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Trinity Episcopal Church and Parish HouseTrinity Episcopal Church and Parish House · Photo: Stephen Schweitzer · CC BY-SA 4.0
Housing in Watertown

320 homes sold in Watertown in the last year, at a typical $203K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Watertown homes are listed.

Homes sold
320
June 2025 to May 2026
Typical sale price
$203K
median, weighted by sales
Price per square foot
$122
New York $434
Paid vs. asking
97.7%
37% sold over asking
For sale now
135
May 2026 · 23 sold that month
What sold · last 12 months

Houses are 86% of Watertown’s sales, at a typical $205K

320 homes sold in the year to May 2026.

Houses$205K

typical sale · 274 sold in 12 months

Per square foot
$128NY $316
Days to sell
80
Sold over asking
38%
Listings with a price cut
25%
Fewer sales

Multi-family (2–4 units): 36 sold, typical $165K
Townhouses: 10 sold, typical $222K

Too few sales in 12 months for reliable figures.

14 years of sales

About as many homes sell as usual, at 1.8 times the 2016 price

320 sales in the last year, against 475 in 2021 and a low of 186 in 2015. The typical sale went from $111K in 2016 to $203K.

Homes soldTypical sale price
0125250375500$75K$150K$225K$300K2012: 263 sold, typical $134K’122013: 215 sold, typical $134K2014: 210 sold, typical $125K’142015: 186 sold, typical $115K2016: 230 sold, typical $111K’162017: 292 sold, typical $102K2018: 290 sold, typical $96K’182019: 305 sold, typical $119K2020: 318 sold, typical $123K’202021: 475 sold, typical $148K2022: 435 sold, typical $156K’222023: 382 sold, typical $168K2024: 299 sold, typical $172K’242025: 350 sold, typical $193KLast 12 months: 320 sold, typical $203KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $200K buys in Watertown

Houseat $128 a sq ft
The same money in New Yorkat $316 a sq ft

Is this asking price fair?

Check a listing against what Watertown homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Watertown are more common than before the pandemic, but 39% fewer homes come up for sale

We read every month of Watertown’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 320 sales.

If you’re buying in Watertown

  • Shop in April. It brings about 46 new listings a month, close to the busiest month, with fewer bidding wars (27% over asking).
  • Offer under asking. Buyers paid 97.7% of the list price on average; 37% paid over.
  • You’ll usually have time. Only 32% of homes go under contract within two weeks; the typical one takes 82 days.
Best time to buy

Summer brings the homes; fall brings the bidding wars

June has the most new listings (about 53 a month), but September is the most competitive: 37% of September sales close over asking. April and May offer nearly as much choice with fewer homes bid up (27%). January has the least competition (19%) but only about 28 new listings.

New listings a monthShare sold over asking
013.827.541.35513%27%40%Sweet spotJan: 28 new listings a month, 19% sold over asking, 129 days to sellJFeb: 26 new listings a month, 21% sold over asking, 129 days to sellFMar: 38 new listings a month, 30% sold over asking, 109 days to sellMApr: 46 new listings a month, 27% sold over asking, 105 days to sellAMay: 48 new listings a month, 27% sold over asking, 117 days to sellMJun: 53 new listings a month, 34% sold over asking, 93 days to sellJJul: 47 new listings a month, 32% sold over asking, 86 days to sellJAug: 47 new listings a month, 30% sold over asking, 92 days to sellASep: 38 new listings a month, 37% sold over asking, 98 days to sellSOct: 35 new listings a month, 28% sold over asking, 104 days to sellONov: 29 new listings a month, 28% sold over asking, 97 days to sellNDec: 22 new listings a month, 24% sold over asking, 114 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Nearly as heated as 2021, and about like New York as a whole

Watertown now2017–192021 peakNY now
Sold over askingShare of sales that closed above the list price37%22%35%41%
Gone within two weeksShare of homes under contract within 14 days32%1%18%26%
Listings with a price cutShare of homes for sale that cut their price24%—14%20%
Price paid vs. askingAverage sale price ÷ list price97.7%95.3%98.3%101%
Days to sellMedian days from listing to contract821349041
Supply

131 homes for sale on a typical day

That’s 1.2 times the 2023 low (107), 39% fewer than in 2017–19 and well under 2015’s 267.

2012: 203 for sale’122013: 224 for sale2014: 247 for sale2015: 267 for sale’152016: 255 for sale2017: 239 for sale2018: 208 for sale’182019: 197 for sale2020: 172 for sale2021: 156 for sale’212022: 128 for sale2023: 107 for sale2024: 119 for sale’242025: 133 for saleLast 12 months: 131 for saleNow
Room to negotiate

1 in 4 listings has cut its price

24% in the last year, against — in 2017–19 and 20% across New York.

2021: 14%’212022: 19%2023: 19%2024: 20%’242025: 24%Last 12 months: 24%Now
Across New York

Watertown ranks 307th of 362 busy New York markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Watertown is one of the state’s calmer markets.

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Watertown home costs about $1,348 a month

Mortgage
Property tax
Insurance
Rent

Price: Watertown’s typical sale, last 12 months. Property tax at Watertown’s 1.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Watertown is affordable on local pay is on Cost of living.

Before you buy in Watertown

Six things worth knowing

53

New listings in June

The month with the most choice. December has the fewest, about 22.

Best time to buy
1.7%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $203K home, about $3,470 a year.

Taxes vs. neighbors
D

Schools

The schools grade for Watertown, from test results, graduation and how much students grow.

Schools in Watertown
16 min

Typical commute

The average one-way trip to work for people who live in Watertown.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Carthage sells for less a square foot

The busier markets within 25 miles of Watertown, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Watertown320$203K$12237%82
Carthage58$189K$10631%103
West Carthage38$212K$12139%126
Black River24$251K$13233%96

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Watertown, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Watertown. People who follow the town see it, and so do people comparing Watertown with their own town. No commission, no listing fee.

Questions about buying a home in Watertown

What do homes sell for in Watertown, NY?

320 homes sold in the year to May 2026 at a typical $203K, $122 a square foot.

Is Watertown a buyer’s or seller’s market?

A balanced market: 135 homes were for sale in May 2026 and 23 sold, about 5.9 months of supply. Buyers paid 97.7% of asking on average, and 24% of listings cut their price.

When is the best time to buy in Watertown?

June brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Watertown?

About 1.7% of a home’s value a year. On a $203K home that’s near $3,470.

Where can I see homes for sale in Watertown?

Zillow, Redfin, Realtor.com and Homes.com all carry Watertown’s MLS listings; the search links above open each one filtered to Watertown.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).