Photo: Quintin Soloviev · CC BY 4.0410 homes sold in Utica in the last year, at a typical $191K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Utica homes are listed.
Every place Utica homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Utica.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 74% of Utica’s sales, at a typical $198K
410 homes sold in the year to May 2026.
typical sale · 302 sold in 12 months
- Per square foot
- $148NY $316
- Days to sell
- 33
- Sold over asking
- 39%
- Listings with a price cut
- 25%
Multi-family (2–4 units): 92 sold, typical $155K
Townhouses: 11 sold, typical $196K
Condos: 5 sold, typical $243K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 2.4 times the 2016 price
410 sales in the last year, against 579 in 2021 and a low of 321 in 2012. The typical sale went from $80K in 2016 to $191K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $200K buys in Utica
Check a listing against what Utica homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Utica are more common than before the pandemic, but half fewer homes come up for sale
We read every month of Utica’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 410 sales.
If you’re buying in Utica
- Shop in April. It brings about 52 new listings a month, close to the busiest month, with fewer bidding wars (24% over asking).
- Offer under asking. Buyers paid 97.5% of the list price on average; 36% paid over.
- You’ll usually have time. Only 45% of homes go under contract within two weeks; the typical one takes 34 days.
Summer brings both the most homes and the most bidding wars
August has the most new listings (about 66 a month), and the most competition: 35% close over asking. April and May offer nearly as much choice with fewer homes bid up (24%). January has the least competition (22%) but only about 39 new listings.
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and about like New York as a whole
| Utica now | 2017–19 | 2021 peak | NY now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 36% | 21% | 40% | 41% |
| Gone within two weeksShare of homes under contract within 14 days | 45% | 2% | 29% | 26% |
| Listings with a price cutShare of homes for sale that cut their price | 22% | — | 14% | 20% |
| Price paid vs. askingAverage sale price ÷ list price | 97.5% | 94.8% | 98.5% | 101% |
| Days to sellMedian days from listing to contract | 34 | 109 | 87 | 41 |
106 homes for sale on a typical day
That’s 1.2 times the 2024 low (91), 52% fewer than in 2017–19 and well under 2015’s 309.
1 in 5 listings has cut its price
22% in the last year, against — in 2017–19 and 20% across New York.
Utica ranks 308th of 362 busy New York markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Utica is one of the state’s calmer markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Utica home costs about $1,338 a month
Price: Utica’s typical sale, last 12 months. Property tax at Utica’s 2.2% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Utica is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in August
The month with the most choice. December has the fewest, about 27.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $191K home, about $4,100 a year.
Taxes vs. neighborsSchools
The schools grade for Utica, from test results, graduation and how much students grow.
Schools in UticaCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Ilion and Herkimer sell for less a square foot
The busier markets within 25 miles of Utica, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Utica | 410 | $191K | $124 | 36% | 34 |
| Rome | 283 | $185K | $131 | 40% | 40 |
| Ilion | 61 | $142K | $86 | 41% | 53 |
| Herkimer | 59 | $145K | $87 | 36% | 58 |
| Yorkville | 26 | $147K | $124 | 12% | 40 |
| Whitesboro | 25 | $211K | $139 | 44% | 48 |
| New York Mills | 21 | $199K | $134 | 71% | 27 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Utica, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Utica. People who follow the town see it, and so do people comparing Utica with their own town. No commission, no listing fee.
Questions about buying a home in Utica
What do homes sell for in Utica, NY?
410 homes sold in the year to May 2026 at a typical $191K, $124 a square foot.
Is Utica a buyer’s or seller’s market?
A balanced market: 95 homes were for sale in May 2026 and 19 sold, about 5 months of supply. Buyers paid 97.5% of asking on average, and 22% of listings cut their price.
When is the best time to buy in Utica?
August brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Utica?
About 2.2% of a home’s value a year. On a $191K home that’s near $4,100.
Where can I see homes for sale in Utica?
Zillow, Redfin, Realtor.com and Homes.com all carry Utica’s MLS listings; the search links above open each one filtered to Utica.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).