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Clay Township, Montgomery County, OhioPhoto: Nyttend · Public domain
Housing in Clay Township

152 homes sold in Clay Township in the last year, at a typical $287K

Redfin reports Clay Township’s sales by ZIP code, so these figures are for ZIP 45309, which takes in Clay Township and the area around it. Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Clay Township homes are listed.

Homes for sale in Clay TownshipZillowRealtor.comMore places to look ↓
Homes sold
152
ZIP 45309 · October 2025 to September 2026
Typical sale price
$287K
median, weighted by sales
Price per square foot
$164
Ohio $164
Paid vs. asking
97.2%
16% sold over asking
For sale now
38
September 2026 · 14 sold that month
What sold · last 12 months · ZIP 45309

Houses are 98% of Clay Township’s sales, at a typical $296K (year to May 2026)

152 homes sold in the year to September 2026.

Houses$296K

typical sale · 144 sold in the year to May 2026

Per square foot
$164OH $165
Days to sell
47
Sold over asking
17%
Fewer sales

Condos: 1 sold, typical $133K

Too few sales in 12 months for reliable figures.

14 years of sales

About as many homes sell as usual, at twice the 2016 price

152 sales in the last year, against 171 in 2021 and a low of 102 in 2012. The typical sale went from $139K in 2016 to $287K.

Homes soldTypical sale price
050100150200$100K$200K$300K$400K2012: 102 sold, typical $111K’122013: 121 sold, typical $103K2014: 130 sold, typical $106K’142015: 128 sold, typical $136K2016: 135 sold, typical $139K’162017: 150 sold, typical $134K2018: 162 sold, typical $136K’182019: 130 sold, typical $158K2020: 153 sold, typical $154K’202021: 171 sold, typical $196K2022: 148 sold, typical $220K’222023: 145 sold, typical $266K2024: 139 sold, typical $273K’242025: 129 sold, typical $300KLast 12 months: 152 sold, typical $287KNow

Source: Redfin Data Center, MLS sales; for ZIP 45309, which takes in Clay Township and the area around it (each month is a 3-month rolling window, its counts divided by 3). Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $300K buys in Clay Township

Houseat $164 a sq ft, year to May 2026
The same money in Ohioat $165 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Clay Township homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Clay Township are back to pre-pandemic levels, but a quarter fewer homes come up for sale

We read every month of home sales in ZIP 45309 since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 152 sales.

If you’re buying in Clay Township

  • Shop in April. It brings about 15 new listings a month, close to the busiest month, with fewer bidding wars (19% over asking).
  • Offer under asking. Buyers paid 97.2% of the list price on average; 16% paid over.
  • You’ll usually have time. Only 44% of homes go under contract within two weeks; the typical one takes 44 days.
Best time to buy

Summer brings both the most homes and the most bidding wars

August has the most new listings (about 17 a month), but June is the most competitive: 23% of June sales close over asking. April and May offer nearly as much choice with fewer homes bid up (19%). March has the least competition (16%).

New listings a monthShare sold over asking
0510152013%27%40%Sweet spotJan: 9 new listings a month, 18% sold over asking, 57 days to sellJFeb: 9 new listings a month, 17% sold over asking, 59 days to sellFMar: 12 new listings a month, 16% sold over asking, 69 days to sellMApr: 15 new listings a month, 19% sold over asking, 54 days to sellAMay: 16 new listings a month, 22% sold over asking, 49 days to sellMJun: 17 new listings a month, 23% sold over asking, 46 days to sellJJul: 17 new listings a month, 21% sold over asking, 48 days to sellJAug: 17 new listings a month, 22% sold over asking, 49 days to sellASep: 17 new listings a month, 21% sold over asking, 52 days to sellSOct: 15 new listings a month, 19% sold over asking, 50 days to sellONov: 13 new listings a month, 17% sold over asking, 50 days to sellNDec: 11 new listings a month, 18% sold over asking, 46 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and calmer than Ohio

Clay Township now2017–192021 peakOH now
Sold over askingShare of sales that closed above the list price16%16%28%28%
Gone within two weeksShare of homes under contract within 14 days44%34%45%45%
Price paid vs. askingAverage sale price ÷ list price97.2%97.1%98.7%98.3%
Days to sellMedian days from listing to contract44544145
Supply

31 homes for sale on a typical day

That’s 1.7 times the 2023 low (18), 22% fewer than in 2017–19 and well under 2013’s 84.

2012: 82 for sale’122013: 84 for sale2014: 74 for sale2015: 58 for sale’152016: 57 for sale2017: 49 for sale2018: 39 for sale’182019: 31 for sale2020: 27 for sale2021: 25 for sale’212022: 23 for sale2023: 18 for sale2024: 30 for sale’242025: 30 for saleLast 12 months: 31 for saleNow

Source: Redfin Data Center, ZIP code tracker; for ZIP 45309, which takes in Clay Township and the area around it (each month is a 3-month rolling window, its counts divided by 3), January 2012 to September 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Clay Township home costs about $1,950 a month

Mortgage
Property tax
Insurance
Rent

Price: Clay Township’s typical sale, last 12 months. Property tax at Clay Township’s 1.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Clay Township is affordable on local pay is on Cost of living.

Before you buy in Clay Township

Six things worth knowing

17

New listings in August

The month with the most choice. January has the fewest, about 9.

Best time to buy
1.9%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $287K home, about $5,430 a year.

Taxes vs. neighbors
A−

Schools

The schools grade for Clay Township, from test results, graduation and how much students grow.

Schools in Clay Township
24 min

Typical commute

The average one-way trip to work for people who live in Clay Township.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Brookville, Clayton, Englewood, Lewisburg, West Milton and Trotwood sell for less a square foot

The busier markets within 25 miles of Clay Township, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Trotwood214$168K$11124%46
Englewood206$251K$14430%37
Clayton198$270K$13628%45
Clay Township (ZIP 45309)152$287K$16416%44
Brookville89$248K$15812%51
West Milton71$201K$15520%39
Lewisburg21$182K$13118%60

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Clay Township, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Clay Township. People who follow the town see it, and so do people comparing Clay Township with their own town. No commission, no listing fee.

Questions about buying a home in Clay Township

What do homes sell for in Clay Township, OH?

152 homes sold in the year to September 2026 at a typical $287K, $164 a square foot.

Is Clay Township a buyer’s or seller’s market?

A seller’s market: 38 homes were for sale in September 2026 and 14 sold, about 2.7 months of supply. Buyers paid 97.2% of asking on average.

When is the best time to buy in Clay Township?

August brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Clay Township?

About 1.9% of a home’s value a year. On a $287K home that’s near $5,430.

Where can I see homes for sale in Clay Township?

Zillow, Redfin, Realtor.com and Homes.com all carry Clay Township’s MLS listings; the search links above open each one filtered to Clay Township.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; for ZIP 45309, which takes in Clay Township and the area around it (each month is a 3-month rolling window, its counts divided by 3)). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).