
Coldwater · ★★★★★
In Coldwater
14.4 mi
Grand Lake Health System
Saint Marys · ★★★★★
ER
18.6 mi
Meridian Health Services
4 sites · nearest in Portland
Sliding-scale fees
Directions to nearest
18.7 mi
Indiana University Health Jay
Portland · ★★★★★
ERRural critical access
20 mi
Family Health Services of Darke County
3 sites · nearest in Versailles
Sliding-scale fees
Directions to nearest
27.3 mi
Adams Memorial Hospital
Decatur · not rated
ERRural critical access
✓ Primary careNo HRSA shortage area covers Coldwater itself
✓ Dental careColdwater is not a shortage area
✓ Mental healthNo HRSA shortage area covers Coldwater itself

Hospitals: Medicare overall star ratings, 1–5. Community health centers charge on a sliding scale by income. Distances are straight-line from the center of Coldwater; ≈ marks a hospital located by its town, not its street. Shortage areas: HRSA Health Professional Shortage Areas (a “population” designation covers specific residents, such as those with low incomes).

Everyday needs

Making ends meet

Needs that shape health as much as any doctor visit: food, housing, utilities and a way to get around.

1 in 10
Coldwater adults worry about having enough food
10.5% · OH 14.1%
Better than OH
1 in 11
Coldwater adults worry about keeping their housing
8.9% · OH 11.3%
Better than OH
1 in 16
Coldwater adults were threatened with a utility shut-off
6.2% · OH 8.3%
Better than OH
1 in 16
Coldwater adults lack reliable transportation
6.1% · OH 7.7%
Better than OH

7.8% of Coldwater adults receive SNAP (food stamps), compared with 11.7% across Ohio.

Chronic conditions

Out of every 100 Coldwater adults…

Coldwater runs below OH on 2 of 12 conditions. Tap one to see it as people.

11 of every 100 Coldwater adults have diabetes
Ohio: 13 in 100 · better · likely 9.1–12.5%
Better than OHWorseAbout the sameOhio
Habits

Everyday habits, side by side with Ohio

Share of adults, with the Ohio figure marked.

Get no exercise 26.1%OH 26.9%
Sleep under 7 hours 36.9%OH 37.9%
Binge drink 19.4%OH 16.6%
Smoke cigarettes 14.3%OH 15.4%
0%10%20%30%40%
Coldwater, betterColdwater, worseAbout the sameOhio
Where Coldwater gets moving

1.2 miles of trails across 2 parks and preserves

Parks & trails →
Checkups & screenings

Keeping up with care

Share of Coldwater adults getting routine care. The full ring is 100%; the dark tick marks Ohio.

78%Yearly checkupOH 80%
65%Dentist visitOH 63%
86%Cholesterol checkOH 86%
67%Colon screeningOH 65%
77%MammogramOH 76%
78%Taking BP medsOH 79%
1 in 14
working-age adults has no health insurance
Coldwater 6.9% · Ohio 1 in 13 (8%)
Mind & connection

How Coldwater adults are doing

About the same as Ohio on each measure.

1 in 3Coldwater adults feel lonely
34.4% · OH 35% · About the same as OH
1 in 5Coldwater adults lack social or emotional support
20.4% · OH 21.3% · About the same as OH
1 in 4Coldwater adults have been diagnosed with depression
25.4% · OH 25.4% · About the same as OH
1 in 6Coldwater adults are in frequent mental distress
17.5% · OH 17.5% · About the same as OH
The one neighbors can help with

1 in 3 Coldwater adults feel lonely. A hello is a start.

Groups are the easiest way in: a walking group, a book club, your street.

Find a group →

If you or someone you know is struggling, call or text 988, the Suicide & Crisis Lifeline. It’s free, confidential and open 24/7.

Around town

Coldwater and the towns around it

How health changes across the town line.

Health next door

TownHealthObesityDiabetesSmokingFigures from
ColdwaterB35.8%10.8%14.3%CDC place

Same-state neighbors only, ordered by length of shared border.

Disability

Living with a disability

Shown without a better/worse judgment.

27.3%

of Coldwater adults live with a disability (Ohio 29.5%). Thinking or memory is the most common.

Walking or climbing stairs11.7%
Thinking or memory13.4%
Hearing6.5%
Errands alone7.1%
Vision3.8%
Dressing or bathing3%
Ohio

Every CDC estimate for Coldwater

Share of adults, 40 measures, with CDC’s likely range.

On the 32 measures below that have a better and a worse direction, Coldwater is better than Ohio on 7 and worse on 0; on the rest, the Ohio figure falls inside Coldwater’s likely range, so we call them about the same. Disability and SNAP are described, not compared as better or worse.

Adults who…ColdwaterOHU.S.vs OH
Overall health
Fair or poor health16.2%13.3–19.219.4%19.4%Better
Frequent physical distress (physical health not good 14+ days a month)12.7%10.8–14.513.9%13%About the same
Frequent mental distress (mental health not good 14+ days a month)17.5%15.2–19.917.5%15.9%About the same
Conditions
Obesity35.8%29.4–42.637.1%32.9%About the same
Diabetes10.8%9.1–12.513.2%12%Better
High blood pressure35.1%31.3–39.137.2%34.4%About the same
High cholesterol (adults screened in 5 years)36%32.1–4036.7%37.1%About the same
Arthritis27.5%24.3–30.729.8%25.3%About the same
Asthma10.5%9.3–11.811.1%9.9%About the same
Cancer, other than skin cancer9%8.1–108.7%7.9%About the same
Coronary heart disease6.4%5.5–7.37.1%6.4%About the same
COPD7%5.8–8.38%6.3%About the same
Stroke3.1%2.7–3.63.7%3.4%Better
Lost all teeth (ages 65+)17.4%14.4–20.715.3%12.3%About the same
Habits
Smoke cigarettes14.3%11.4–17.315.4%11.8%About the same
No exercise outside work26.1%21.2–3126.9%24.7%About the same
Binge drinking19.4%16.3–2316.6%15.4%About the same
Sleep under 7 hours36.9%31.6–42.937.9%36%About the same
Checkups and coverage
No health insurance (ages 18–64)6.9%5.3–8.78%11%About the same
Checkup in the past year78.1%74.6–81.379.9%77.4%About the same
Dentist visit in the past year64.8%61.5–68.362.9%63.2%About the same
Cholesterol check in 5 years85.7%83.3–87.986.1%87.1%About the same
Taking blood pressure medicine (adults with high blood pressure)77.8%75.1–80.479.2%76.5%About the same
Colorectal cancer screening (ages 45–75)67.3%62.8–71.965.2%65.5%About the same
Mammogram in 2 years (women 50–74)77.4%70.6–83.376%76.4%About the same
Mind and connection
Ever told they have depression25.4%22–29.125.4%20.6%About the same
Feel lonely34.4%29.3–40.135%32.5%About the same
Lack social and emotional support20.4%17–24.221.3%23.6%About the same
Everyday needs
Worried about having enough food10.5%8.2–13.214.1%15%Better
Worried about keeping housing8.9%7.1–1111.3%12%Better
Threatened with a utility shut-off6.2%5.1–7.58.3%7.6%Better
Lack reliable transportation6.1%5–7.37.7%7.9%Better
Received SNAP (food stamps)7.8%5.9–1011.7%11.6%Lower
Disability
Any disability27.3%23–31.729.5%30.1%About the same
Difficulty walking or climbing stairs11.7%9.5–13.813.9%13.6%Lower
Difficulty concentrating or remembering13.4%11.2–15.513.9%13.9%About the same
Hearing difficulty6.5%5.6–7.46.8%6.7%About the same
Vision difficulty3.8%3.2–4.44.8%5.4%Lower
Difficulty doing errands alone7.1%5.9–8.38.1%7.9%About the same
Difficulty dressing or bathing3%2.5–3.53.8%3.8%Lower

Each figure is the share of adults 18+ unless the label says otherwise; small numbers after it are CDC’s likely range (95% interval). “About the same” means the Ohio figure falls inside that range.

Questions about health in Coldwater

Is Coldwater a healthy place to live?

On seven CDC estimates for adults, Coldwater is healthier than 62% of U.S. towns: ≈ B for health, #269 of 993 in Ohio. These are modeled estimates of who lives there, not a measure of local care or habits alone.

What is the obesity rate in Coldwater?

CDC estimates 35.8% of adults have obesity, likely between 29.4% and 42.6%, against 37.1% across Ohio and 32.9% nationally.

What hospital is closest to Coldwater?

Grand Lake Health System in Saint Marys, 14.4 miles in a straight line from Coldwater’s center point, is the nearest general hospital with an emergency room; Medicare rates it 4 of 5 stars.

How many people in Coldwater have no health insurance?

CDC estimates 6.9% of adults ages 18–64 have no health insurance (likely 5.3–8.7%), against 8% across Ohio.

How accurate are these numbers?

They’re modeled estimates: CDC applies national survey answers to each area’s age, sex, race and education mix, so they describe who lives in Coldwater more than anything measured there. At the ends of CDC’s ranges the grade could be anywhere from C− to A.

Neighbors talk health

Doctors taking patients, urgent care, staying active in Coldwater.

Town Square →
Ask your neighbors

Health estimates: CDC PLACES: Local Data for Better Health, 2025 release. The Ohio figure combines its counties, weighted by adult population. Hospitals and star ratings: Medicare Care Compare (CMS). Health centers and shortage areas: HRSA. The Health Grade is our own summary of CDC’s estimates, not an official rating. Ages: U.S. Census Bureau, American Community Survey. Town boundaries: U.S. Census Bureau. This page isn’t medical advice. In an emergency, call 911.