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Clay Township, Montgomery County, Ohio
Ohio›Montgomery County

Clay TownshipMontgomery County, OH

A town of 8,910.

3 bordering townsMap →
Photo: Nyttend · Public domain
Photo of Clay Township

Clay Township, OH · Photo: Nyttend · Public domain · Source ↗

Is Clay Township a good place to live?

Clay Township is a solid, middle-of-the-road choice. It grades B overall, ranked 432nd of 987 in Ohio, with no subject far below average. Its best mark is schools: its schools rank ahead of 76% of Ohio towns. A typical home there costs about $200K, 2.8 years of the Dayton metro’s $72K median household income. 28% of residents are 65 or older in Clay Township, against 20% in Ohio’s towns and 18% across U.S. towns. Joseph Flory House is on the National Register of Historic Places.

What makes Clay Township stand out

Where Clay Township beats most towns.

A commuter town

88% of working residents leave Clay Township for work

Where Clay Township’s working residents go each day. Line width shows the share.

16% → Dayton Dayton 16% 10% → Brookville Brookville 10% 3% → Clayton Clayton 3% 3% → Englewood Englewood 3% 3% → Vandalia Vandalia 3% 3% → Kettering Kettering 3% Clay Township · 12% stay
2,508jobs based in Clay Township
12%of working residents work in town
15 mimedian commute distance

Census LEHD 2023

How Clay Township grades

Each subject compared with towns across the country (schools within Ohio), ordered by how far Clay Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Joseph Flory House
Joseph Flory House · National Register of Historic Places
Clay Township’s story

Clay Township in pictures

The archive holds 3 old photos and papers going back to 2007 and 2 maps from 1905 on.

1 place on the National Register of Historic Places.

Explore the history →
Nearby attractions

National Museum of the United States Air Force and 28 more within 40 miles

Museums, parks, gardens and other places to visit around Clay Township. Close and well known come first.

All 83 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

National Museum of the United States Air Force: No machine-readable author provided. Rogerd assumed (based on copyright claims)., CC BY-SA 3.0 · Kings Island: Eli Duke from Portland, OR, USA, CC BY-SA 2.0 · Dayton Art Institute: Warren LeMay, CC BY-SA 2.0 · Dayton Aviation Heritage National Historical Park: Chris Light (talk), CC BY-SA 3.0 · Madonna of the Trail: W. Guy Finley, Public domain

Getting set up

Moving to Clay Township: who provides what

Who provides power, water and the rest in Clay Township, and how to reach them.

The full setup list →
PowerAES Ohio16.1¢/kWh · EIA 2025HIFLD · EIA
WaterBrookville Lake Estates water systemNo health-based violations in 5 years · EPAEPA
Internet9 providers93% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Clay Township’s trash rules yet
SchoolsBrookville Local School DistrictNorthmont City School DistrictTri-County North Local School District3 districts serve Clay Township; which school depends on your address and gradeNCES
Register to voteOnlineIn Ohio you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereDirector, Montgomery County Board of ElectionsMontgomery County; contacts on the Handbook page.FVAP, Jul 2026
ZIP codes45309, 45354, 45322, 4531545309 90% · 45354 6% · 45322 2% · 45315 1%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Clay Township.

Natural hazardsHazard risk grade A

Inland flooding leads a very low hazard risk in Clay Township

Expected storm and flood damage is lower than in 87% of U.S. communities. Since 2004, 16 flood insurance claims have been paid out in Clay Township.

13risk score of 100
FEMA risk score
13Very low riskLowerHigher
Inland floodingCold wavesTornadoes
16
paid flood claims since 2004

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B

Clay Township has 0.7 jobs for every working resident, so most commute out

Jobs based here fell from 3,589 in 2013 to 2,508.

Most working residents leave Clay Township for work: only 12% work in town. Jobs based in Clay Township fell to 2,508 in 2023, 1,081 fewer than in 2013. The top destinations are Dayton (16%), Brookville (10%) and Clayton (3%).

12%work in town
Clay TownshipOhio townsU.S. towns
Working residents who work in town12%6.8%8%
Work from home7.7%9.7%11%
Below the poverty line7.8%9.1%9.6%

Where working residents work

In Clay Township12%
Dayton16%
Brookville10%
Clayton3%
Englewood3%
15 mi
median commute distance
2,508
jobs based in Clay Township
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 59% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

Older than Ohio overall

The median age in Clay Township is 46.1 years. 25% of adults 25 and older have a bachelor’s degree or more, vs 32% across Ohio.

46.1median age · OH 39.7
Clay TownshipOhio townsU.S. towns
Median age46.1 years41.7 years40.5 years
Bachelor’s degree or more, 25+25%24%29%
Clay TownshipOhioUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school39%
Some college23%
Associate’s8%
Bachelor’s16%
Graduate9%

Women and men · all residents

48% women, 52% men

That’s an even split within the survey’s margin of ±2.9 points. Across Ohio, 50.7% of residents are women.

Ages and education in Clay Township
Clay TownshipOHU.S.
Under 1010.5%11.7%11.6%
10 to 1711.8%10.3%10.3%
18 to 244.1%8.9%9.1%
25 to 3412.5%13.2%13.7%
35 to 4410.6%12.5%13.2%
45 to 5411%12%12.2%
55 to 6411.1%13.2%12.7%
65 to 7417.9%10.9%10.2%
75 and older10.4%7.3%7%
No diploma5.4%8.2%10.4%
High school38.6%32.1%26%
Some college23.2%19.3%19.1%
Associate’s8.1%9%8.8%
Bachelor’s16.3%19.3%21.6%
Graduate8.5%12.2%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Climate

In Clay Township, expect four seasons and pleasant summers

Clay Township has chilly winters and warm summers. July afternoons reach 85°, January nights drop to 20° and about 12 inches of snow falls in a winter.

12″snow a winter

Typical low → high °F

Winter23–39°
Spring41–62°
Summer62–83°
Fall44–65°
Oct 28
typical first frost
Apr 16
typical last frost
+1.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC+

4.1% of Clay Township is conserved land

2.6 miles of trail in 5 parks and preserves. The biggest park or preserve is Golden Gate Park, at 64 acres. Clay Township’s trail density is 0.1 miles per square mile.

#606for trails in OH
Clay TownshipOhio townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.20.4
Conserved land4.1%3.7%4.3%
4.1%
conserved · 994 of 23,985 acres
2.6 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Golden Gate Park0.5 mi64
2. Westbrook Park0.1 mi14
3. Ward Park—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthC+

On CDC estimates, Clay Township is less healthy than 55% of U.S. towns

Clay Township beats the Ohio average on 6 of 32 CDC measures and trails it on 2. 14% of Clay Township adults have diabetes.

45%healthier than U.S. townsC+Health Grade
Clay TownshipOhio townsU.S. towns
Diabetes (CDC PLACES)14%13%12%
Yearly checkup (CDC PLACES)81%80%79%
Depression (CDC PLACES)26%26%23%
Binge drink (CDC PLACES)16%17%16%
32 measures vs. Ohio
6 better24 too close to call2 worse
What stands outClay TownshipOH
Fewer adults facing food insecurity10.5%14.1%
Fewer adults facing a utility shut-off6.3%8.3%
More adults who have had cancer10.9%8.7%
Dayton VA Medical Center
12.7 mi away · emergency room
None
primary care, dental or mental-health shortage
58th
percentile among OH towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Clay Township

18pages on Clay Township
After high school

Colleges nearby

2 within 15 miles of the center of Clay Township

About Clay Township

Township in Ohio, US

Clay Township is one of the nine townships of Montgomery County, Ohio, United States. As of the 2020 census the population was 8,876.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
38 sq mi
Elevation
1,050 ft

Clay Township’s neighbors

3 towns share a border with Clay Township.

Explore the map →
How the neighbors grade
TownOH rankOverallCostSafetySchoolsHealth
Clay Township#432BC+—A−C+
Clayton#260A−C+BB+B
Harrison Township#584B−A−—B+C
Perry Township#645B−C+—B+C+

Clay Township, Harrison Township and Perry Township report no FBI crime data of their own. Compare Clay Township with a neighbor →

Questions about Clay Township

Short answers, built from the data on this page.

Is Clay Township, OH a good place to live?

By most measures, yes. Clay Township grades B overall, better than 64% of U.S. towns and #432 of 987 in Ohio. It grades C+ for health and A− for schools.

Is Clay Township, OH expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.