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Holy Trinity Church in Coldwater, front and western sidePhoto: Nyttend · Public domain
Coldwater Public Library

Coldwater’s library lends 10 print items per resident, against a typical 3.8 for libraries its size

Coldwater Public Library serves 6,927 people in and around Coldwater. Last year it lent 95K books, movies and e-books and logged 36K visits.

305 W. Main St., Coldwater 45828 · about 52 hours a week
ACivic lifeAhead of 90% of U.S. towns · #83 of 914 in Ohio. Nonprofits and volunteering.
Borrowed a year
95K
13.7 per resident
Visits a year
36K
5.1 per resident · Above typical (3)
Programs & events
340
about 7 a week · 8,018 attended
Cardholders
100%
12,874 cards
Open
52 hrs
a week at this branch
In brief

The short version on Coldwater’s library

More library cards than residents

12,874 cards for 6,927 people. Cards held by people from outside the service area count too, so the total can pass the population. At the typical library serving 2,500 to 10,000 people, it’s 42%. How it compares ↓

Ohio pays a big share

72% of the budget comes from the state, and 21% from local taxes. Nationally, most library money is local. What your card is worth ↓

More than half the print loans are for kids

Children’s books and media are 70% of print loans, and kids’ borrowing per resident is higher than at 97% of similar-size libraries. Kids & programs ↓

Big on e-books and audiobooks

Digital borrowing runs 3.5 e-items per resident, against a typical 1, higher than at 93% of similar-size libraries. It’s 26% of all loans. What people borrow ↓

A system of heavy borrowers

Coldwater Public Library lends 10 print items per resident, against a typical 3.8 for libraries serving 2,500 to 10,000 people, more than 91% of similar-size libraries. What people borrow ↓

This summary is written from the numbers on this page. Numbers are the library’s own report to the Public Libraries Survey, fiscal year 2024; Coldwater Public Library serves 6,927 people in and around Coldwater, and its numbers cover all of them.

Civic life grade

What’s behind Coldwater’s civic life grade

On community nonprofits and volunteering, Coldwater is ahead of 90% of U.S. towns, #83 of 914 in Ohio. Coldwater is graded on two of the three inputs. Both inputs are above most U.S. towns; Coldwater’s count of community nonprofits ranks highest.

A
Civic lifeA character grade: shown, never part of Coldwater’s overall grade.
All U.S. towns we grade (17,556)Ahead of 90%
FewerMore
Ohio towns we grade (914)Ahead of 91%
U.S. towns with similar incomes, $51K–$85K (8,884)Ahead of 88%

Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.

How sure. Graded on two inputs, so a change in either one moves the letter more than it would with three. Coldwater is small (4,716 residents), so a few dozen organizations or visits move its per-resident figures; the volunteering share is a 2022 estimate from Facebook users aged 25–44.

Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →

Places to belong

32 community nonprofits are registered in Coldwater

7.6 per 1,000 residents, against a U.S. town median of 3.7. The largest group: civic groups, clubs & veterans.

Community nonprofits, by kind

Arts & culture00.00 per 1,000 · U.S. towns 0.24
Youth, sports & recreation61.43 per 1,000 · U.S. towns 0.52
Civic groups, clubs & veterans133.10 per 1,000 · U.S. towns 0.74
Human services30.72 per 1,000 · U.S. towns 0.59
Education40.95 per 1,000 · U.S. towns 0.43
Health30.72 per 1,000 · U.S. towns 0.16
Environment & animals00.00 per 1,000 · U.S. towns 0.17
Other30.72 per 1,000 · U.S. towns 0.47

Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (1 here), since whether a church registers depends on its denomination, not the town. 1 more name a national or statewide reach and are left out.

Volunteering

9.0%

9.0% of Coldwater’s Facebook users aged 25–44 belong to a volunteering or activism group, against 8.5% in the typical Ohio town and 7.5% nationally.

Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Coldwater’s residents live; 2022.

★ What stands out · Kids & programs

About 4 kids’ programs a week

Story times, clubs, classes and events, across the whole system, by who they’re for.

Schools in Coldwater →

Programs last year by age group

Ages 0–589
Ages 6–11130
Teens91
Adults30
All ages0
Little ones
1.7

story times and programs a week for ages 0–5, on average.

49K
kids’ books & media borrowed
8,018
people at programs
340
programs
How it compares

Ahead of most similar-size libraries on all 8 measures

Per resident, against libraries serving 2,500 to 10,000 people across the U.S.

Visits per resident 5.1 visits · typical 3Higher than 75%
Borrowing per resident 10.1 print items · typical 3.8Top 10%
Digital borrowing 3.5 e-items · typical 1Top 10%
Kids’ borrowing 7.1 kids’ items · typical 1.6Top 10%
Program attendance 1.2 attendees · typical 0.5Higher than 83%
Programs offered 49.1 per 1,000 residents · typical 34Higher than 66%
Cardholders 100% of residents · typical 42%Top 10%
Spending $54 per resident · typical $43Higher than 65%
Fewer per residentMore per resident
Size group

Coldwater Public Library serves 6,927 people, so it’s measured against U.S. libraries serving 2,500 to 10,000.

A year at the library

Every hour the doors are open, about 35 items go out

Fiscal year 2024, for the whole Coldwater Public Library system. The library’s own count.

36K
visits
5.1 per resident
95K
loans, print + digital
13.7 per resident
340
programs & events
8,018 attended
13K
library cards
100% of people served
Every open hour35items borrowed
Every week154people at a program
Every day20Wi-Fi sessions
5 staff (full-time equivalent)9 public computers
What people borrow

More than half the print loans are kids’ books

95K loans last year: print, kids’ and digital.

95Kloans
Books & media (adults) 22%Kids’ books & media 52%E-books, audio & streaming 26%
From your couch

24,546 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.

The building

Find it

Coldwater Public Library, 305 W. Main St., Coldwater.

52
hours open a week
15,515
square feet
With a card

No late fees. E-books and audiobooks from home. Research databases: courses, journals, genealogy. Good at every Coldwater Public Library branch.

New in Coldwater? The Handbook →

Hours are the survey’s yearly average. Check the library’s own site for today’s hours.

What your card is worth

For every $1 it spends, the library lends about $3.77 worth

Set what you’d borrow in a month. It starts at what the average Coldwater cardholder borrows.

In a month I’d use…
Books$17 each
1
Kids’ books$12 each
0
E-books & audio$15 each
0
Movies & music$4 each
0
Programs & classes$10 a program
0
Computer & Wi-Fi$3 a session
0
Your card saves you about
$204
a year at retail prices · $17 a month

Who pays for it
$54 per resident a year

Typical for a library this size: $43. Operating budget $376K.

Local taxes 21%State 72%Gifts & other 7%

Last year the library lent and hosted about $1.4M worth of books, e-books, programs and Wi-Fi on a $376K budget.

Fine-free. No late fees on books returned late.

Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 12,874 cardholders ÷ 12.

How to read these numbers

What this data can and can’t tell you

From the Public Libraries Survey, fiscal year 2024.

  • System-wide. Coldwater Public Library serves 6,927 people in and around Coldwater, so the yearly numbers cover all of them, not just Coldwater.

Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →

Questions about the library and civic life in Coldwater

Does Coldwater have a public library?

Yes. Coldwater Public Library, 305 W. Main St., serves 6,927 people in and around Coldwater (the survey’s count) and is open about 52 hours a week, averaged over the year.

Is Coldwater Public Library fine-free? Does it lend e-books?

Yes to both: no late fees, and e-books, audiobooks and research databases with a card (the library’s 2024 survey report).

How busy is Coldwater’s library?

It logged 5.1 visits and lent 13.7 items per resident in 2024, against a typical 3 visits for libraries serving 2,500 to 10,000 people.

What is Coldwater’s civic life grade?

A Coldwater is ahead of 90% of U.S. towns on civic life, #83 of 914 in Ohio. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.

Book talk

Reading, story times and the library in Coldwater.

Town Square →
Start a conversation

Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.